DOWNRIVER COMMUNITY FEDERAL CREDIT UNION

Welcome to Downriver Community at our Woodhaven Branch, located at 18707 West Rd, Woodhaven, MI 48183. Since our establishment in 1942, we have been dedicated to serving our community and building lasting relationships with our members. With over 12,800 members and $183,572,496 in total assets, we pride ourselves on being a trusted financial partner for families and businesses alike. At Downriver Community, we understand the importance of personalized service and financial education. Our committed team of 43 employees, led by CEO Robert LaPalme and Board President Ceasar Randazzo, is here to help you navigate your financial journey. We offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. In addition to supporting our members with over $7,369,552 in total deposits and facilitating more than 13,840 loans and leases, we are proud to be an integral part of the Woodhaven community. Your financial well-being is our top priority, which is why we maintain a robust net worth of $18,922,479 and keep a healthy cash reserve of $2,141,524. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 23, Woodhaven, MI 48183. We invite you to experience the difference that comes from working with a credit union that truly cares about its members. For more information or to speak with one of our friendly staff members today, call us at 313-386-2200 or visit us online at www.downrivercu.com. Join us on this journey toward financial success!

Becoming a member of Downriver Community is like joining a welcoming family that truly cares about your financial journey. If you live, work, or worship in the area, you're already on the right path to becoming part of our community! We believe everyone deserves access to affordable banking options and personalized service. At Downriver Community, we offer a range of services tailored to your needs, from checking and savings accounts to loans and credit cards that come with rewards. It's an opportunity to not only manage your money effectively but also to benefit from being part of a cooperative that puts members first. To start your membership, simply visit us at 18707 West Rd Woodhaven Mi 48183 or give us a call at (313) 386-2200 for more information. You can find detailed eligibility criteria by visiting our website at . Opening an account is easy just check out the steps at http://www.downrivercu.com/visaapplication . We can't wait to welcome you into our community!

At Downriver Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the strength of our finances directly impacts your peace of mind and confidence in our services. That's why we are committed to maintaining robust financial health. With a net worth of $18,922,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,028, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our commitment to sound financial practices helps protect your investments with us. Members' savings are secured through $14,215,281 in share certificates and $56,648,640 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members over profits. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our member-centric approach, we also have $16,128,645 in undivided earnings which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $6,033 in used auto loans and $68,298,582 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is demonstrated by our $0, allowing us to continuously improve our offerings while keeping costs down for our members. We also take pride in having 40 full-time employees and 3 part-time employees ready to serve you with knowledge and commitment. Net Shares (Funds available for lending and investments): $765,783 further illustrate how we're positioned to meet your needs as they arise. With a growing community of 28,221 members who trust us with their finances, we are proud to be part of your journey toward financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Downriver Community is your trusted partner. Visit us at 18707 West Rd Woodhaven Mi 48183 or call (313) 386-2200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.