Dover-Phila OH Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Dover-phila, your trusted financial partner located at 3038 N Wooster Ave, Dover, OH 44622. Since our establishment in 1953, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 33,944 members. With total assets of $689,053,799 and a strong net worth of $93,831,549, we are dedicated to fostering financial stability and growth for individuals and families in the area. At Dover-phila, we believe in building lasting relationships with our members. Our friendly team is here to help you navigate your financial journey, whether you're seeking personal loans, auto financing, or mortgage options. We've facilitated over 15,535 loans and manage deposits totaling $28,750,810, ensuring that your money is safe and working for you. While you can visit us directly at our branch location for all your banking needs, official correspondence should be sent to the same address: 3038 N Wooster Ave, Dover, OH 44622. As part of our commitment to accessibility, we also offer online and mobile banking services so you can manage your finances conveniently from anywhere. Under the leadership of CEO Jason Garner and Board President Nicholas Reynolds, our dedicated staff of 93 employees strives to make a positive impact in the community. We invite you to experience our personalized service firsthand. Whether you're looking for basic account management or more complex financial solutions, we're here to support you every step of the way. Feel free to give us a call at 330-364-8874 or visit us online at dpfcu.org for more information about our services. Join us today and discover how Dover-phila can help you achieve your financial goals!

Branch History & Mission

Our Mission

At the heart of Dover-phila lies our mission: to provide exceptional financial services while fostering a sense of community and belonging among our members. We strive to empower individuals through responsible lending practices and accessible banking options. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to help you achieve your financial goals. Our commitment extends beyond just financial services. We actively engage with local organizations and participate in community outreach efforts that uplift those around us. By partnering with local charities and initiatives, we work together to create a vibrant community where everyone can thrive. While members can visit us at 3038 N Wooster Ave, official correspondence should be sent to the same address for your convenience. Our dedicated team is ready to assist you during operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Dover-phila, where you can experience firsthand the benefits of being part of a member-focused credit union. Together, let's build a brighter financial future! For more information or to become a member today, feel free to call us at 330-364-8874 or visit our website at dpfcu.org.

Branch Location & Accessibility

Get In Touch

Have questions or want to learn more about what we offer? Don't hesitate to give us a call at 330-364-8874. We invite you to visit our Dover-phila branch today and experience the personal touch that sets us apart! Your financial well-being is our priority.

Nearby Landmarks and Accessibility

Located near the heart of Dover, our branch is just a stone's throw away from local landmarks, making it easy for you to stop by while running errands or enjoying a day out. With plenty of parking available and ADA-compliant features such as ramps, we ensure that everyone can visit us comfortably. While members can visit us at 3038 N Wooster Ave, official correspondence should be sent to the same address. Our branch is designed with accessibility in mind so that everyone feels welcome.

Operating Hours and Services

We're here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you need help with personal banking, auto loans, mortgage options, or business services, our knowledgeable staff is ready to assist you. Our branch features essential services like drive-thru banking for quick transactions and ATM availability for easy cash withdrawals anytime. Plus, we participate in shared services with partner credit unions making it simpler than ever to manage your finances.

Member Eligibility

Becoming a member of Dover-phila is like joining a caring family where your financial well-being is the priority. We welcome anyone who lives, works, worships, or attends school in the Dover area to join our community. This means if you're part of our vibrant neighborhood, you can easily access all the benefits we offer, from competitive loan rates to personalized service that makes banking feel more personal. To get started, you can find more about the specific eligibility requirements on our website at . Plus, opening an account is a breeze! Simply visit us or check out the details for account opening at https://dpfcu.cuconnections.com/loan-application/type . If you have any questions or need assistance, don't hesitate to reach out to us at (330) 364-8874. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a world where processing payments is as simple as a tap on your phone. Our merchant services make transactions easier and faster, allowing you to focus on what truly matters growing your business. From point-of-sale systems to online payment options, we provide tools that fit seamlessly into your daily operations. Located at 3038 N Wooster Ave Dover Oh 44622, Dover, OH 44622, our team is dedicated to helping you navigate your business finances. For more information or to get started, give us a call at (330) 364-8874 or visit our website at https://www.dpfcu.org/ . Let us partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Assistance

For business owners, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are tailored to support your company's growth. Whether it's purchasing equipment or managing cash flow, we're here to help every step of the way.

Convenient Access Anytime

We know convenience is key in today's fast-paced world. That's why at Dover-phila, we provide access to ATMs for quick cash withdrawals and basic drive-thru banking services for simple transactions like deposits and withdrawals. Plus, our shared branch transactions allow members from partner credit unions to access their funds easily. With our commitment to offering accessible financial solutions, you're never alone in managing your finances. If you have questions or need assistance, don't hesitate to reach out! Call us at (330) 364-8874 or visit our website at Dover. We look forward to serving you!

Home Financing Solutions

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can help make that dream come true. We understand how important homeownership is, and our team will work closely with you to find the right loan that fits your budget and lifestyle.

Personal Banking Made Easy

For individuals and families, we offer personal banking services that include checking and savings accounts. Our goal is to help you manage your finances effectively, whether you're saving for a big purchase or just want easy access to your money. Imagine being able to check your balance or transfer funds from the comfort of your home using our online and mobile banking features. You can bank anytime, anywhere, which makes it easier than ever to stay on top of your finances.

Support for Your Financial Goals

In addition to personal loans and debt consolidation options, we also provide credit cards with rewards that can help you earn while you spend. Think about how nice it would be to receive cash back or points for travel simply by using your credit card for everyday purchases.

Vehicle Financing Options

Are you looking to buy a new car? Our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates that make it affordable to drive away in the vehicle of your choice. Picture yourself cruising down the road in a new car, knowing that you secured a great deal through us.

Digital & Online Banking

At Dover-phila, we understand that convenience and security are key to managing your finances in today's fast-paced world. That's why we offer a comprehensive range of digital and online banking services designed to fit your lifestyle. With our user-friendly tools, you can take control of your money anytime, anywhere. Our online banking platform, accessible at https://www.dpfcu.org/ , allows you to check your account balances, transfer funds, and pay bills with just a few clicks. You can also opt for e-statements, which provide you with an eco-friendly way to manage your financial documents while keeping everything organized and easily accessible. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those on the go, our mobile application gives you the power to bank right from your smartphone. Whether you're making mobile payments or checking your account balance during lunch breaks, it's all at your fingertips. You can even make person-to-person transfers with ease, allowing you to send money to friends or family without the hassle of cash or checks. We're committed to providing 24/7 online banking services so that you can manage your accounts whenever it suits you best. Whether it's day or night, our system is always ready to help you stay on top of your finances securely and efficiently. Experience the modern way of banking with us at Dover-phila where managing your money is as easy as reaching into your pocket!

Financial Strength

A Growing Community

Our community is growing stronger every day, as shown by our total share accounts of 85,801. This number reflects the trust that thousands of members place in us to manage their finances responsibly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dover-phila is your trusted partner. Visit us at 3038 N Wooster Ave Dover Oh 44622 or call (330) 364-8874 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 79 full-time employees and 14 part-time employees dedicated to serving you with knowledge and care. Your trust means everything to us, which is why we're committed to ensuring that our branches are always ready to assist you.

Member-Centric Savings Options

Your savings are secure with us through $144,842,356 in share certificates and $179,102,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

Our commitment to you goes beyond basic banking. With $92,220,063 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Whether you're looking for financing or saving for the future, we have the resources to support your goals.

Strong Financial Position

With a net worth of $93,831,549, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,361 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Journey

With $6,220 in used auto loans and $282,206,110 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,657,327 in used vehicle loans and $13,539,493 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget and lifestyle. Whether you're interested in a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

For those who need extra flexibility in their spending, our total credit lines amounting to $152,140,034 give you the ability to borrow as needed without taking out a traditional loan. This can be an ideal solution for managing ongoing expenses or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,707,567, make buying or refinancing simple. We offer competitive rates and terms that fit your financial situation. Our experts will guide you through the mortgage process to ensure you understand all your options.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our team can help assess your current financial situation and provide personalized advice. We believe in empowering our members by offering solutions that can lead to lower monthly payments or reduced interest costs. Our branch is located at 3038 N Wooster Ave Dover Oh 44622, and we're just a phone call away at 330-364-8874 for any inquiries you may have about our loan offerings or application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us today to see how we can assist you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirement and allow you to make purchases while building your credit score.

Loan Aggregator

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DOVER PHILA FEDERAL CREDIT UNION - Dover, OH