Doches Credit Union Nacogdoches TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Doches, your trusted financial partner located at 920 NW Stallings Dr, Nacogdoches, TX 75964. Since our establishment in 1951, we have proudly served our community with a commitment to providing exceptional banking services tailored to your needs. With over 11,763 members, we understand the importance of personal service and community involvement. At Doches, we believe that financial health is key to thriving communities. Our total assets stand at an impressive $65,540,382, enabling us to offer a variety of services, including auto loans, mortgages, and personal banking solutions. We currently hold $3,098,043 in deposits and have facilitated 3,228 loans and leases for our members. Our strong net worth of $8,154,064 reflects our stability and dedication to responsible financial management. Led by our CEO Cody Derouen and Board President Freddie Gibson, our team of 26 dedicated employees is here to ensure you receive the best possible service. We are not just a credit union; we are a community hub where you can feel confident about your financial future. While members can visit us at our branch location for day-to-day banking needs or inquiries during our operating hours from 8:30 AM to 5 PM on weekdays and 8 AM to 12 PM on Saturdays (drive-thru only), official correspondence should be sent to the same address. Explore how we can help you achieve your financial goals by visiting us online at dochescu.com or giving us a call at 936-569-7700 today! Your journey toward better financial health starts here with Doches.

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to be part of our story. Experience the benefits of membership with Doches today! Reach out at 936-569-7700 or visit us online at dochescu.com to learn more about how we can serve you better. Together, let's build a brighter financial future for ourselves and our community!

Our Journey

Located at 920 NW Stallings Dr, our branch has become a cornerstone of the Nacogdoches community. As you drive by, you might notice how we blend into the neighborhood close to schools and parks, making us accessible for everyone. Our commitment to service is reflected in our extensive range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards that reward your loyalty. Throughout our history, we have embraced advancements that make banking easier for you. We offer online and mobile banking services that allow you to manage your finances anytime and anywhere. Our ATM is available for your convenience, ensuring you can access cash when needed. We also provide drive-thru banking for quick transactions without leaving your vehicle.

Our Mission

At Doches, our mission goes beyond just providing financial services; it's about building relationships and fostering community growth. We believe in supporting our members not only through competitive rates and personalized services but also through outreach initiatives that uplift those around us. Our team is dedicated to helping you achieve your financial goals while encouraging responsible lending practices. Whether you're looking to secure an auto loan or start saving for your future, we are here to guide you every step of the way. While members can visit us at 920 NW Stallings Dr, official correspondence should be sent to the same address as our mailing address: 920 NW Stallings Dr, Nacogdoches, TX 75964.

Branch Location & Accessibility

Accessibility and Features

At Doches, we prioritize your banking experience. Our branch is designed to be accessible for everyone, featuring ADA-compliant ramps and spacious parking areas. Whether you're visiting us for personal banking or any of our other services, you'll find that getting in and out is a breeze. We understand that your time is valuable. That's why we offer convenient drive-thru banking for quick deposits, withdrawals, and simple transactions. Plus, with an ATM available on-site, you can access your funds anytime without stepping inside the branch.

Call Us Today!

If you have any questions or need assistance, don't hesitate to reach out at 936-569-7700. The friendly team at Doches Credit Union is here to help you with all your financial needs. Whether you're looking for checking accounts, auto loans, or personal banking services, we invite you to come by and see how we can assist you today!

Operating Hours

Our doors are open to serve you during the week from 8:30 AM to 5:00 PM, Monday through Friday. We even welcome you on Saturdays from 8:00 AM until noon drive-thru only! This flexibility allows you to visit us at times that fit your busy schedule.

Member Eligibility

Joining Doches is more than just opening an account; it's about becoming part of a caring community focused on your financial well-being. To become a member, you simply need to meet some straightforward eligibility criteria, which typically include being a resident of the area or having a connection to our community through employment or family. We believe in making membership accessible for everyone, so if you're looking for supportive banking options that cater to your needs, you're in the right place. Once you're ready to take the next step, opening an account at Doches is easy! You can find all the details you need by visiting our website at http://www.dochescu.com/loans/loans/auto-loans.html. If you have any questions or want to learn more about how to join us, feel free to give us a call at (936) 569-7700. For comprehensive information about eligibility requirements, check out our dedicated page. We can't wait to welcome you into our family at Doches, located at 920 Nw Stallings Dr Nacogdoches Tx 75964!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer robust merchant services that help streamline your operations. Imagine being able to accept payments from customers quickly and securely whether online or in-person. Our services allow you to focus on what you do best: running your business.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we are dedicated to providing flexible financing solutions when needed.

Your Local Partner

Located at 920 Nw Stallings Dr Nacogdoches Tx 75964 in Nacogdoches, TX, we're here for you Monday through Friday from 8:30 AM to 5 PM and Saturday from 8 AM to noon (drive-thru only). Contact us at (936) 569-7700 to learn more about how our business banking services can support your goals. Let's grow together!

Comprehensive List Of Services

Business Banking Services

At Doches, we also recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, are structured to help entrepreneurs thrive. With tailored solutions that meet the unique demands of running a business, we're committed to fostering growth in our community.

Connect with Us Today!

Whether you're ready to open an account or simply have questions about our services, we invite you to reach out! Call us at (936) 569-7700 or visit us during our operating hours: Monday through Friday from 8:30 AM to 5 PM, and Saturday from 8 AM until noon (drive-thru only). Experience how Doches can make banking simpler and more accessible for you. Let us partner with you on this financial journey!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts from anywhere at any time. Pay bills, transfer funds, or check balances right from your smartphone or computer it's all just a few clicks away! Need cash on the go? Our network includes easy access to ATMs for quick withdrawals and balance checks. Plus, our basic drive-thru banking service allows you to complete deposits and simple transactions without leaving your car.

Personal Banking Solutions

Our personal banking services cater to every aspect of your financial life. We offer checking and savings accounts that help you manage your day-to-day finances with ease. Imagine having a reliable account where you can deposit your paycheck and save for future goals all while earning interest! If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here to help you drive away in the car of your dreams. With competitive rates and flexible terms, we make it easier than ever to get behind the wheel. For those dreaming of homeownership, our mortgage loans and refinancing services provide tailored solutions to fit your needs. We guide you through every step, ensuring that securing your dream home is as straightforward as possible.

Smart Financing Options

Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options can help you regain control over your finances. Whether it's funding a project or consolidating existing debts into one manageable payment, we're here to support you. Additionally, explore our range of credit cards with rewards that offer great benefits for everyday spending. From cashback offers to travel rewards, these cards are designed to provide value while you shop.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.dochescu.com/, you can access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our person-to-person transfer feature makes sending money to friends or family simple and fast. For those who prefer mobile banking, our user-friendly mobile application is here to help. It offers the same great features as our online platform but right in your pocket. And if you're looking for quick transactions without the hassle of cash, we've got you covered with electronic signature authorization, making it easier to approve documents and agreements electronically.

Security and Ease-of-Use

We prioritize your security with advanced measures in place to protect your information while you bank online. You can rest easy knowing that your financial data is safe with us. Additionally, our e-statements are available for those who prefer paperless options, giving you a clear view of your transactions without clutter. Managing your finances has never been easier or more secure. With tools like mobile payments currently not available but on the horizon, and a commitment to enhancing our services further down the line, we're constantly working to provide you with the best experience possible. Experience the freedom and flexibility of banking at Doches today! Visit us at https://www.dochescu.com/ to get started on your digital banking journey.

Financial Strength

A Solid Foundation

With a net worth of $8,154,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Workforce

We also take pride in having 26 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication translates into personalized service for every member who comes through our doors.

Growing Together

Total Share Accounts at 16,543 show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $102,053, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Doches is your trusted partner. Visit us at 920 NW Stallings Dr, Nacogdoches TX 75964 or call 936-569-7700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $12,877,428 in share certificates and $3,593,694 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. Unlike banks that focus on profits from non-member deposits (which stand at $0), our resources are dedicated solely to benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency with a reported net income of $0 for the latest period. This allows us to continue offering competitive loan rates and solid financial products without compromising service quality.

Reinvesting in Our Community

With $8,154,064 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is robust; we currently have $46,125,051 in total loans and leases, including 1,257 used auto loans that help our members achieve their financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,792,063 in used vehicle loans and $9,649,107 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to drive away in your desired vehicle.

Credit Lines and Unsecured Credit Cards

If you're looking for more financial flexibility, consider our credit lines with a total available amount of $4,500,000. We also offer flexible terms on unsecured credit card loans, with a total of $361,844 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are committed to providing guidance throughout the home-buying process.

Refinancing Options

If you're interested in refinancing an existing loan or exploring eligibility options for any of our products, our knowledgeable staff can walk you through the process to ensure you find the best solution tailored to your situation. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Doches, we're dedicated to helping you navigate your financial journey with ease and confidence. Visit us today to learn more about how our loan offerings can work for you!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers that reflect the most current market conditions. By working only with reputable lenders, LendMesh guarantees that the information you see is both reliable and relevant.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring you have access to trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make decisions based solely on what suits your needs best. - Real-Time Rate Comparisons: Stay informed with up-to-date loan rates from multiple institutions, which helps you make better financial choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores how effective and user-friendly the platform is for finding competitive rates.

DOCHES CREDIT UNION - Nacogdoches, TX

Compare Loan Rates Near You

Loan rates in Nacogdoches, TX (75964)