Dover Credit Union Milford DE | Affordable Auto Loans & ATM Services

Introduction

Welcome to Dover, your trusted partner in financial growth and community support, located at 643 N Dupont Blvd, Milford, DE 19963. Since our establishment in 1958, we have dedicated ourselves to serving our members with integrity and care. With a proud membership of over 44,469 individuals and assets totaling an impressive $694,112,231, we strive to provide personalized banking solutions tailored to meet your needs. At Dover, we understand that each member's financial journey is unique. That's why we offer a variety of services including auto loans, mortgage options, personal loans, and business banking solutions. Whether you're looking to purchase a new vehicle or manage your everyday finances, our experienced team is here to help you every step of the way. Our commitment goes beyond just numbers; it's about fostering relationships within the community. Under the leadership of our CEO, Janell Upton, and Board President, Jeannette Schuler, we aim to create a welcoming environment where everyone feels valued. Our dedicated staff of 152 employees works tirelessly to ensure that you receive exceptional service and support. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to our mailing address: 643 N DuPont Blvd, Milford, DE 19963-1098. Feel free to reach out via phone at 302-678-8000 for inquiries or assistance. Join us today and discover how Dover can help you achieve your financial goals. Visit our website at doverfcu.com or stop by the branch to learn more about what we can do for you!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are an integral part of Milford's fabric. Through various partnerships and community events, we strive to make a positive impact. Whether it's sponsoring local events or participating in educational initiatives, our goal is always to uplift those around us. While members can visit us at 643 N Dupont Blvd Milford De 19963, official correspondence should be sent to 643 N DuPont Blvd, Milford, DE 19963-1098 if different. For your convenience, we offer ATM availability at our branch and operate during friendly hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. We invite you to explore what it means to be a member of Dover. Join us today and experience firsthand how we can help you navigate your financial journey with confidence and care. Call us at (302) 678-8000 or visit us online at our website for more information about becoming a member or accessing our services. Together, let's build a brighter future for you and our community!

Our Journey

From the very beginning, Dover has focused on fostering relationships built on trust and service. Over the years, we have expanded our offerings to include a wide range of financial products, including checking and savings accounts, auto loans, mortgages, and business banking services. Today, with total assets of $694,112,231, we are well-equipped to help our members achieve their financial goals.

Our Mission

At Dover, our mission is simple yet profound: to empower individuals and families through accessible financial services while enhancing the quality of life in our community. We believe that everyone deserves financial stability and support. This philosophy drives us to not only provide competitive rates but also engage in meaningful outreach programs that give back to Milford. We work diligently to ensure that all members feel valued and supported every step of the way.

Branch Location & Accessibility

Connect With Us!

Feel free to reach out at (302) 678-8000 if you have any questions or need assistance before your visit. We invite you to come by and experience personalized service that puts you first. Whether you're looking for financial advice or just want to learn more about what we offer, we're excited to welcome you into our community!

Convenient Access and Nearby Landmarks

Our location is just a stone's throw away from several popular landmarks, making it easy to stop by while you're out running errands or enjoying a day in the area. With ample parking available right outside our doors, you won't have to worry about finding a spot. We are also committed to accessibility; our branch features ADA-compliant ramps and entryways to ensure everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby hours are designed to accommodate your needs. Visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and on Saturday mornings from 9:00 a.m. to 12:00 p.m. Whether you need help opening an account, applying for a loan, or managing your finances, our team is ready to assist you during these convenient hours.

Services Tailored for You

At the Dover branch, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here for all your banking requirements. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 643 N Dupont Blvd Milford De 19963, official correspondence should be sent to our mailing address at 643 N DuPont Blvd, Milford, DE 19963-1098.

Member Eligibility

Welcome to the community at Dover! Becoming a member is easy and opens the door to a world of personalized financial services designed just for you. If you live, work, worship, or attend school in the area, you're likely eligible to join us. We pride ourselves on being inclusive and supportive, welcoming everyone who meets these simple criteria. Plus, as a member, you gain access to competitive rates on loans and savings accounts, as well as dedicated service from our friendly team. To get started with your membership journey at Dover, simply visit us at our branch located at 643 N Dupont Blvd Milford De 19963 or give us a call at (302) 678-8000. You can also find more information about eligibility details by visiting . When you're ready to open an account, check out our account opening process here: http://doverfcu.com/rates/apply-today . Joining Dover means joining a family that cares about your financial well-being!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that streamline transactions for your business. Imagine being able to accept payments easily from customers on the go or through your online store. Our services help simplify payment processes so you can focus on what you do best growing your business. Located at 643 N Dupont Blvd Milford De 19963 in Milford, DE, we're here to provide personalized service tailored to meet the unique needs of your business. Visit us today or call us at (302) 678-8000 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,800,085, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks right when you need them. With ATMs available at convenient locations, getting cash is hassle-free. At Dover, we pride ourselves on offering services that are not only comprehensive but also tailored to meet your individual needs. If you're interested in learning more about how we can help improve your financial journey, don't hesitate to reach out! Call us at (302) 678-8000 or visit us at 643 N Dupont Blvd Milford De 19963 in Milford, DE today! Your path to financial wellness starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? We offer competitive auto loans and vehicle financing options tailored to fit your budget. With flexible terms and low rates, you can drive off in your new car without breaking the bank.

Business Banking

For those venturing into business, we provide essential services such as merchant services and business loans. Our team understands the unique challenges businesses face, and we're committed to helping entrepreneurs thrive in their endeavors.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our credit cards! They come with great benefits that give back to you every time you use them. It's like getting paid for spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our team will guide you through the process to find the best solution for your financial situation.

Online & Mobile Banking

We know how important it is for our members to have access to their accounts anytime, anywhere. That's why we offer robust online and mobile banking features that let you manage your money on the go. From person-to-person payments to checking account balances instantly, banking has never been easier.

Personal Banking

Our personal banking services include checking and savings accounts that make it easy for you to manage your everyday expenses. Imagine having the convenience of online banking right at your fingertips, allowing you to check your balance and transfer funds with just a few clicks. Plus, our mobile app lets you take control of your finances wherever you go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans are designed to help lighten your load. We work with you to find a repayment plan that fits your lifestyle so you can focus on what really matters.

Digital & Online Banking

Key Services

Our online banking service allows you to check balances, transfer funds, and pay bills with just a few clicks. Enjoy the freedom of 24/7 access to your accounts without stepping foot in a branch. For those who prefer mobile banking, our easy-to-use mobile application is available for download, putting your banking in the palm of your hand. If you frequently send money to friends or family, our person-to-person transfer feature makes it simple and fast. Just enter the recipient's information, and you're set! Plus, with e-statements available, you'll receive your account statements electronically no more waiting for paper copies in the mail.

Security and Ease-of-Use

We prioritize your security with robust measures in place to keep your information safe while you bank online. Although we do not currently offer electronic signature authorization for transactions, our system ensures that all interactions are secure and straightforward. Banking should be easy, and that's why we've designed our services to be user-friendly. Whether you're tech-savvy or just starting out with online banking, you'll find everything intuitive and accessible. Our goal is to help you manage your money effectively without any hassle. With Dover's digital solutions, managing your finances has never been more convenient. Experience the ease of online banking today!

Financial Strength

Dedicated Team

We also take pride in having 151 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we create a supportive environment where your financial needs come first.

Growing Member Base

With total share accounts reaching 103,089, this shows a strong and growing member base that trusts us with their finances. Your confidence fuels our drive to deliver the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dover is your trusted partner. Visit us at 643 N Dupont Blvd Milford De 19963 or call (302) 678-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Approach

Members' savings are secured through $167,045,055 in share certificates and $33,827,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,245,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $1,192,629 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Better Services

With $36,657,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to support your needs more effectively.

Solid Financial Health

With a net worth of $54,325,175, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $791 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $7,605 in used auto loans and $541,401,537 in total loans and leases. This flexibility means we're ready to assist you whether you're buying a car or looking for personal financing.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $145,847,394 in used vehicle loans and $95,162,615 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $52,800,085 provide the capital needed to grow and expand your business. We understand that each business has unique needs, and our financial experts are here to work with you to find suitable solutions.

Credit Lines and Unsecured Credit Cards

For those who need flexible borrowing options, we offer credit lines with a total of $193,159,885 available. This can be an excellent choice for managing unexpected expenses or consolidating debt. Additionally, our flexible terms on unsecured credit card loans have helped members manage their finances effectively, totaling $22,296,415 in loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $71,799,985, make buying or refinancing simple. We are committed to providing personalized service that helps you find the right mortgage solution tailored to your unique situation.

Refinancing Options

If you're considering refinancing any existing loans, we can help streamline the process. Our experienced team will assist you in exploring eligibility options and finding solutions that fit your current financial situation. At Dover, we're dedicated to supporting our members with reliable loan offerings and exceptional service. To learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out at (302) 678-8000 or visit us at our branch located at 643 N Dupont Blvd Milford De 19963 in Milford, DE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers presented are fair and transparent, giving users confidence in their choices.

DOVER FEDERAL CREDIT UNION