Dixies Credit Union San Diego CA | Convenient ATM Services Only

Introduction

Welcome to Dixies, your trusted financial partner located at 8985 Balboa Ave, San Diego, CA 92123. Since our establishment in 1947, we have proudly served our community with dedication and integrity, currently supporting a thriving membership of 4,941 individuals and families. At Dixies, we understand that banking is more than just transactions; it's about building relationships and helping you achieve your financial goals. With total assets reaching an impressive $45,811,661 and deposits totaling $5,505,700, we are committed to providing you with competitive products and services tailored to meet your needs. Our strong financial foundation is reflected in our net worth of $10,396,956 and cash in hand of $1,332,561. We believe in empowering our members by offering various loan options with a total of 1,906 loans and leases available to you. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: 8985 Balboa Avenue, San Diego, CA 92123-1507. Our leadership team is led by CEO Scott Eagerton and Board President Floyd Jordan, both dedicated to ensuring that every member receives the best possible experience with us. At Dixies, we take pride in being more than just a credit union; we are a part of the San Diego community. Our team of 12 employees is always ready to assist you whether you're looking for assistance with everyday banking or planning for your future. We invite you to explore our offerings further by visiting us online at dixiefed.com or giving us a call at 619-542-6700. Join us today and discover how we can help you make the most of your financial journey!

Branch History & Mission

Welcome to Dixies, a credit union that has proudly served the San Diego community since 1947. Nestled at 8985 Balboa Ave, San Diego, CA 92123, our branch has become a cornerstone of support for our members over the decades. With a rich history that began more than seventy years ago, we have grown alongside our community, adapting to its needs and striving to provide exceptional financial services. Since our inception, Dixies has focused on fostering strong relationships with our members. We started small but quickly expanded our offerings to better serve the diverse financial needs of individuals and families in San Diego. Today, we proudly boast a membership of 4,941 and total assets amounting to $45,811,661. These figures are not just numbers; they represent trust and commitment between us and those we serve. At the heart of Dixies is our mission: to empower our members through accessible financial services while nurturing a sense of community. We believe that everyone deserves the chance to thrive financially. Our goal is not only to provide loans and accounts but also to support local initiatives and promote financial literacy among our members. By doing so, we aim to uplift every individual who walks through our doors. While members can visit us at 8985 Balboa Ave for all their banking needs, official correspondence should be sent to our mailing address at 8985 Balboa Avenue, San Diego, CA 92123-1507. We're open to assist you with your banking needs during regular hours. Dixies is also committed to staying current with technological advancements. We offer online banking services that make managing finances convenient and straightforward. From mobile payments to e-statements, we strive to make banking easy for everyone. Our dedication extends beyond just banking services; it includes active participation in community outreach efforts. We partner with local organizations to support various initiatives aimed at improving the quality of life in San Diego. Whether it's sponsoring events or providing educational resources, Dixies is here for you. As we move forward into the future, we invite you to join us at Dixies. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach us at 619-542-6700. We look forward to welcoming you into the Dixies family!

Branch Location & Accessibility

Welcome to Dixies, your friendly neighborhood credit union located at 8985 Balboa Ave in sunny San Diego, California. Our branch is nestled in the vibrant community of San Diego County, making it easy for you to access our services. Whether you're heading to the nearby shopping centers or enjoying a day out at the local parks, stopping by our branch is always convenient. While members can visit us at 8985 Balboa Ave, official correspondence should be sent to our mailing address at 8985 Balboa Avenue, San Diego, CA 92123-1507. We want to ensure that all your communication reaches us without any hassle. At Dixies, we prioritize accessibility for all our members. Our location is designed with convenience in mind, featuring ADA-compliant entrances and ample parking to make your visit smooth and enjoyable. While we do not currently offer drive-thru banking or ATM services on-site, our staff is always ready to assist you with your banking needs inside the branch. We understand that time matters when it comes to banking. That's why our operating hours are structured to fit your schedule. Although specific hours are currently unavailable, rest assured that we aim to be open during times that accommodate our valued members. If you ever have any questions or need assistance, don't hesitate to reach out at 619-542-6700 we're here to help! So come visit us at Dixies today! Experience personalized service tailored just for you in a welcoming environment. We look forward to seeing you soon!

Member Eligibility

Joining the Dixies is more than just opening a bank account; it's about becoming part of a caring community that supports your financial journey. At Dixies, we believe that everyone deserves access to financial services designed with their needs in mind. To become a member, you simply need to meet a few friendly eligibility criteria. Whether you live, work, or worship in the area, you're likely to qualify! This means you can enjoy all the benefits that come with membership, like personalized service and competitive rates. The process of becoming a member at our branch located at 8985 Balboa Ave, San Diego, CA 92123 is straightforward and welcoming. You can get started by visiting our website for detailed eligibility information at . If you have any questions or need assistance, don't hesitate to reach out at 619-542-6700. We're excited to help you take this important step toward securing your financial future with us!

Business Banking & Commercial Services

Business Loan Options

Our dedication to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Even if you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various business needs.

Merchant Services

In today's fast-paced market, efficient payment processing is key. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily from your customers, whether they're shopping online or at your physical location. This not only enhances customer satisfaction but also boosts your bottom line. Join us at Dixies, located at 8985 Balboa Ave San Diego Ca 92123 in San Diego, CA, and discover how we can partner with you on your journey to success! For more information, give us a call at (619) 542-6700.

Comprehensive List Of Services

Digital Banking Features

In addition to traditional ATM access, we also embrace digital banking solutions. Our online banking platform allows you to manage your accounts right from home. Whether you're checking balances, transferring funds between accounts, or setting up payments, everything can be done with just a few clicks. If you're always on the go, our mobile application ensures that banking is right at your fingertips. For those who prefer personal interactions but still want convenience, our person-to-person payment feature makes it simple to send money directly to friends and family without any hassle. This service can come in handy when splitting bills or sending gifts.

Financial Services You Can Count On

One of the standout features at Dixies is our focus on accessibility. We understand that banking should fit into your busy life, which is why we offer robust ATM Services Only. With ATMs available for your convenience, you can easily access your funds whenever you need them, without the hassle of long lines or complicated processes. Imagine this: it's a Saturday morning, and you've got plans to take your family out for a fun day. You realize you need some cash for activities but don't want to waste time searching for an open bank branch. With our ATM services, you're just minutes away from getting what you need allowing you to enjoy your day stress-free!

Reach Out Anytime!

We are committed to providing excellent service and support for all our members at Dixies. If you have questions or need assistance, don't hesitate to call us at (619) 542-6700. Our knowledgeable staff is ready to help you navigate through your financial journey. In summary, whether it's utilizing our ATM services or exploring digital banking options, we strive to make managing your finances as straightforward as possible. Come visit us at 8985 Balboa Ave San Diego Ca 92123 or check out our website at http://www.dixiefed.com to learn more about how we can assist you today!

Digital & Online Banking

E-Statements and Security Features

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which allow you to view your financial statements electronically, making it easy to track your spending and manage your budget. Plus, we prioritize your security by implementing robust measures to keep your information safe while you bank online.

Mobile Banking Made Easy

Our mobile application makes banking even more accessible. With features like mobile payments, you can pay for purchases directly from your phone, whether you're at the store or dining out with friends. Need to send money to someone quickly? Our person-to-person transfers feature lets you do just that in a matter of seconds. While we currently do not offer electronic signature authorization, our commitment to providing straightforward and secure banking solutions remains strong. At Dixies, we're dedicated to empowering our members with convenient tools that fit into their busy lives. Experience the freedom of managing your finances anytime, anywhere!

Financial Strength

Commitment to Growth

With $10,123,522 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $426 in used auto loans and $30,723,694 in total loans and leases.

Growing Member Base

Total Share Accounts stand at 8,759, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares) amount to $18,084, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dixies is your trusted partner. Visit us at 8985 Balboa Ave San Diego Ca 92123 or call (619) 542-6700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $233,963 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 12 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Members' savings are secured through $6,928,744 in share certificates and $3,164,360 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $10,396,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,268 demonstrates a solid capital foundation. This strength ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in applying for any of these loan products or would like more information about eligibility options and refinancing opportunities, please don't hesitate to reach out. You can call us at 619-542-6700 or visit us at our branch located at 8985 Balboa Ave San Diego CA 92123. At Dixies, we're committed to supporting our members' financial journeys with the right tools and resources. Whether it's for an auto loan, mortgage, or credit card services, we're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,759,399 in used vehicle loans and $1,109,464 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our straightforward application process and competitive rates make it easy to drive away in your next car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $560,844, make buying or refinancing simple. We provide tailored solutions that fit your situation. If you're considering refinancing your current mortgage, we can assist with that too!

Unsecured Credit Card Loans

For managing daily expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. With a total of $153,617 in loans helping members manage their finances effectively, our credit cards come with no hidden fees and allow you to pay off balances at your own pace.

Loan Aggregator

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Ensuring Accurate Comparisons

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DIXIES FEDERAL CREDIT UNION - San Diego, CA