Doches Credit Union Center TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Doches Credit Union, your trusted financial partner in the heart of Center, Texas. Located at 815 Hurst St, Center, TX 75935, we have proudly served our community since 1951. With a dedicated membership base of over 11,763 members, we're more than just a credit union; we're a community-focused institution committed to helping you achieve your financial goals. At Doches, our total assets exceed $65,540,382, reflecting our strength and stability. We understand that trust is built on reliability, which is why our members enjoy a robust suite of services including personal banking, auto loans, mortgage refinancing, and business banking options. Our total deposits stand at $3,098,043, showcasing the confidence our members have in us. Led by our CEO Cody Derouen and Board President Freddie Gibson, our team of 26 employees is here to provide personalized service that meets your needs. Whether you're looking for a new vehicle loan or want to explore online banking options, we are ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 815 Hurst St, Center, TX 75935. Feel free to reach out at 936-598-2330 or explore more about us at dochescu.com. Join us at Doches Credit Union where your financial journey matters! Let's build a brighter future together.

Branch History & Mission

At Doches, our story began in 1951, when we opened our doors in Center, Texas. Since then, we have grown from a small credit union into a vital financial resource for our community. Today, we proudly serve over 11,763 members and manage total assets of approximately $65,540,382. Located at 815 Hurst St, Center TX 75935, we are committed to providing friendly and accessible financial services that meet the diverse needs of our members. Our mission at Doches is straightforward yet powerful: we aim to enhance the financial well-being of our members while making a positive impact on the community. We believe that everyone deserves access to quality financial products and services. Whether it's personal banking, auto loans, or mortgage refinancing, we strive to offer solutions that empower our members to achieve their goals. Over the years, we've embraced advancements in technology to better serve you. Our online banking platform allows members to manage their finances conveniently from anywhere. We also prioritize accessibility with ADA-compliant facilities and services. For those who prefer face-to-face interaction, our drive-thru service and lobby hours from 8:30 AM to 5 PM on weekdays ensure you can bank with ease. While members can visit us at our branch address, official correspondence should be sent to the same address: 815 Hurst, Center, TX 75935. We take pride in being an active part of our community through various outreach efforts and partnerships aimed at supporting local initiatives. As we look forward to the future, we invite you to join us on this journey. Experience firsthand the benefits of becoming a member of Doches Credit Union where your financial success is our priority! For more information or to get started with your membership today, please call us at 936-598-2330 or visit our website at www.dochescu.com. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Accessibility Features

At Doches, we prioritize convenience and accessibility for all our members. Our branch is ADA compliant, featuring ramps and ample parking spaces. Whether you're visiting us for personal banking services or simply need assistance with an ATM withdrawal, our friendly staff is ready to help.

Operating Hours & Services

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open Monday through Friday from 8:30 AM to 5 PM. Stop by during these hours for any of our services, including checking and savings accounts, auto loans, mortgage loans, and more. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. We also provide ATM access so you can easily check your balance or withdraw cash whenever you need it. With options like online and mobile banking available too, managing your finances has never been simpler. Feel free to give us a call at 936-598-2330 if you have any questions or need assistance before your visit. We can't wait to welcome you at Doches!

Member Eligibility

Joining the Doches family at our branch in Center, TX, is more than just opening an account; it's about becoming part of a community that cares. To be eligible for membership at Doches, you simply need to meet a few friendly criteria. Whether you're a resident of Shelby County or work here, you're likely on your way to enjoying all the benefits we offer, from personalized banking services to competitive loan rates. We encourage you to explore our detailed eligibility information by visiting this link. Once you're ready to take the next step toward membership, opening an account is easy! You can find all the necessary details by following this account opening guide. If you have any questions or need assistance, don't hesitate to reach out to us at (936) 598-2330. We're here to help you every step of the way and can't wait to welcome you into the Doches family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your daily operations. Imagine being able to accept payments quickly and securely from your customers, which allows you to focus on what you do best running your business. Our tools are designed to make transactions easier so that you can provide exceptional service without any hassle. Visit us at 815 Hurst St Center Tx 75935 in Center, TX, or call us at (936) 598-2330 to learn more about how our business banking services can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We know that running a business comes with its own set of challenges. That's why we offer comprehensive business banking services, including merchant services and business loans. Our goal is to support local businesses in their growth journey, ensuring they have access to the funds they need.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Doches, we provide robust online and mobile banking features so you can manage your accounts from anywhere. Whether it's checking your balance or transferring funds between accounts, we've made it easy for you. Our ATM and cash withdrawal services ensure that accessing your money is as simple as possible.

Drive-Thru Banking

Sometimes you just need to make a quick transaction without stepping inside. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without any hassle. And if you're on the go, our basic ATM access lets you withdraw cash or check your balance whenever you need it. We invite you to visit us at Doches in Center, TX or call us at 936-598-2330 during our lobby hours from 8:30 AM to 5 PM, Monday through Friday. Experience the personalized service that comes with being part of our community-focused credit union! For more information about opening an account or exploring all our available services, please check out our website at dochescu.com. Join us today your financial journey starts here!

Loans and Credit Options

For those unexpected expenses or dreams you've been wanting to achieve, our personal loans and debt consolidation options provide flexible solutions to fit your financial situation. Plus, our credit cards with rewards make spending more rewarding! With every purchase, you're not just meeting needs but also earning benefits for future use.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored to help you manage your finances effectively. We understand that life can be unpredictable; that's why we offer auto loans and vehicle financing options to help you get back on the road quickly. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can guide you through every step of the process.

Digital & Online Banking

At Doches, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control, no matter where you are. With our 24/7 online banking services available at https://www.dochescu.com/, you can access your accounts anytime, from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with person-to-person transfers, sending money to friends or family is quick and simple. For those who prefer mobile banking, our mobile application lets you manage your accounts right from your smartphone. You can make deposits, view e-statements, and even authorize transactions with electronic signatures for added convenience. If you ever need to review your statements, we provide easy access to e-statements so you can keep track of your finances without the clutter of paper. While we currently don't offer mobile payments, our focus remains on providing you with reliable and user-friendly features that enhance your banking experience. With security measures in place, you can rest assured that your information is protected. We invite you to explore these online banking options at https://www.dochescu.com/. Experience how Doches makes banking not just convenient but also safe and efficient. Your financial management is important to us, and we are here to support you every step of the way!

Financial Strength

At Doches, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to offer competitive rates and excellent services tailored to your needs. With a net worth of $8,154,064, we maintain robust financial health, allowing us to provide better rates, lower fees, and enhanced member services. Our net worth ratio of 12.44% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,877,428 in share certificates and $3,593,694 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,154,064 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with 1,257 used auto loans and a total of $46,125,051 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $102,053. Total Share and Deposit Accounts: 16,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Doches is your trusted partner. Visit us at 815 Hurst St Center Tx 75935 or call 936-598-2330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,792,063 in used vehicle loans and $9,649,107 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible options tailored just for you.

Credit Lines

For those looking for more flexibility in their borrowing needs, our credit lines total $4,500,000 and provide quick access to funds whenever you need them. This can be particularly useful for unexpected expenses or planned purchases. If you're considering refinancing any existing loans or exploring eligibility options for new ones, our dedicated staff is ready to assist you in finding the best solutions tailored to your situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at Doches and explore how our loan products can support your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien Family Property Loans totaling $0, our team can guide you through other available mortgage solutions to help you find the right fit for your housing needs.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $361,844 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed for your convenience.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

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DOCHES CREDIT UNION - Center, TX

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