Du Trac Community Credit Union Bettendorf IA | Best Auto Loans & Business Banking

Introduction

Welcome to Du Trac Community, your trusted partner in financial wellness since 1946. Nestled in the heart of Bettendorf, IA, at 2770 Middle Rd, our credit union is dedicated to serving over 53,282 members with a range of personalized banking services designed to meet your unique needs. We pride ourselves on fostering a community-focused environment where every member feels valued and supported. At Du Trac Community, we understand that financial decisions can be overwhelming, which is why our experienced team is here to provide guidance every step of the way. With total assets exceeding $1.14 billion and a robust portfolio of 35,379 loans and leases, we offer everything from personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgages, and business financing. Our leadership team, led by CEO Andrew Hawkinson and Board President Kevin Mueller, is committed to ensuring that our members have access to the best possible services. With a net worth of over $131 million and total deposits amounting to $85 million, you can trust that your finances are in safe hands. We also maintain a healthy cash reserve of $9.2 million, ensuring we can meet your needs whenever they arise. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 2770 Middle Rd, Bettendorf, IA 52722. Our friendly staff is ready to assist you during our lobby hours Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to noon. Join us at Du Trac Community today! Whether you're looking for straightforward banking options or seeking advice on loans and investments, we're here for you. Call us at 563-635-7400 or visit our website at Du Trac Community for more information on how we can help you achieve your financial goals.

Branch History & Mission

Join Us Today!

We invite you to become part of the Du Trac Community family. Experience firsthand how we prioritize your financial success while giving back to the community. Whether you're looking for competitive loan rates or personalized banking solutions, we're here for you every step of the way. For inquiries or more information about joining us, feel free to reach out at (563) 635-7400 or visit our website at Du Trac Community. Together, let's build a brighter financial future!

Our Journey

The journey of Du Trac Community has been one of growth, community service, and dedication to our members' financial well-being. Over the years, we have expanded our services to meet the changing needs of our community. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we strive to provide comprehensive financial solutions that empower our members. Our commitment to innovation is evident in our digital advancements. We offer online banking, mobile payments, and e-statements, making it easier than ever for our members to manage their finances on their terms. Additionally, we ensure accessibility with ADA-compliant facilities and services.

Our Mission

At Du Trac Community, our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community support. We believe that when our members thrive, so does the community around us. This belief drives us to participate actively in local events and partnerships that uplift those in need. By supporting various initiatives throughout Bettendorf and beyond, we strive to make a positive impact on lives. While members can visit us at 2770 Middle Rd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 2770 Middle Rd, Bettendorf, IA 52722.

Branch Location & Accessibility

Accessibility Features

At Du Trac Community, we understand the importance of accessibility. Our branch is compliant with ADA standards, featuring ramps and accessible parking spaces to ensure everyone can visit us comfortably. You won't have any trouble accessing our services, whether you choose to come inside or use our drive-thru option.

Get in Touch

Have questions? We're just a phone call away! Reach out at (563) 635-7400 or stop by our branch today we can't wait to meet you! Your financial wellness is our priority, and we're excited to serve you at Du Trac Community in Bettendorf.

Operating Hours

We know that life gets busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 8:30 AM to 5:30 PM, and on Saturday from 9:00 AM to noon. If you prefer using our drive-thru service, it's open Monday through Thursday from 7:30 AM to 5:30 PM, extending until 6:00 PM on Fridays and also available Saturday mornings.

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need a quick cash withdrawal? Our ATM is available for your convenience too! Drive-thru banking allows for simple transactions without leaving your car. While members can visit us at 2770 Middle Rd Bettendorf Ia 52722, official correspondence should be sent to 2770 Middle Rd, Bettendorf, IA 52722.

Member Eligibility

Joining the Du Trac Community is like stepping into a welcoming family where your financial well-being is our top priority. To become a member, you simply need to meet a few friendly criteria. If you live, work, or worship in specific areas of Iowa, or if you have a family member who is already part of our community, you're likely eligible to join us! We believe in making banking accessible for everyone, so don't hesitate to reach out if you're unsure about your eligibility. You can check the detailed membership requirements at this link. Once you've confirmed that you're eligible, opening an account is easy! Just visit us at 2770 Middle Rd, Bettendorf, IA 52722, or give us a call at 563-635-7400 for assistance. Our team is ready to help you take this important step towards enjoying all the benefits we offer. From personal banking solutions to auto loans and more, becoming a member at Du Trac Community opens doors to financial opportunities designed just for you.

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make managing transactions a breeze. Imagine seamlessly processing payments while keeping track of your sales all from one platform. This not only saves you time but also enhances customer satisfaction. Visit us at 2770 Middle Rd Bettendorf Ia 52722 in Bettendorf, IA, or give us a call at (563) 635-7400 to explore how our business banking services can empower your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,818,867, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

We also prioritize accessibility with our ATM and drive-thru services. Whether you need cash withdrawals or want to make deposits quickly without leaving your car, our basic drive-thru banking service handles it all efficiently. At Du Trac Community, we believe in making banking simple and approachable for everyone in Bettendorf. With a focus on community needs and member satisfaction, we're here to support you every step of the way. Ready to explore how our services can benefit you? Visit us at 2770 Middle Rd Bettendorf, IA 52722, or check out more on our website at www.dutrac.org. Let's work together towards a brighter financial future!

Business Banking Solutions

For small business owners, our business banking services include merchant services and business loans to help you grow your venture. We know how important it is to have reliable banking support, so we strive to provide services that cater specifically to the needs of local businesses.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Du Trac Community offers robust online and mobile banking features. Access your accounts anytime, anywhere with our user-friendly mobile app. You can make payments, transfer funds, and even manage person-to-person transactions directly from your device. Our e-statements are a great way to stay organized while reducing paper clutter.

Personal Banking Services

Our personal banking options are designed with you in mind. Whether you're opening a new checking or savings account, looking for auto loans and vehicle financing, or interested in mortgage loans and refinancing, we have solutions that fit your lifestyle. For those managing debt, our personal loans and debt consolidation options can help ease financial stress. Plus, our credit cards come with rewards that make every purchase more rewarding.

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At Du Trac Community, we prioritize these values by offering a robust suite of digital and online banking services designed to meet your needs anytime, anywhere. Our online banking platform is available 24/7, allowing you to access your accounts whenever it suits you. Whether you're at home or on the go, you can check your balance, transfer funds, and manage your transactions with just a few clicks. Plus, with our electronic signature authorization feature, signing documents online is simple and secure no need for paper and ink. To help you stay organized and reduce clutter, we also offer e-statements. This feature allows you to view your account statements digitally, making it easy to keep track of your finances without the hassle of physical paperwork. If you're someone who enjoys the convenience of mobile payments, you'll be pleased to know that Du Trac Community supports this feature as well. With our mobile application, managing your money becomes even easier. You can make payments directly from your phone and send money to friends or family with person-to-person transfers ideal for splitting bills or sharing expenses. Security is always a top priority for us. Our online banking services are equipped with advanced security measures to protect your personal information. You can feel confident knowing that your data is safe while you enjoy the flexibility of digital banking. So whether you're looking to check balances on-the-go or simplify transactions from the comfort of your home, Du Trac Community has got you covered. Embrace the ease of digital banking today!

Financial Strength

Commitment to Growth

With $68,485,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $16,323 in used auto loans and $883,743,865 in total loans and leases. This commitment ensures you have access to the funds you need when you need them.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Du Trac Community is your trusted partner. Visit us at 2770 Middle Rd Bettendorf Ia 52722 or call (563) 635-7400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,975,115 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 104,154 share accounts, it's clear that many trust us with their finances.

Secure Savings Options

Members' savings are secured through $492,492,188 in share certificates and $124,016,097 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Ratio

With a net worth of $131,297,081, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $290,927,932 in used vehicle loans and $96,131,378 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our straightforward application process makes it easy for you to drive away with confidence. Plus, refinancing options are available if you're looking to lower your current payments.

Business Loans

For business owners looking to expand or invest in their enterprises, our outstanding commercial loans totaling $100,818,867 provide the capital needed for growth. We offer competitive rates and terms to help you achieve your business objectives. At Du Trac Community, we pride ourselves on offering transparent lending practices and exceptional member service. Whether you're interested in an auto loan or exploring mortgage options, our team is here to assist you every step of the way. For more information on eligibility and how to apply for a loan with us, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to take the next step towards better financing solutions or have questions about any of our products, feel free to give us a call at 563-635-7400 during our operating hours: Lobby: MON - FRI 8:30 am - 5:30 pm; SAT 9:00 AM - noon; Drive-up: MON - THUR 7:30 am - 5:30 pm; FRI 7:30 am - 6:00 pm; SAT 9:00 am - noon.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,385,700, make buying or refinancing simple. We provide personalized service to guide you through the home-buying process while ensuring you understand all your options.

Unsecured Credit Cards

Managing everyday expenses just got easier with our unsecured credit card loans. With a total of $12,639,892 in loans helping members effectively manage their finances, our credit cards come with flexible terms and rewards that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from recognized financial institutions, ensuring that users can trust the information presented. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple lenders, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in helping individuals secure better loan options. For those seeking to optimize their borrowing experience, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By working exclusively with verified financial institutions, LendMesh ensures that all loan offers are legitimate and trustworthy.