Dixies Credit Union Florence SC | Best Auto Loans & Business Banking

Introduction

Welcome to Dixies Federal Credit Union, where we believe in putting our members first. Located at 2257 S Irby St, Florence, SC 29505, our credit union has been a trusted financial partner since 1947. With a strong commitment to the community, we proudly serve 4,941 members and manage total assets of $45,811,661. Our goal is to help you achieve your financial dreams, whether through personal banking services, loans, or investments. At Dixies, we understand that every member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans and credit cards with rewards. With a total deposit amounting to $5,505,700, you can trust that your funds are secure with us. Our team of dedicated professionals, led by CEO Scott Eagerton and Board President Floyd Jordan, is here to assist you in making informed financial decisions. For your convenience, our branch offers both ATM and drive-thru services so you can access your funds easily. If you need assistance or have questions about our offerings, don't hesitate to reach out at 843-665-1422. We're open Monday through Friday from 8:30 AM to 5:00 PM. While members can visit us at 2257 S Irby St, official correspondence should be sent to our mailing address at 2257 South Irby Street, Florence, SC 29505-3424. We invite you to explore our website at www.dixiefed.com for more information about our services and how we can support your financial journey. Join us at Dixies Federal Credit Union today and experience the difference of community-focused banking!

Branch History & Mission

Join Us!

As we look forward to the future, we invite you to be part of our growing family at Dixies Federal Credit Union. Experience firsthand how our dedicated team is ready to help you navigate your financial journey with personalized attention and care. Whether you're looking for a new checking account or need assistance with loans and investments, we're here for you every step of the way. Contact us today at 843-665-1422 or stop by during our operating hours from Monday through Friday between 8:30 AM and 5:00 PM. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Dixies has always focused on serving the needs of our members. We believe that everyone deserves access to reliable financial services and support. As we evolved, we embraced new technologies and modern banking methods while staying true to our mission of putting people before profit. Today, we offer a wide range of services including personal banking accounts, auto loans, mortgage refinancing, and credit cards with rewards. With the convenience of online and mobile banking, we ensure that you can manage your finances anytime, anywhere. Our commitment to accessibility also extends to physical services; our drive-thru banking is designed for ease and efficiency. Plus, with an ATM available on-site, quick cash withdrawals are just moments away.

Our Mission

At Dixies Federal Credit Union, our mission is clear: To enrich the lives of our members through exceptional service and innovative financial solutions while fostering a strong sense of community. We aim not just to provide banking services but also to empower individuals with knowledge and resources that can help them achieve their financial dreams. We take pride in being more than just a financial institution. Through various partnerships and community outreach efforts, we strive to make a positive impact in Florence and beyond. Whether it's hosting financial literacy workshops or participating in local events, we are dedicated to supporting the community that supports us. While members can visit us at 2257 S Irby St, official correspondence should be sent to 2257 South Irby Street, Florence, SC 29505-3424 if needed.

Branch Location & Accessibility

A Convenient Spot

You can find us near several well-known landmarks, making it easy to stop by while you're out and about. Our branch is just a short drive from the bustling downtown area and accessible via major roads. With ample parking available, getting in and out is a breeze no need to worry about finding a spot!

Accessibility Features

We believe that everyone should have access to financial services. Our branch is fully ADA compliant, featuring ramps and other accessibility options to ensure all members can visit comfortably. We strive to create an inviting atmosphere for everyone who walks through our doors.

Connect With Us

Ready to take the next step towards better banking? We invite you to drop by or give us a call at 843-665-1422. Let us help you achieve your financial dreams today!

Operating Hours

At Dixies, we understand that life can get busy. That's why we offer convenient operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Whether you prefer to handle your banking in person or need assistance with online services, our friendly staff is here during these hours to assist you with all of your financial needs.

Services Offered

We're proud to provide a range of services right here at our Florence branch. From checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. Plus, with an ATM on-site and drive-thru banking available for quick transactions, managing your finances has never been easier. While members can visit us at 2257 S Irby St, any official correspondence should be sent to our mailing address at 2257 South Irby Street, Florence, SC 29505-3424.

Member Eligibility

At Dixies, we believe that becoming a member means joining a caring community where your financial well-being comes first. If you're interested in opening an account, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Florence area. This inclusive approach ensures that our services are available to those who truly need them. Plus, as a member, you'll enjoy personalized banking solutions and competitive rates tailored just for you. It's simple to get started just visit us at 2257 S Irby St Florence Sc 29505, or give us a call at (843) 665-1422 for more information. For detailed eligibility criteria, feel free to check out our resource at . We can't wait to welcome you into the Dixies family!

Business Banking & Commercial Services

Business Loan Options

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Imagine launching that new product line or expanding your storefront our loans are designed to fuel your ambitions. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions to those who may need a little extra help.

Merchant Services

Our merchant services make transactions easy and efficient. Picture this: you're at a busy event, and customers want to pay quickly. With our payment processing solutions, you can accept payments seamlessly no long lines or frustrated customers. This practicality allows you to focus on what truly matters: growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at Dixies, located at 2257 S Irby St Florence Sc 29505, Florence, SC, and let's work together to achieve your business goals! For more information, give us a call at (843) 665-1422.

Comprehensive List Of Services

Accessing Services Made Simple

Need quick service? Our basic drive-thru banking offers easy solutions for deposits and withdrawals without leaving your car. Plus, our ATM provides basic access for withdrawals and balance checks whenever it suits you. At Dixies, we strive to make banking personal and convenient. We invite you to explore all our services designed with you in mind. For more information about what we can do for you or to get started today, please visit us online at http://www.dixiefed.com or give us a call at (843) 665-1422. Let us help you achieve your financial goals!

Business Banking Solutions

For our members who own businesses, Business Banking services are available too. From Merchant Services that simplify payment processing to various Business Loans, we provide the tools you need to grow and succeed.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to access your accounts anytime, anywhere. Pay bills, transfer funds, or check balances right from your smartphone or computer. Our ATM and cash withdrawal services ensure you can access your money when you need it most.

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a big purchase, we offer Personal Banking options that fit your lifestyle. Our checking and savings accounts come with features that help you manage your money effortlessly. Need a little extra cash? Our Auto Loans & Vehicle Financing provide flexible terms that help you drive away in your dream car without breaking the bank. If you're looking to buy a home or refinance your current mortgage, our Mortgage Loans & Refinancing options are tailored just for you. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation services are here to help you get back on track when unexpected expenses arise.

Rewarding Credit Options

We know that every dollar counts, which is why we offer Credit Cards with Rewards. Use your card for everyday purchases and earn rewards that can be redeemed for travel, merchandise, or cash back. It's a win-win!

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to handle your banking needs at any time that fits your schedule. Whether you're transferring funds or paying bills, everything is right at your fingertips. Plus, with the option for e-statements, you'll receive your account statements electronically, reducing clutter and making it easy to track your finances. For those who enjoy using their mobile devices, our mobile application ensures that you can manage your accounts on the go. With features like mobile payments, making purchases has never been easier or more convenient. You can also send money to friends and family quickly through our person-to-person transfer service no need for cash or checks!

Security You Can Trust

At Dixies, we prioritize your security. Our online banking platform employs robust security measures to protect your personal information and ensure safe transactions. While we don't currently offer electronic signature authorization, rest assured that all other aspects of our digital services are designed with your safety in mind. With our modern banking tools, you'll have real-time access to your accounts, making it easier to stay on top of your finances. Join us at Dixies and experience the ease of digital banking today!

Financial Strength

Member Savings and Investment

Members' savings are secured through $6,928,744 in share certificates and $3,164,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $233,963 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees ready to assist you with knowledgeable service every day.

Our Financial Health

With a net worth of $10,396,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment into Member Services

With $10,123,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is reflected in our diverse lending capacity. We currently have $426 in used auto loans and $30,723,694 in total loans and leases available to help you achieve your financial goals across various sectors.

Trust Built on Strong Membership

Our commitment to serving you is evident as we hold a total of 8,759 share accounts. This shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $18,084 further emphasizes our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dixies is your trusted partner. Visit us at 2257 S Irby St Florence Sc 29505 or call (843) 665-1422 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those needing further assistance, we also provide personal loans and debt consolidation services. This means if you're looking at refinancing options or need help with eligibility assessments, our team is here to support you. At Dixies, we're dedicated to ensuring that your borrowing experience is straightforward and transparent. We encourage you to reach out via phone at (843) 665-1422 or visit us at 2257 S Irby St Florence Sc 29505, Florence, SC during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,759,399 in used vehicle loans and $1,109,464 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we have options to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $560,844, make buying or refinancing simple. We aim to guide you through every step of the process so that you can find the right mortgage solution for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $153,617 in loans available, our credit cards are designed to help you manage your finances effectively while providing rewards for your spending.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions tailored to their needs. By comparing different options side-by-side, borrowers can find competitive rates that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

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DIXIES FEDERAL CREDIT UNION