Dover Credit Union Camden DE | Best Auto Loans & Business Banking

Introduction

Welcome to Dover, your trusted financial partner located at 499 Walmart Drive, Camden, DE 19934. Since our establishment in 1958, we have been dedicated to providing exceptional banking services tailored to meet the unique needs of our 44,469 members. With a robust asset base of $694,112,231 and total deposits reaching $49,357,476, we pride ourselves on being a reliable credit union that prioritizes community and member satisfaction. At Dover, we understand that financial well-being is about more than just numbers; it's about building relationships and making an impact. Our team of 152 employees, led by CEO Janell Upton and Board President Jeannette Schuler, is committed to ensuring that you receive personalized service every time you visit us or reach out by phone at 302-678-8000. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 499 Walmart Drive, Camden, DE 19934. With a total loan portfolio of 22,727 loans and leases, we offer a variety of products designed for personal banking, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our competitive services also extend to online and mobile banking options for your convenience. Join us as we continue to grow together in our mission to empower our community financially. We invite you to explore what Dover has to offer visit our website at doverfcu.com or stop by today! Your financial journey starts here!

Branch History & Mission

Commitment to Community

Our commitment extends into the heart of Camden through various outreach initiatives and partnerships that enrich local life. We believe in supporting local events and organizations that uplift our community. By working together with local businesses and charities, we aim to foster a spirit of unity and progress. As we look forward to what lies ahead, we invite you to join our family at Dover. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their futures. Discover how we can assist you in achieving your financial goals today! For more information or assistance, don't hesitate to reach out at 302-678-8000 or visit us online at doverfcu.com. Together, let's build a brighter future!

Our Mission

At Dover, our mission goes beyond just banking; it's about making a positive impact on the lives of our members and the communities we serve. We strive to offer personalized financial solutions that cater to your unique needs whether it's opening a checking account, securing an auto loan, or planning for your future with mortgage options. Our dedicated team is here to help you navigate these choices with care and expertise. We also prioritize accessibility. With ATM availability and drive-thru banking services, we ensure that you can access your funds when you need them most. Although we do not currently offer a shared service center, our focus remains on providing top-notch customer service right here at our Camden branch. While members can visit us at 499 Walmart Drive, official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to reach out at 302-678-8000 or visit us in person. Our dedicated staff is eager to assist you with all your banking needs. While members can visit us at 499 Walmart Drive Camden De 19934, official correspondence should be sent to 499 Walmart Drive, Camden, DE 19934. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Nestled near popular spots like Walmart, our location is easily accessible for all members of the community. Parking is ample and available right outside the entrance, ensuring you won't have to walk far to get your banking done. We also prioritize accessibility with features like ADA-compliant ramps, making it simple for everyone to visit us.

Operating Hours

Our friendly team is here to serve you during the following hours: Monday through Thursday from 10 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 9 AM until noon (Drive-Thru Only). These hours are set to fit into your busy schedule, allowing you more time for what truly matters.

Services Offered

At our Camden branch, we offer a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, enjoy the convenience of ATM access and basic drive-thru services for deposits and withdrawals.

Member Eligibility

Becoming a member of Dover is like joining a close-knit family that genuinely cares about your financial well-being. If you're living, working, or attending school in the area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and aim to provide a supportive environment where everyone can thrive. By choosing Dover, you gain access to personalized services tailored just for you, whether it's checking accounts, loans, or other financial solutions. To get started on your membership journey, simply visit us at our branch located at 499 Walmart Drive Camden De 19934, or give us a call at (302) 678-8000. For more specific eligibility details, feel free to check out this helpful resource: . When you're ready to open an account, you can easily apply online at http://doverfcu.com/rates/apply-today . We're excited to help you take the next step towards a brighter financial future!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $153 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,800,085, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a bustling farmers' market or retail store, and a customer wants to make a purchase. With our services, accepting payments becomes smooth and hassle-free, allowing you to focus on what you do best running your business. Visit us at 499 Walmart Drive Camden De 19934 in Camden, DE, or call us at (302) 678-8000 to learn more about how our business banking and commercial services can empower your success.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to hit the road? Our Auto Loans & Vehicle Financing options make it easier than ever to secure the car of your dreams. We provide competitive rates and flexible terms so that you can drive away feeling confident about your purchase. Imagine cruising down the highway in a new car without worrying about high monthly payments!

Business Banking Services

If you're running a business, our Business Banking solutions include merchant services and business loans tailored for entrepreneurs like you. We are committed to supporting local businesses and helping them thrive in our community.

Cash Access When You Need It

Need cash quickly? Our network of ATMs provides convenient access for cash withdrawals and balance checks. Plus, with basic drive-thru banking available for deposits and simple transactions, we've made it easy for you to handle your banking needs without stepping inside. At Dover, we're here not just as a financial institution but as a partner in your journey toward financial well-being. Whether it's through personal banking services or business support, we're committed to providing you with what you need when you need it most. Ready to explore how we can help? Visit us today at 499 Walmart Drive Camden De 19934, or give us a call at (302) 678-8000!

Convenient Digital Features

In today's fast-paced world, having access to digital banking is crucial. At Dover, we provide robust Online & Mobile Banking features that allow you to manage your accounts on-the-go. Whether you're transferring money between accounts or checking your balance, it's all just a click away!

Home Financing Made Easy

For those considering homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process. We take pride in helping our members find the right loan options that suit their needs, making homeownership an achievable goal.

Personal Banking Solutions

We know that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts tailored to fit your lifestyle. Whether you prefer the convenience of online banking or the personal touch of visiting our branch, we ensure you have access to your accounts whenever you need them.

Rewards with Every Purchase

Don't forget about our Credit Cards with Rewards! Each swipe not only helps you make everyday purchases but also earns you rewards along the way. It's a great way to get something back while managing your expenses.

Support for Your Financial Goals

We also offer Personal Loans & Debt Consolidation services for those who want to manage their debt more effectively. With our help, you can combine multiple debts into one easy payment, reducing stress and improving your financial health.

Digital & Online Banking

Key Features

Our services include e-statements, which allow you to view your account statements electronically rather than waiting for them to arrive in the mail. This not only saves paper but also gives you quicker access to your financial records. Plus, we offer person-to-person transfers, making it simple to send money to friends or family without the hassle of writing checks or visiting an ATM. For those on the go, our mobile application is available for download, giving you the power of banking right in your pocket. You can manage transactions, view statements, and stay updated on your account from anywhere. Although mobile payments aren't currently available at Dover, we're continuously looking for ways to enhance our offerings.

Security and Accessibility

Security is paramount in everything we do. Rest assured that your personal information is protected with top-notch security features while you bank online or through our mobile app. We prioritize making sure that your experience is not only convenient but also secure. Whether you're at home or out running errands, our digital banking services provide real-time access to your accounts. With tools designed for ease-of-use and instant connectivity, managing your finances has never been easier. Join us at Dover today and explore how our digital and online banking services can work for you!

Financial Strength

Commitment to Growth

We believe in reinvesting back into our community and our members. With $36,657,745 in undivided earnings, we continually enhance our banking tools, lending options, and security measures to serve you better. Our ability to provide $7,605 in used auto loans and $541,401,537 in total loans and leases demonstrates our commitment to supporting your financial goals across various sectors.

Growing Membership

The trust placed in us by our members is evident in the growing number of accounts. With a total of 103,089, it's clear that more individuals are choosing Dover for their financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dover is your trusted partner. Visit us at 499 Walmart Drive Camden De 19934 or call (302) 678-8000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Your savings are in good hands at Dover. We have secured $167,045,055 in share certificates and $33,827,898 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,245,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $1,192,629 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Solid Financial Foundation

With a net worth of $54,325,175, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $791 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for more options, we provide total credit lines amounting to $193,159,885, which can be beneficial for ongoing expenses or unexpected emergencies. If you're considering refinancing any existing loans or need help determining eligibility for our offerings, our team is here to assist you every step of the way. Reach out to us at (302) 678-8000, or visit us at 499 Walmart Drive Camden De 19934 in Camden, DE, and let's discuss how we can meet your financial needs today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $145,847,394 in used vehicle loans and $95,162,615 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive terms make it easy to find the right loan for your situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $71,799,985, make buying or refinancing simple. We work closely with you throughout the process to ensure you understand all your options and can choose what best fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,296,415 in loans helping members manage their finances effectively. These credit cards come with various benefits and rewards that can help you save money while making everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. Each lender featured has been thoroughly vetted to guarantee that users receive accurate information when comparing loan options.

DOVER FEDERAL CREDIT UNION - Camden, DE