Division 819 Transit Employees Credit Union Irvington NJ | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Division 819 Transit Employees, your trusted financial partner located at 186 Brookside Ave, Irvington, NJ 07111. Established in 1945, we have proudly served our community for over 75 years, building a reputation for reliability and member-focused service. With a strong membership base of 1,576 individuals, we understand the unique financial needs of our members and are committed to helping you achieve your goals. At Division 819 Transit Employees, we manage total assets of $15,035,407, ensuring that your deposits amounting to $2,305,532 are not just safe but working hard for you. Our dedicated team of 3 employees, led by CEO Shirley King and Board President Orlando Riley, is always ready to provide personalized support and guidance on a range of services including personal banking, auto loans, mortgage loans, and more. While members can visit us at our branch location, official correspondence should be sent to the same address: 186 Brookside Ave, Irvington, NJ 7111. With a net worth of $2,606,291 and cash in hand totaling $180, our financial stability is a testament to our commitment to serving our members effectively. We invite you to explore the various services we offer through our website at https://div819cu.com. Whether you're looking for assistance with loans or simply want to learn more about what we can do for you, we're here to help. Feel free to reach out at 973-373-2332 or visit us during our lobby hours from Monday through Friday between 9 AM and 4 PM. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Accessibility

In an effort to serve all members effectively, we ensure our branch complies with ADA standards and is equipped with resources for those who need assistance. While you can visit us at our main location for your banking needs during lobby hours Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM you can also access shared service centers for added convenience. While members can visit us at 186 Brookside Ave for transactions or inquiries, official correspondence should be sent to the same address as our mailing address: 186 Brookside Ave, Irvington, NJ 7111.

Join Us

As we look toward the future, we invite you to become part of our growing family. With no ATM or drive-thru currently available, we focus on creating meaningful interactions within our branch. Our friendly team is ready to assist you with your financial needs. For any questions or assistance, please reach out by calling us at (973) 373-2332. Join Division 819 Transit Employees today and discover how we can support your financial journey! Visit us online at div819cu.com for more information on membership eligibility and services. Together, let's build a stronger community!

Our Mission

At Division 819 Transit Employees, our mission is straightforward yet profound: to enhance the financial well-being of our members while supporting the growth of our community. We believe that everyone deserves access to quality financial services. This belief drives us to offer a variety of products including checking and savings accounts, auto loans, personal loans, and credit cards with rewards. We also provide essential business banking services like merchant accounts and business loans. We are proud to be an inclusive institution that actively participates in community outreach efforts. From partnering with local organizations to sponsoring events that uplift our neighbors, we strive to make a positive impact beyond just banking.

Branch Location & Accessibility

Accessibility and Parking

At Division 819 Transit Employees, we prioritize accessibility for all members. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. Plus, there's ample parking available right outside the branch, so you won't have to worry about finding a spot.

Call to Action

Ready to experience the difference at Division 819 Transit Employees? We invite you to stop by or give us a call at (973) 373-2332 if you have any questions. Our dedicated staff looks forward to meeting you and helping with all your banking needs!

Nearby Landmarks

Situated near local landmarks, our branch is just a short drive from notable spots like , making it easy to incorporate your banking visit into your day. You'll appreciate the convenience of our location as you go about your errands or head home.

Operating Hours

We know your time is valuable, which is why we offer convenient operating hours. You can visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM. Whether you need help with personal banking, loans, or any other services we provide, our team is here during these hours to assist you.

Services Offered

While visiting us, take advantage of our wide range of services tailored just for you. We offer personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. As part of our commitment to serving the community, we also provide basic shared branch transactions for partner credit union members.

Member Eligibility

At Division 819 Transit Employees, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a range of financial services tailored just for you. If you're an employee of or a retiree from the transit industry, or if you live, work, worship, or attend school in our local area, you're likely eligible to join us! Our membership is designed to include those who share our values and commitment to supporting each other financially. For more specific details about eligibility, feel free to check out our membership page. Joining Division 819 Transit Employees means gaining access to competitive rates on loans and savings accounts, personalized service from our dedicated team, and a chance to be part of something bigger. We're here to help you achieve your financial goals with ease and support every step of the way. Ready to get started? You can reach us at (973) 373-2332 if you have any questions or need assistance in opening your account. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Imagine having the funds you need to expand your operations, purchase new equipment, or even hire additional staff. Each loan is tailored to meet your specific needs, ensuring that you have the financial backing necessary to thrive.

Merchant Services That Work for You

In addition to loans, our merchant services offer practical solutions that simplify transactions and enhance customer experiences. From credit card processing to online payment options, we provide tools that help you manage your sales efficiently. Think of it as having a reliable partner by your side one that allows you to focus on what you do best: running your business. Located at 186 Brookside Ave Irvington Nj 07111, Irvington, NJ, we're here to support your business ambitions. Let's work together to turn your goals into reality! For more information, call us at (973) 373-2332.

Comprehensive List Of Services

Business Banking Services

For our business-minded members, we offer comprehensive Business Banking services. From Merchant Services that make transactions easier to flexible Business Loans, we've got what it takes to support your entrepreneurial journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize easy access through our Online & Mobile Banking features. You can manage your accounts anytime and anywhere, making it simpler than ever to stay on top of your finances. Although we currently do not offer ATM services directly at our branch, we ensure you have options for cash withdrawals through shared service centers nearby. Our basic shared branch transactions allow partner credit union members to deposit and withdraw funds easily.

Personal Banking Solutions

We understand that everyone has unique financial requirements. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Need a little extra cash for a new car? Our Auto Loans & Vehicle Financing options can help you get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing solutions, perfect for those looking to buy their first home or refinance an existing mortgage for better rates. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can ease your financial burden. Plus, with our Credit Cards with Rewards, you can earn points on your purchases while managing your spending.

Reach Out Anytime

Whether you're interested in opening an account or need assistance with any of our services, feel free to reach out! You can call us at (973) 373-2332 during our lobby hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM. At Division 819 Transit Employees, we're here to help you navigate your financial journey with confidence. Visit us today at 186 Brookside Ave Irvington Nj 07111, and discover how we can assist you in achieving your financial dreams! For more information about membership eligibility and services offered, check out our website at Division 819 Transit Employees Cu.

Digital & Online Banking

Convenient Online Banking Services

You can easily manage your finances through our online banking portal at https://div819cu.com/. Whether you're checking balances, transferring funds, or paying bills, our platform allows you to do it all from the comfort of your home or on the go. Unfortunately, we currently do not offer mobile applications for banking, but our website is optimized for easy navigation on mobile devices.

E-Statements and 24/7 Access

Say goodbye to paper clutter! With e-statements available at Yes, you can receive your account statements electronically right in your inbox. This not only helps the environment but keeps your information organized and accessible. Plus, with 24/7 online banking services, you can check your accounts at any time that works for you. While mobile payments aren't available yet at Division 819 Transit Employees, we're committed to keeping you informed about the latest developments in our services. We believe in providing a reliable banking experience tailored just for you. Explore more about our digital offerings today at https://div819cu.com/ and take control of your finances with ease!

Secure Transactions Made Easy

Your security is our top priority. While we don't support electronic signature authorization yet, we ensure that all online transactions are safeguarded with strong security measures. You can also enjoy person-to-person transfers, making it simple to send money to friends and family without hassle.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,822, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,153,065. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Division 819 Transit Employees is your trusted partner. Visit us at 186 Brookside Ave Irvington Nj 07111 or call (973) 373-2332 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $2,412,261 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $98 in used auto loans and $6,363,186 in total loans and leases.

Member-Centric Savings

Your savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $2,606,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,727 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,738,023 in used vehicle loans and $306,810 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our financing options make it easy to drive off with confidence.

Credit Lines and Personal Financing

For those looking for additional flexibility, we provide credit lines totaling $1250000, allowing members to access funds as needed. This can be particularly useful for managing expenses or making larger purchases without the need for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing a home. While we currently don't have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you with any questions about future offerings and eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently we do not have any unsecured credit card loans issued, our commitment to helping members manage their finances effectively remains strong. When these products become available, they will provide even more options for managing day-to-day expenses. At Division 819 Transit Employees, we are dedicated to supporting your financial journey every step of the way. For more information about our loan offerings or to discuss your eligibility, please call us at (973) 373-2332 or visit us at our branch located at 186 Brookside Ave Irvington Nj 07111 in Irvington, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

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