Division 726 Credit Union Staten Island NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Division 726, your trusted credit union located at 4886 Arthur Kill Rd, Staten Island, NY 10309. Since our establishment in 1970, we have proudly served a growing community of over 2,526 members, offering personalized financial solutions tailored to your needs. At Division 726, we believe in building strong relationships with our members and providing reliable services that empower them to achieve their financial goals. With total assets exceeding $10,173,856 and deposits amounting to $1,913,148, our commitment to your financial well-being is evident. We are here to support you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. Under the leadership of our dedicated CEO, James Sugrue, and Board President, Anthony Benanti, we strive for excellence every day. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 4886 ARTHUR KILL RD, STATEN ISLAND, NY 10309. Our team of eight employees is always ready to assist you during our lobby hours from 9:30 AM to 3:00 PM on weekdays. Whether you're looking for advice on loans or want to learn more about our account options, we encourage you to reach out. Call us today at 718-356-1616 or explore our website at div726fcu.com for more information. Join us as we continue to make a positive impact in our community through responsible banking practices and unwavering support for our members. Your journey towards financial success begins here!

Branch History & Mission

Commitment to Progress

As we move forward into an increasingly digital world, Division 726 remains committed to embracing technology while ensuring accessibility for all our members. We offer online banking services that allow you to manage your accounts conveniently from anywhere. Additionally, while we currently do not have ATM or drive-thru services available at this location, our focus on personal service means that you'll always have access to knowledgeable staff during operating hours: Monday through Friday from 9:30 AM to 3:00 PM.

Join Us Today!

The legacy of Division 726 is built on trust, dedication, and community spirit. We invite you to become part of our family and experience the benefits of membership firsthand. Together, let's navigate your financial journey toward success. For more information or assistance, don't hesitate to call us at 718-356-1616 or visit our website at div726fcu.com. Join us today and see how we can help you achieve your financial goals!

Our Mission

At Division 726, our mission extends beyond traditional banking; we strive to empower individuals and families through sound financial education and support. We believe in fostering a sense of belonging where every member feels valued and understood. Our commitment includes offering personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking services. We aim not only to serve but also to uplift our community through various outreach programs. Our partnerships with local organizations enable us to contribute positively and create lasting impacts in Staten Island.

Branch Location & Accessibility

Convenient Operating Hours

We're here for you during the week! Our lobby hours run from 9:30 AM to 3:00 PM, Monday through Friday. Whether you need assistance with a personal loan or want to open a checking account, our friendly staff is ready to help during these hours.

Easy Access and Parking

At Division 726, we understand how important it is for our members to have easy access to their banking services. Our branch features ample parking, so you won't have to worry about finding a spot. Plus, we are committed to accessibility for everyone. Our facility includes ADA-compliant features and ramps to ensure that all members can visit us comfortably.

Services Tailored for You

While visiting Division 726, take advantage of our wide range of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Unfortunately, we currently do not offer ATM services or drive-thru banking at this location.

Stay in Touch

If you have questions or would like more information about our services, please feel free to give us a call at 718-356-1616. We're always happy to assist! Whether you're already a member or considering joining us, stop by Division 726 today we look forward to welcoming you!

Member Eligibility

At Division 726, we believe that everyone deserves a place where they can feel supported and valued. If you're looking to join our community, becoming a member is simple! We're here for anyone who lives, works, worships, or attends school in the Staten Island area. This means that if you call this vibrant community home, you're likely eligible to join us! As a member, you'll enjoy a range of benefits, from personalized banking services to competitive loan rates and more. To learn more about the eligibility requirements, check out our detailed guide here. When you're ready to open an account, just visit us at our branch located at 4886 Arthur Kill Rd Staten Island Ny 10309 or give us a call at (718) 356-1616. Our friendly team is eager to assist you through the process and help you take the first step toward becoming part of our family. You can also find all the information you need about account opening online by visiting this link: Account Opening Details. We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine running your business smoothly, accepting payments from customers easily without the hassle of complicated systems. Our merchant services help you do just that, allowing you to focus on what matters most growing your business. Visit us at 4886 Arthur Kill Rd Staten Island Ny 10309 in Staten Island, NY, or call us at (718) 356-1616 to learn how we can help turn your business vision into reality!

Comprehensive List Of Services

Accessing Cash When You Need It

Though we currently do not have ATM services at our branch location, we're committed to ensuring our members have access to cash when needed through various partnerships and local networks. We invite you to experience the difference at Division 726. Feel free to reach out at 718-356-1616 or visit us online at www.div726fcu.com for more information about how we can assist you in reaching your financial goals. Join us today and let's build a brighter financial future together!

Business Banking Tailored for You

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have solutions that cater to small businesses just like yours.

Convenient Digital Banking Features

In today's busy world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From transferring funds to checking balances, all it takes is a few clicks from the comfort of your home or on-the-go.

Credit Cards with Benefits

Our credit cards not only provide a safe way to make purchases but also come with rewards! Enjoy benefits designed to enhance your spending experience while allowing you to earn points on every dollar spent.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through this significant investment. We provide personalized service to find the right mortgage solution that fits your budget and lifestyle. Picture yourself settling into your new home with peace of mind knowing you've made a sound financial decision.

Manage Your Debt Wisely

Life can be unpredictable, and sometimes debt can feel like a heavy burden. That's where our personal loans and debt consolidation services come in handy. We offer flexible terms that can help lighten that load and get you back on track financially. With our support, you can focus on what truly matters without the stress of overwhelming debt.

Personal Banking Made Simple

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions designed for everyday life. From checking and savings accounts that help you manage your money effectively, to auto loans and vehicle financing options that make purchasing your next car easier than ever, we've got you covered. Imagine driving off in the car of your dreams with an affordable loan from us!

Digital & Online Banking

Key Features

One of the standout features is our availability of e-statements. You can say goodbye to cluttered mailboxes and keep track of your financial documents in a secure digital format. And while we currently don't offer electronic signature authorization or mobile payments, our focus remains on providing essential services that help you manage your finances effectively. For those who prefer using their smartphones, our mobile application is currently not available; however, our website is fully optimized for mobile use so that you can easily navigate from any device. Additionally, while person-to-person transfers are not offered at this time, our online platform allows for straightforward account management. You can quickly move money between your accounts or set up recurring transfers without any hassle.

Security and Support

Your security is our top priority. We employ advanced encryption technologies to protect your personal information and transactions. Rest assured that your data remains confidential while you enjoy the convenience of online banking. If you have any questions or need assistance, our dedicated team is just a phone call away at (718) 356-1616 during lobby hours from 9:30 AM to 3:00 PM, Monday through Friday. In summary, Division 726 offers a user-friendly online banking experience that prioritizes both convenience and security, ensuring you stay in control of your finances effortlessly. Visit us today at https://www.div726fcu.com/ to explore all the ways we can support your financial journey!

Financial Strength

Member Trust

Total Share Accounts stand at 4,843, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 this illustrates our commitment to fostering your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Division 726 is your trusted partner. Visit us at 4886 Arthur Kill Rd Staten Island Ny 10309 or call (718) 356-1616 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $1,454,512 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $93 in used auto loans and $5,965,261 in total loans and leases.

Secure Savings Options

Members' savings are secured through $2,499,727 in share certificates and $122,924 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,701,287, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,672 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those needing business funding, our total credit lines available amount to $500,000, ready to assist local businesses in achieving their expansion goals. Whether you're considering refinancing an existing loan or exploring eligibility options for our various products, our team is here to help guide you through the process seamlessly. For more information on our loan offerings or to discuss your specific needs, don't hesitate to reach out! You can contact us at 718-356-1616 or visit us at 4886 Arthur Kill Rd Staten Island Ny 10309. We're open Monday through Friday from 9:30 AM - 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,352,559 in used vehicle loans and $1,607,443 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can accommodate your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $702,921 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you as you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available at this time, we are dedicated to providing support and guidance through every step of your home-buying experience.

Loan Aggregator

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DIVISION 726 FEDERAL CREDIT UNION - Staten Island, NY