Dominion Energy Credit Union Richmond VA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Dominion Energy Credit Union, your trusted partner for financial growth and community support, located at 600 Canal Place, Richmond, VA 23219. Established in 1940, we have proudly served our members for over eight decades, fostering a sense of belonging and providing essential financial services to 21,222 members. With total assets reaching an impressive $347,548,285, we are committed to offering competitive rates and personalized service. At Dominion Energy Credit Union, our goal is to empower you with the tools needed for financial success. We offer a variety of services ranging from checking and savings accounts to auto loans and mortgage refinancing. Our total loans amount to 11,499, demonstrating our dedication to helping you achieve your dreams. Additionally, with total deposits of $20,952,421 and a solid net worth of $46,133,588, you can trust that your finances are in safe hands. Our leadership team is here to serve you better. Led by CEO Afua Essandoh and Board President Edward Baine, our experienced staff of 36 employees is ready to assist you with any financial needs. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 600 Canal Place, Richmond, VA 23261-6646. For any inquiries or assistance, feel free to reach out at 804-521-2525 during our lobby hours from 9:00 A.M. to 5:00 P.M., Monday through Friday. Join us at Dominion Energy Credit Union today where your financial journey begins! Visit us online at www.dominionenergycu.org or give us a call; we look forward to welcoming you into our community!

Branch History & Mission

Join Us

As we continue our mission of service and growth, we invite you to join Dominion Energy Credit Union. Experience firsthand the benefits of being part of an organization that truly cares about its members and the surrounding community. With operating hours from 9:00 A.M. to 5:00 P.M., we're here for you five days a week. For inquiries or further information about becoming a member, feel free to reach out at 804-521-2525 or visit our website at Dominion Energy Credit Union. Together, let's build a brighter financial future!

Our Journey

Our journey started with a clear mission: to provide affordable financial services while fostering a sense of community among our members. Throughout the years, we've embraced changes and advancements in banking technology to better serve our members. We offer various services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. As we evolved, we also prioritized accessibility and customer satisfaction by implementing features such as online banking and mobile payments. The branch address 600 Canal Place is conveniently situated near key landmarks that make it easy for members to visit us. While you can find us at this location for all your financial needs, please note that official correspondence should be directed to our mailing address at 600 Canal Place, Richmond, VA 23261-6646.

Our Mission

Dominion Energy Credit Union's mission is simple yet powerful: We are dedicated to empowering our members through exceptional financial services and unwavering community support. We believe in creating lasting relationships built on trust and transparency. Our team is committed to understanding the unique needs of each member and providing tailored solutions that help them achieve their financial goals. In addition to our core services, we actively participate in community outreach programs and partnerships aimed at making a positive impact in Richmond. Whether it's supporting local events or offering educational resources about financial literacy, we strive to give back to the community that has supported us throughout the years.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch sits near several notable landmarks, making it a familiar stop for residents and visitors alike. Just a short walk from popular spots like the Virginia State Capitol and the beautiful James River, you'll find that accessing our services is both convenient and enjoyable. We prioritize accessibility for all members. Our branch features ADA-compliant ramps and designated parking spaces to make your visit as smooth as possible.

Operating Hours and Services

We know how busy life can get! That's why our lobby is open Monday through Friday from 9:00 A.M. to 5:00 P.M., giving you plenty of time during the week to drop by. Our dedicated team is ready to assist you with personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more. Although we currently do not have an ATM or drive-thru service available at this location, we offer online and mobile banking options for added convenience. If you ever need assistance outside of regular hours or prefer handling things digitally, our online platform allows you to manage your accounts anytime. Feel free to give us a call at 804-521-2525 if you have any questions or need further information about our services. We can't wait to welcome you in person! Visit us today and experience the difference at Dominion Energy Credit Union!

Member Eligibility

Welcome to the community at Dominion Energy Credit Union! We're excited to have you consider joining us. To become a member, you simply need to meet a few friendly eligibility criteria. Typically, anyone who lives, works, worships, or attends school in the Richmond area can join our credit union family. This means that if you're part of our vibrant community, you're likely eligible! Becoming a member opens the door to various benefits, including access to personalized banking services and competitive loan rates that can make your financial journey smoother. Getting started is easy! If you'd like more information on eligibility details or want to ensure you qualify, feel free to visit our website at http://www.dominionenergycu.org/about-us/membership/why-join/. When you're ready to open an account, just head over to this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_qa0ssysnbwrwiarmypcmbllt0wriq5jzjedkkarnmh30nc74avijgbtltj0cvi61m3rrul59j9kovmpye5yx-qtvgx1_1gt6p4nius7oa47ienudvcxyvy_kubr357qebftaifaptr-ralxw186ps. We're here for any questions you might have too just give us a call at (804) 521-2525. Join us at Dominion Energy Credit Union, located at 600 Canal Place Richmond Va 23219, and start enjoying all the perks of membership today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business means handling transactions smoothly. Our merchant services offer easy payment processing options that can enhance customer experience while simplifying your operations. Imagine being able to accept payments anytime, anywhere, without the hassle of complicated systems. Whether you're a café owner or a retailer, our tools help you focus on what you do best serving your customers. Explore how Dominion Energy Credit Union can be the financial partner you need to take your business to the next level. Visit us at 600 Canal Place Richmond Va 23219 or give us a call at (804) 521-2525 to learn more about how we can help!

Comprehensive List Of Services

Additional Services

While we don't have ATM services at this branch location, our member-focused approach ensures that all other banking needs are met effectively during our operating hours from 9:00 A.M to 5:00 P.M., Monday through Friday. We invite you to explore all that Dominion Energy Credit Union has to offer at 600 Canal Place in Richmond. For any inquiries or assistance, feel free to call us at 804-521-2525. Our team is eager to help you navigate your financial journey with confidence! Ready to take the next step? Visit us online at Dominion Energy CU or stop by our branch today!

Business Banking

If you're a business owner, our business banking services are crafted to support your growth. We provide merchant services and business loans tailored to meet your operational needs. We understand that running a business requires efficient financial solutions that save time and money.

Credit Cards

Our credit cards come with rewards that make every purchase count. Whether it's cash back or travel points, these cards are tailored to enhance your spending experience while giving you added benefits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Plus, e-statements reduce paper clutter while ensuring you have access to important information anytime.

Loans and Financing

For those in need of financing, we offer auto loans and vehicle financing options that help you get on the road without breaking the bank. If you're thinking about purchasing a home, our mortgage loans and refinancing options can make the process smoother and more affordable. Additionally, our personal loans assist members in managing unexpected expenses or consolidating debt into one manageable payment.

Personal Banking

Our personal banking services include both checking and savings accounts designed for everyday use. With these accounts, you can easily manage your money while enjoying features like online and mobile banking. Imagine transferring funds or checking your balance from the comfort of your home using our user-friendly app.

Digital & Online Banking

Key Features

With just a few clicks, you can visit our online banking portal at https://www.dominionenergycu.org/. Here, you can check your balance, transfer funds, and pay bills effortlessly. Our user-friendly interface ensures that even those who may not be tech-savvy will find it simple to navigate. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those who prefer a paperless approach, we offer e-statements. This means you can view your account statements electronically no more waiting for the mail! You'll also enjoy the convenience of mobile payments through our app. Imagine making quick purchases right from your smartphone without fumbling for cash or cards.

Stay Connected

Our mobile application brings banking right to your fingertips. Download it today to manage your accounts on the go! Need to send money to a friend? With our person-to-person transfer feature, sending money is fast and hassle-free. At Dominion Energy Credit Union, we prioritize your security. We use advanced security measures to protect your information and transactions, giving you peace of mind while you bank online. In summary, whether you're checking balances late at night or transferring funds during lunch breaks, our digital and online banking services make it easy for you to manage your finances anytime, anywhere. Join us in embracing a smarter way to bank!

Financial Strength

At Dominion Energy Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to providing you with excellent service and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $46,133,588, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $42,177,494 in share certificates and $109,657,296 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,356,237 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $32,640,000 in used auto loans and $181,236,802 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $528,681, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 39,132, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dominion Energy Credit Union is your trusted partner. Visit us at 600 Canal Place Richmond Va 23219 or call 804-521-2525 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,029,568 in used vehicle loans and $19,788,296 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing straightforward and accessible.

Credit Lines

For those who need extra flexibility with their finances, our total credit lines amount to $112,982,500. This can be an excellent option for covering various expenses without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,223,353, make buying or refinancing simple. We are here to guide you through the process and help you secure the best possible terms for your situation.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We believe in making finance work for you by providing tailored solutions that fit your specific needs. For inquiries or to start your application process today, feel free to reach out at 804-521-2525 or visit us at our branch located at 600 Canal Place, Richmond VA 23219. We're open Monday through Friday from 9:00 A.M. to 5:00 P.M., eager to help you take the next step towards achieving your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,106,278 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to give you more value.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users find the best options without delay. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers every time they search for loans.