Dominion Energy Credit Union Richmond VA | Affordable Auto & Business Loans

Introduction

Welcome to Dominion Energy Credit Union, your trusted financial partner since 1940! Located at 120 Tredegar St, Richmond, VA 23219, we are proud to serve our community with dedication and care. With a total membership of over 21,000 members, we are committed to making a positive impact in the lives of individuals and families in our area. At Dominion Energy Credit Union, we understand that every member's financial journey is unique. That's why we offer a wide range of services designed to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. Our focus is on providing you with personalized service that puts your best interests first. As of now, our total assets stand at an impressive $347,548,285, reflecting our strong financial foundation and commitment to supporting our members. With $20,952,421 in total deposits and a net worth of $46,133,588, you can trust that your money is safe with us. We also have cash in hand amounting to $411,554, ensuring we are well-prepared to assist you whenever you need us. Our leadership team is dedicated to guiding us toward continued growth and community engagement. Led by CEO Afua Essandoh and Board President Edward Baine, our experienced staff of 36 employees is here to provide exceptional service tailored just for you. Whether you're looking for guidance on loans or simply want to learn more about our services, we're here for you. Feel free to reach out via phone at 804-819-2712 or visit our website at Dominion Energy Credit Union for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and easily navigable spaces. There's ample parking available nearby, making it simple for you to stop by.

Contact Us

If you have any questions or need assistance, feel free to give us a call at 804-819-2712. We're excited to welcome you to our branch and help you achieve your financial aspirations! Come visit us today!

Operating Hours

Our lobby hours are designed with your convenience in mind. We are open Monday through Friday from 11:00 A.M. to 1:00 P.M., providing you with dedicated time to meet your banking needs. Whether you're looking to open an account or discuss loan options, our friendly staff is ready to assist you during these hours.

Services Offered

At Dominion Energy Credit Union, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. We also provide credit cards with rewards, business banking solutions, and robust online and mobile banking features to manage your finances anytime, anywhere.

Member Eligibility

Welcome to the warm and welcoming community at Dominion Energy Credit Union! If you're looking to become a member, you'll be glad to know that joining is simple and inclusive. Generally, anyone who lives, works, or worships in the Richmond area can apply. This means if you have a connection to our vibrant community, you're likely eligible to enjoy the benefits of membership. At Dominion Energy Credit Union, we pride ourselves on offering personalized service, competitive rates, and a range of financial products designed to help you thrive. To learn more about specific eligibility criteria, feel free to check out our detailed resource at http://www.dominionenergycu.org/about-us/membership/why-join/. Once you're ready to take the next step toward membership, the account opening process is straightforward just visit us online at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_qa0ssysnbwrwiarmypcmbllt0wriq5jzjedkkarnmh30nc74avijgbtltj0cvi61m3rrul59j9kovmpye5yx-qtvgx1_1gt6p4nius7oa47ienudvcxyvy_kubr357qebftaifaptr-ralxw186ps or give us a call at (804) 819-2712. We're excited to welcome you into our family and support your financial journey!

Business Banking & Commercial Services

Business Loan Options

Imagine a local bakery that dreams of expanding its offerings or a tech startup ready to launch its groundbreaking app. Our commercial loans can turn these dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations. From payment processing solutions that keep transactions smooth to tools that help manage cash flow effectively, our services are crafted with your business needs in mind. Whether you're a retail shop on Main Street or a service provider in the community, we ensure you have the right resources to serve your customers efficiently. For personalized assistance or to explore our business banking options further, visit us at 120 Tredegar St Richmond Va 23219 in Richmond, VA or call us at (804) 819-2712. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include Merchant Services and Business Loans designed to support your enterprise's growth. We recognize the unique challenges of running a business and are here to help every step of the way.

Convenience at Your Fingertips

With our commitment to modern banking conveniences, you'll appreciate our Online & Mobile Banking options. Whether it's making deposits via mobile apps or transferring money with ease through person-to-person payment features, managing your finances has never been easier. While we currently do not offer ATM services at this branch location or drive-thru service, rest assured that our friendly staff is available during lobby hours from 11:00 A.M. to 1:00 P.M., ready to assist you with all your banking needs.

Financing Your Dreams

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms tailored to fit your budget. We know how important reliable transportation is for our members, so let us help you drive away in the vehicle you've always wanted. If you're considering buying a home or refinancing an existing mortgage, look no further than our Mortgage Loans & Refinancing services. With personalized assistance from our knowledgeable staff, we'll guide you through the process, ensuring it's as stress-free as possible.

Get Started Today!

Ready to take control of your financial future? Visit us at Dominion Energy Credit Union in Richmond or call us at 804-819-2712 for more information about our services. Explore how we can support you in achieving your financial aspirations today! For more details about membership eligibility and account openings, check out our website.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day expenses or save for the future, our Personal Banking services have got you covered. With both Checking & Savings Accounts, you can easily access your funds while earning interest on your savings. Imagine having a secure place to store your money while also enjoying easy online and mobile banking features that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Support for Your Financial Journey

In addition to traditional loans, we offer Personal Loans & Debt Consolidation services. If you're feeling overwhelmed by multiple payments or high-interest debt, our solutions can help simplify your finances and get you back on track. For those who love rewards, our Credit Cards with Rewards program offers benefits that suit your lifestyle whether it's cashback on everyday purchases or points toward travel experiences.

Digital & Online Banking

At Dominion Energy Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control right from the comfort of your home or on the go. With our 24/7 Online Banking Services available at https://www.dominionenergycu.org/, you can check your account balances, make payments, and transfer funds whenever it suits you. Imagine having all your banking needs at your fingertips, day or night! Plus, our mobile application makes accessing your accounts even simpler. You can handle transactions with just a few taps on your smartphone. Security is our top priority. We provide Electronic Signature Authorization, ensuring that your online transactions are not only quick but also safe. You can confidently sign documents electronically without worrying about the security of your information. For those who prefer going paperless, we offer E-Statements Availability, allowing you to view and manage your statements online. It's eco-friendly and helps you keep track of your finances more efficiently. Need to send money to a friend or family member? Our Person-to-Person Transfers feature lets you do just that without any hassle. Whether it's splitting a dinner bill or sending a gift, transferring funds has never been easier. Additionally, if you're always on the move, take advantage of our Mobile Payments Feature. You can make purchases directly from your mobile device, making shopping quick and convenient. At Dominion Energy Credit Union, we believe banking should fit into your life seamlessly. With user-friendly tools designed for real-time account management, you'll find everything you need right at your fingertips. Join us today and experience modern banking made simple!

Financial Strength

Commitment to Service

Our $528,681 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 39,132, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrates our commitment to fostering a robust community of savers. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dominion Energy Credit Union is your trusted partner. Visit us at 120 Tredegar St Richmond Va 23219 or call (804) 819-2712 to learn more about how we can help you achieve your financial goals.

Reinvesting for Your Benefit

With $42,356,237 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to lend is supported by $3,264 in used auto loans and $181,236,802 in total loans and leases, helping you achieve your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $42,177,494 in share certificates and $109,657,296 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $46,133,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,326 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With $51,029,568 in used vehicle loans and $19,788,296 in new vehicle loans already helping members get on the road, we are here to support your automotive needs. We also have refinancing options available if you're looking to lower your current payments or change your loan terms.

Credit Lines

For those who need extra flexibility with their finances, our credit lines amounting to $112,982,500 can help you cover various expenses as they arise. Whether it's for emergencies or planned purchases, having access to credit can provide peace of mind. At Dominion Energy Credit Union located at 120 Tredegar St Richmond Va 23219, our dedicated team is here to assist you with all your lending needs. If you're interested in exploring your options further or have any questions about eligibility requirements for our loan products, don't hesitate to reach out at 804-819-2712. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the perfect loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,223,353. We make buying or refinancing simple and straightforward. Our team is ready to guide you through the process and answer any questions you may have about eligibility or financing terms.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $14,106,278 in loans helping members manage their finances effectively. This option can be a great way to handle unexpected costs or consolidate debt.

Loan Aggregator

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