Doches Credit Union Nacogdoches TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Doches, your trusted credit union located at 823 S University Dr, Nacogdoches, TX 75961. Since our establishment in 1951, we have dedicated ourselves to serving the financial needs of our community with integrity and personalized service. With a total membership of 11,763 and assets amounting to an impressive $65,540,382, we take pride in being a cornerstone of financial support for individuals and families alike. At Doches, we believe in empowering our members through accessible financial solutions. Whether you're looking for a new auto loan where we currently manage over 3,228 loans and leases or seeking reliable savings options with total deposits reaching $3,098,043, our team is here to guide you every step of the way. Under the leadership of CEO Cody Derouen and Board President Freddie Gibson, our commitment to community impact shines through in everything we do. While members can visit us at our branch address, official correspondence should be sent to 823 South University, Nacogdoches, TX 75961. We encourage you to reach out with any questions or concerns at 936-569-7700. Our friendly staff is ready to assist you with various services including personal banking, auto loans, mortgages, and more. Join us at Doches Credit Union today and experience the difference that a member-focused approach can make! For more details about our services or to start your journey with us, visit our website at dochescu.com.

Branch History & Mission

Evolution and Community Impact

From humble beginnings in 1951, Doches has experienced significant milestones that reflect our dedication to growth and innovation. We have embraced advancements in technology to enhance member experience offering online banking and mobile applications for convenient access to your accounts. As part of our commitment to inclusivity, we ensure ADA compliance across all services. We also understand the importance of personal interactions. With drive-thru service available, members can complete simple transactions with ease while maintaining safety and convenience. Our partnerships with local organizations further amplify our impact within the community as we work together towards shared goals.

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Doches family. Experience personalized financial solutions tailored just for you. To learn more about how we can help you reach your financial goals or to join us today, please give us a call at (936) 569-7700 or visit us online at Doches Credit Union. Together, let's build a brighter future!

Our Mission

At Doches, our mission is clear: we strive to provide exceptional financial services while fostering a spirit of community support and engagement. We offer a variety of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards designed to meet the diverse needs of our members. Our commitment goes beyond just banking; we actively participate in community outreach efforts that promote growth and well-being in Nacogdoches.

Branch Location & Accessibility

Accessibility Features

At Doches, we strive to make banking accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can comfortably access our services. Plus, we have a drive-thru banking option available, allowing you to handle quick transactions without leaving your vehicle.

Operating Hours and Services

While our operating hours may vary, we invite you to give us a call at 936-569-7700 for the most current information. We offer a range of services tailored to meet your financial needs, including personal banking with checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you need assistance outside of traditional banking hours or prefer online solutions, our website at dochescu.com provides options for mobile and online banking.

Visit Us Today!

We understand that life can be busy. That's why our location is designed to be convenient and welcoming. Whether you're stopping by to deposit a check or explore loan options, our friendly team is ready to assist you. Feel free to visit us at the Doches University Branch or give us a call if you have any questions. We look forward to helping you achieve your financial goals!

Member Eligibility

At Doches, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the Nacogdoches area, you're already on your way to becoming part of our family. This means that whether you're a student at a local university or a dedicated member of the community, you can take advantage of all the great services we offer. Being a member gives you access to personalized financial solutions that can help you achieve your goals, from auto loans to savings accounts. To get started, just visit us at our branch located at 823 S University Dr Nacogdoches Tx 75961 or give us a call at (936) 569-7700 for more details. You can also check out our eligibility criteria and account opening process by visiting this link. We're here to make your membership experience as easy and rewarding as possible!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In today's fast-paced environment, effective merchant services can enhance your business operations. Imagine easily processing payments while keeping track of sales with user-friendly tools designed for efficiency. Our services help streamline transactions, allowing you to focus on what truly matters growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Nacogdoches, TX. Partner with us at Doches, located at 823 S University Dr Nacogdoches Tx 75961, and let's build a brighter future for your business together! For inquiries, call us at (936) 569-7700.

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various needs.

Comprehensive List Of Services

Business Banking Made Simple

For our local entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. These tools are designed to help your business thrive in today's competitive environment. Imagine having the financial support needed to expand your operations or invest in new opportunities.

Convenient Drive-Thru Services

For those who prefer face-to-face transactions but are short on time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. It's all about convenience at Doches! We invite you to explore these services further by visiting us at Nacogdoches, or simply give us a call at 936-569-7700 for more information about how we can assist you with your financial journey. At Doches, we're here to support you every step of the way!

Digital Banking Features

In today's fast-paced world, managing your finances online is essential. With our online and mobile banking features, you can access your accounts anytime, anywhere. Whether it's checking your balance or transferring money between accounts, everything is just a click away. We also offer ATM and cash withdrawal services, ensuring that accessing your funds is as convenient as possible.

Financing Your Dreams

Dreaming of that new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you've always wanted. We provide competitive rates and flexible terms that suit your budget. Plus, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can guide you through every step of the process, making homeownership accessible.

Personal Banking Solutions

Managing your personal finances should be easy and convenient. That's why we offer a variety of checking and savings accounts designed to fit different lifestyles and goals. For those moments when life throws you a curveball, our personal loans and debt consolidation options can help you get back on track without added stress. Imagine having the flexibility to handle unexpected expenses or consolidate bills into one manageable payment our personal loan services are here for you.

Rewards with Every Purchase

Don't forget about our credit cards with rewards! Every time you use your card, you're not just spending you're earning points that can be redeemed for exciting rewards. It's an excellent way to make your everyday purchases work harder for you.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe in making banking accessible for everyone. With real-time account management and easy navigation, our online services empower you to take control of your finances without any hassle. Enjoy peace of mind knowing that all your financial needs are just a click away with Doches's digital banking solutions. So why wait? Experience the convenience of modern banking today! Visit us online at https://www.dochescu.com/ and discover how easy managing your money can be.

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer money whenever it suits you. Plus, with features like person-to-person transfers, sending money to friends and family is just a few clicks away. You'll appreciate the ease of handling transactions without needing to visit the branch. Security is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are secure and protected. You can also opt for e-statements, which not only help you keep track of your financial activities but also reduce paper clutter. If you prefer banking on your mobile device, our dedicated mobile application makes it even simpler to manage your accounts from anywhere. Although we currently do not offer mobile payment features, our app still provides robust tools for account management.

Financial Strength

Commitment to Growth

Our financial strength is further reflected in our $8,154,064 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $1,257 in used auto loans and $46,125,051 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is highlighted by a net income of $208,965, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $12,877,428 in share certificates and $3,593,694 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $8,154,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Our community continues to grow stronger with a total of 16,543 share accounts. This shows that more people trust us with their finances every day. With net shares available for lending and investments at $102,053, we are positioned to meet your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Doches is your trusted partner. Visit us at 823 S University Dr Nacogdoches Tx 75961 or call (936) 569-7700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,792,063 in used vehicle loans and $9,649,107 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you find the right financing solution for your needs.

Credit Lines

For those needing additional flexibility in their budget management, our credit lines totaling $4,500,000 provide an excellent option. This allows you to draw funds as needed while only paying interest on what you use. At Doches, our commitment is to support our members' financial journeys through transparent lending practices and personalized service. For more information about our loan products or to discuss eligibility options further, please reach out to us at 936-569-7700 or visit us at 823 S University Dr, Nacogdoches TX 75961. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, we remain committed to providing essential resources to guide you through the mortgage process. If you're considering refinancing your existing mortgage or exploring eligibility options for future home buying, we're here to assist.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $361,844 in loans helping members manage their finances effectively. These credit cards come with various features to suit different spending habits while offering rewards that benefit your everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. Every loan comparison is grounded in verified data, which helps users trust the information they see.

DOCHES CREDIT UNION - Nacogdoches, TX

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