Doy Credit Union Youngstown OH | Best Auto Loans & Business Banking

Introduction

Welcome to Doy Federal Credit Union, your trusted financial partner located at 1500 Gypsy Ln, Youngstown, OH 44505. Established in 1971, we have proudly served our community for over five decades, building lasting relationships and fostering financial well-being among our 2,288 members. With total assets of $61,769,404, we are committed to providing reliable banking services tailored to meet the diverse needs of our members. At Doy, we understand that financial success is not just about numbers; it's about people. That's why we offer a range of personal and business banking solutions, from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 5 employees, led by CEO Teresa Norris and Board President John Thomas, is always ready to assist you with personalized service that makes banking easier and more accessible. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1500 Gypsy Ln, Youngstown, OH 44505-1832. With a strong net worth of $9,325,179 and total deposits amounting to $1,946,567, Doy Federal Credit Union stands firm in its commitment to secure your finances. Whether you're looking for loans where we have facilitated over 536 loans and leases or simply want guidance on managing your finances better, we're here for you every step of the way. We invite you to explore our website at doyfcu.com or give us a call at 330-744-5680 during our lobby hours from Monday to Friday between 9:00 a.m. and 4:30 p.m. Let Doy Federal Credit Union help you achieve your financial goals!

Branch History & Mission

Join Us

We invite you to become part of our family at Doy Federal Credit Union. With a dedicated team ready to assist you and a range of services tailored just for you, there's never been a better time to join us. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community it serves. Call us today at (330) 744-5680 or visit us online at Doy Federal Credit Union for more information!

Mission Impact

At Doy Federal Credit Union, we believe that financial success goes hand-in-hand with community support. Our mission statement reflects this commitment; we focus on delivering personalized financial solutions while actively engaging in outreach programs that uplift our community. Whether it's sponsoring local events or partnering with organizations dedicated to improving lives in Mahoning County, we are devoted to making a real impact. While members can visit us at 1500 Gypsy Ln Youngstown Oh 44505, official correspondence should be sent to 1500 Gypsy Ln, Youngstown, OH 44505-1832 if it differs. We are also dedicated to ensuring accessibility for all our members and are proud of our ADA-compliant facilities. As technology continues to shape how we interact with finances, we remain committed to enhancing your experience. While we currently do not offer online banking or mobile payment options, we focus on personal interaction and guidance in all your financial needs.

Our Journey

Since opening our doors at 1500 Gypsy Ln, Youngstown, OH 44505, we have seen significant growth and evolution. Our mission is simple yet profound: to empower our members by providing exceptional financial services while fostering community spirit. We strive to make banking accessible and beneficial for everyone. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Our location is conveniently situated near several local landmarks, making it easy for members to visit us during our operating hours from Monday to Friday, 9:00 a.m. to 4:30 p.m. For those who prefer the convenience of drive-thru banking, we proudly offer this service for deposits, withdrawals, and simple transactions.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. We have ample parking available right by the entrance, and our facility is ADA compliant, ensuring ease of access for everyone. Additionally, we offer drive-thru banking services for quick and convenient transactions without leaving your vehicle.

Operating Hours

At Doy Federal Credit Union, we're here for you Monday through Friday from 9:00 a.m. to 4:30 p.m., making it easy to fit banking into your busy schedule. Whether you need help opening a new account or applying for an auto loan, our friendly staff is always ready to assist you during these hours.

Services Available

We offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to provide tailored solutions that benefit our members. Although we do not have ATM availability at this location, our drive-thru service allows for deposits and simple transactions with ease. We invite you to stop by or give us a call at 330-744-5680 if you have any questions or need assistance. At Doy Federal Credit Union, we look forward to serving you!

Member Eligibility

At Doy, we believe that being part of our credit union is like joining a warm, supportive family. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Youngstown area, you're likely eligible to join us. We cherish our community connections and want to extend our financial services to everyone who shares this vibrant space with us. To get started, simply visit us at our branch located at 1500 Gypsy Ln Youngstown Oh 44505 or give us a call at (330) 744-5680 for more details. You can also check out the specific eligibility criteria on our website for any updates or additional information: . Opening an account with us means you'll not only gain access to a variety of banking services but also enjoy the benefits of being part of a member-focused institution that truly cares about your financial well-being.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Each loan is tailored to meet the specific needs of our members, ensuring they have the financial backing required to thrive.

Non-Member Support

We also believe in contributing to the broader business community: - With $0 in non-member commercial loans available, we provide flexible financing solutions that can help local businesses achieve their goals.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Our dedicated team is here to guide you through every step of the process, ensuring you find the right solution for your business needs. Additionally, our merchant services make transactions easier than ever. Imagine having a reliable partner that simplifies payment processing, allowing you more time to focus on what really matters growing your business. Visit us at 1500 Gypsy Ln Youngstown Oh 44505 in Youngstown, OH or call us at (330) 744-5680 to learn more about how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Services

Small business owners also find a welcoming partner in us. Our Business Banking services include essential tools like Merchant Services and Business Loans. We're dedicated to supporting local businesses in their growth and success.

Call Us Today!

We invite you to experience the difference at Doy Federal Credit Union Main Offices. If you have any questions about our services or want to get started on your financial journey, don't hesitate to reach out! You can contact us at 330-744-5680, or visit us during our operating hours from Monday to Friday, 9:00 a.m. to 4:30 p.m. Let us help you take control of your financial future today!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your finances on the go. Although we currently do not have ATM access, our drive-thru service allows for quick transactions such as deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Managing your personal finances is easier with our tailored banking options. Our Checking & Savings Accounts offer flexibility for managing day-to-day expenses while helping you save for the future. Imagine having an account that suits your lifestyle whether it's for budgeting or saving for a special occasion. When it comes to financing, our Auto Loans & Vehicle Financing make purchasing your dream car more accessible. We offer competitive rates that can fit any budget, allowing you to hit the road without breaking the bank. Additionally, if you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease. For those unexpected expenses or consolidating existing debt, our Personal Loans & Debt Consolidation options are designed to provide financial relief when you need it most. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases turning your spending into savings.

Digital & Online Banking

At Doy, we understand that convenience and security are essential when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to help you access your accounts anytime, anywhere. With our commitment to providing secure and user-friendly tools, banking has never been easier. Our online banking platform at https://www.doyfcu.com/ allows you to take control of your finances right from the comfort of your home. You can check your account balances, view transaction history, and manage your money with just a few clicks. Although we currently do not offer electronic signature authorization or e-statements, our focus remains on ensuring that your personal information is protected while you enjoy the benefits of online banking. For those who prefer using their mobile devices, we are excited to announce that our mobile application is on the horizon! While we don't yet have mobile payments or person-to-person transfer features available, we're dedicated to enhancing your banking experience in the future. Accessibility is key at Doy. Our drive-thru service ensures you can complete simple transactions without leaving your vehicle during business hours. Although 24/7 online banking services aren't offered yet, our team is always ready to assist you during operating hours, which are Monday through Friday from 9:00 a.m. to 4:30 p.m. In today's fast-paced world, managing your finances should be straightforward and efficient. At Doy, we're committed to providing solutions that make it easy for you to stay on top of your financial goals. We're continuously working toward improving our digital offerings so that you can enjoy greater flexibility and control over your banking experience.

Financial Strength

Commitment to Growth

With $9,325,179 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $70 in used auto loans and $24,865,665 in total loans and leases. Our operational efficiency is evident with a net income of $0, allowing us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundations

With a net worth of $9,325,179, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,510 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 2,947, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $240,204, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Doy is your trusted partner. Visit us at 1500 Gypsy Ln Youngstown Oh 44505 or call (330) 744-5680 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $876,469 in used vehicle loans and $1,810,892 in new vehicle loans already helping members get on the road. We make it easy for you to drive off with the vehicle you desire. Plus, we offer refinancing options if you're looking to lower your monthly payments or adjust your terms.

Credit Lines and Personal Loans

For those looking for flexibility, our total credit lines of $4,400,000 are available to help you manage unexpected expenses or larger purchases. Additionally, while we currently do not offer unsecured credit card loans, our personal loan options provide straightforward solutions for consolidating debt or funding special projects. At Doy, our team is dedicated to helping you navigate through these financial opportunities with clear information and support. You can reach us at (330) 744-5680 during our operating hours, Monday through Friday from 9:00 a.m. to 4:30 p.m. For more details on all of our loan products and how they can benefit you, visit us at 1500 Gypsy Ln Youngstown Oh 44505 or check out our website at https://www.doyfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $407,340, make buying or refinancing simple. We provide guidance throughout the process to ensure you understand each step and find the right fit for your budget.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that the rates they see reflect actual offerings. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users won't be swayed by advertisements; they will see genuine comparisons. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find the best options available. This feature helps in making informed decisions based on current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and user-friendly the platform is. To experience these benefits yourself, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, as each lender's information is rigorously vetted for accuracy.

Doy