Dixies Credit Union Darlington SC | Best Auto Loans & Business Banking

Introduction

At Dixies Federal Credit Union, we believe in building strong financial futures for our members and the community. Established in 1947, we have proudly served the residents of Darlington, SC, from our branch located at 501 Russell St, Darlington, SC 29532. With a dedicated team of 12 employees led by our CEO, Scott Eagerton, and Board President, Floyd Jordan, we are committed to providing personalized financial services that cater to your unique needs. Our credit union is more than just a place to bank; it's a trusted partner in your financial journey. We currently serve 4,941 members and manage total assets of $45,811,661. This financial strength allows us to offer competitive rates on a variety of products, including loans and savings accounts. In fact, our total loans amount to 1,906, while our deposits have reached an impressive $5,505,700. We understand that every member's situation is different. That's why we offer a range of services from personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and even business banking solutions. Our commitment to you is reflected in our net worth of $10,396,956 and cash reserves totaling $1,332,561, ensuring that we can support you when you need it most. While members can visit us at our branch location for all their banking needs during our lobby hours from 7:00 AM to 5:00 PM Monday through Friday, official correspondence should be sent to the same address: 501 Russell St, Darlington, SC 29532. Explore how we can help you achieve your financial goals by visiting our website at dixiefed.com. If you have any questions or need assistance, don't hesitate to reach out at 843-393-0426. Join us at Dixies Federal Credit Union where your financial success is our priority!

Branch History & Mission

Dixies Federal Credit Union has a rich legacy that dates back to 1947, when it first opened its doors in the heart of Darlington, SC. Since then, we have grown from a small financial institution into a trusted partner for our community, proudly serving over 4,900 members with total assets amounting to $45,811,661. Our branch is located at 501 Russell St, Darlington, SC 29532 a place where neighbors gather and financial dreams come alive. Throughout the years, Dixies has been committed to empowering individuals and families in our community. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of belonging and support among our members. We believe that by focusing on personal banking needs such as checking and savings accounts, auto loans, and mortgages we can truly make a difference in the lives of those we serve. In addition to traditional banking services, we have embraced modern technology to enhance your experience. With online and mobile banking options available, accessing your finances has never been easier. Whether you want to check balances or make transfers on the go, we are here for you anytime. Our commitment extends beyond just financial services. We actively engage with our community through various outreach programs and partnerships. We strive to uplift those around us by participating in local events and supporting charitable causes that matter most to our members. While members can visit us at 501 Russell St for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are Monday through Friday from 7:00 AM to 5:00 PM. For added convenience, we also offer ATM access and drive-thru services for quick transactions. Join us at Dixies Federal Credit Union and experience the true meaning of community-focused banking. Together, we can achieve your financial goals and build a brighter future for everyone in Darlington. For inquiries or assistance, feel free to reach us at 843-393-0426. Welcome home!

Branch Location & Accessibility

Welcome to Dixies Federal Credit Union, your friendly neighborhood banking partner located at 501 Russell St in the heart of Darlington, SC. We pride ourselves on being easily accessible to our members, ensuring you can visit us without any hassle. Whether you're a long-time member or new to our community, we invite you to stop by and experience our welcoming atmosphere. As you approach our branch, you'll find that we're situated conveniently near several local landmarks, making it easy to swing by while you're out running errands or enjoying a day out in the city. Our location is designed with your needs in mind, featuring ample parking and accessibility options for everyone. Our facility is ADA-compliant, including ramps and accessible entrances, ensuring all members can navigate comfortably. At Dixies Federal Credit Union, we value your time. That's why our lobby hours are tailored to fit your busy schedule open Monday through Friday from 7:00 AM to 5:00 PM. Need quick access? Enjoy the convenience of our drive-thru service for deposits, withdrawals, and simple transactions without leaving your car. Plus, we offer ATM services for those times when you need cash on the go. While members can visit us at 501 Russell St, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to call us at 843-393-0426. Our friendly staff is here to help with all your banking needs. So why wait? Come by Dixies Federal Credit Union today we're excited to serve you!

Member Eligibility

At Dixies, we believe that joining our community is about more than just opening an account it's about becoming part of a supportive family that looks out for one another. If you're looking to become a member, you'll find it's quite simple! We welcome individuals who live, work, or worship in the Darlington area, along with their family members. This means that if you have a connection to our community, you're likely eligible to join us! For a deeper dive into the specific eligibility criteria, feel free to check out our detailed page at . Opening an account with us is straightforward and designed to be as welcoming as possible. Whether you're interested in personal banking services like checking and savings accounts or loans tailored to your needs, we've got you covered. If you have any questions or want to start the process, don't hesitate to give us a call at (843) 393-0426. We can't wait to help you take this important step toward financial well-being at Dixies, located at 501 Russell St Darlington Sc 29532!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Imagine having the tools you need to streamline payments and enhance customer experiences. Our merchant services provide businesses with the ability to accept payments easily, ensuring you can focus on what matters most growing your business. From credit card processing to point-of-sale systems, we offer practical solutions tailored to your needs. Located conveniently at 501 Russell St Darlington Sc 29532 in Darlington, SC, we invite you to explore how our business banking options can help you thrive. For more information, call us at (843) 393-0426 or visit us online at http://www.dixiefed.com.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Basic Drive-Thru and ATM Services

For quick transactions like deposits or withdrawals, take advantage of our basic drive-thru banking services. Our ATMs also provide essential functions such as balance checks and withdrawals without hassle. At Dixies Federal Credit Union, we strive to empower our members by offering comprehensive financial solutions all under one roof. We invite you to explore these services further by visiting us at our branch or checking out our website at http://www.dixiefed.com. Your financial well-being is just a call away don't hesitate to reach out today!

Business Banking Support

If you're a business owner, we offer tailored solutions including merchant services and business loans. We understand the challenges of running a business and are here to help you succeed financially.

Digital Banking Convenience

With online and mobile banking, managing your finances has never been easier. Access your accounts anytime, anywhere! Plus, we provide ATM and cash withdrawal services, ensuring you have access to your funds when needed.

Home Loans Made Easy

For those thinking about buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services can help make the process smoother. We understand how important it is to find the right home loan that fits your unique circumstances.

Personal Banking Solutions

Whether you're just starting out or looking to enhance your savings, our personal banking services are designed for you. We offer checking and savings accounts that fit your lifestyle. Imagine easily managing your money online or through our mobile app checking balances, transferring funds, and even making deposits right from your phone!

Personal Loans & Debt Solutions

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether it's for home improvements or covering medical bills, we provide flexible options to help you manage your finances effectively.

Rewarding Credit Cards

Our credit cards with rewards allow you to earn points on purchases you already make every day. It's like getting rewarded for living life! Use these rewards for travel, merchandise, or even cash back.

Vehicle Financing

If you're planning to purchase a new car or need financing for a used vehicle, we have you covered with competitive auto loans and vehicle financing options. Picture driving away in your dream car while enjoying manageable monthly payments that suit your budget.

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services, you can easily check balances, pay bills, and transfer money without stepping foot in a branch. Our user-friendly mobile application allows for quick access to all your banking needs right from your smartphone. Plus, if you prefer using mobile payments, we've got you covered! You can enjoy the ease of making purchases directly from your phone. When it comes to keeping track of your finances, e-statements are available for those who want to go paperless. This feature not only helps reduce clutter but also enhances security by allowing you to access your statements digitally. For easy money transfers between friends or family, our person-to-person transfer option is a great way to send funds quickly and efficiently.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, our digital banking features are designed with robust security measures in place to keep your information safe. You can bank with confidence knowing that we take every precaution necessary to protect your accounts. At Dixies, we strive to provide accessible and efficient banking solutions that fit into your busy lifestyle. No matter where life takes you, rest assured that managing your finances is just a click or tap away!

Financial Strength

At Dixies, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial partner can make all the difference. With a net worth of $10,396,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,928,744 in share certificates and $3,164,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $10,123,522 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $426 in used auto loans and $30,723,694 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Furthermore, our impressive $233,963 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dixies is your trusted partner. Visit us at 501 Russell St Darlington Sc 29532 or call (843) 393-0426 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,759,399 in used vehicle loans and $1,109,464 in new vehicle loans already helping members get on the road. We provide flexible financing options that fit your budget, ensuring you can drive away in the vehicle you desire without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $560,844, make buying or refinancing simple. We are dedicated to guiding you through every step of the mortgage process, making it straightforward so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to assist you in exploring eligibility options that could lead to lower monthly payments or reduced interest rates. This is an excellent way to save money and improve your overall financial situation. We invite you to visit us at our branch located at 501 Russell St Darlington Sc 29532, or give us a call at (843) 393-0426 during our business hours from Monday to Friday, 7:00 AM to 5:00 PM. Our knowledgeable staff is eager to answer any questions and help you find the right loan product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here not just as a lender but as a partner in your financial journey!

Unsecured Credit Card Loans

Managing finances is easier with our unsecured credit card loans. With a total of $153,617 in loans, we offer flexible terms that help our members handle everyday expenses while maintaining control over their budgets. Whether you need to consolidate debt or cover unexpected costs, our credit card options are here to support you.

Loan Aggregator

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Dixies