DIVERSIFIED MEMBERS CREDIT UNION

Welcome to Diversified Members, your trusted credit union located at 25880 Novi Rd, Novi, MI 48375. Established in 1929, we have proudly served our community for over 90 years, building a reputation for reliability and member-focused service. With a total membership of 30,342, we are more than just a financial institution; we're a community partner dedicated to enhancing your financial well-being. At Diversified Members, our commitment goes beyond banking. We offer a range of services designed to meet your personal and business needs, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Currently, we manage total assets of $485,197,647 and have provided over 14,093 loans to help our members achieve their dreams. Our leadership team is here to support you every step of the way. Under the guidance of our CEO Sati Smith and Board President David Brooks III, we strive to create an inclusive environment where every member feels valued. We encourage you to reach out to us at 248-277-3628 for any questions or assistance you may need. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1480 East Jefferson, Detroit, MI 48207. Join us today at Diversified Members and experience the difference in personalized service. Whether you're looking to open an account or explore loan options, we invite you to visit our website at dmcu.com or click here to get started on your financial journey with us!

At Diversified Members, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is easy! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals and families from all walks of life, so whether you're just starting out or looking for better banking options, there's a place for you here. Our friendly team is ready to assist you every step of the way, making your experience warm and welcoming. To learn more about the specific eligibility criteria, you can visit our detailed page at https://forms.joinmycu.com/mop/166/newmember/eligibility . Once you've checked that out, opening an account is just as simple! You can get started by following the instructions on our website at https://dmcu.com/lets-get-started . If you have any questions or need assistance, feel free to reach out to us at (248) 277-3628. Join us at Diversified Members, located at 25880 Novi Rd Novi Mi 48375, and experience the benefits of being a member today!

At Diversified Members, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services are designed to empower you with easy access to your accounts anytime, anywhere. Whether you're at home or on the go, you can stay in control of your money. With our online banking platform, you can effortlessly check your account balances, pay bills, and transfer funds all from the comfort of your own home. Plus, our mobile application makes banking even easier! Available for download on your smartphone, it allows you to manage your finances right from your pocket. One of the standout features is the ability to make person-to-person transfers. Need to send money to a friend? It's quick and straightforward! Additionally, our mobile payments feature means you can pay for purchases directly from your phone no more fumbling for cash or cards. For those who prefer going paperless, we offer e-statements that keep you updated without cluttering your mailbox. And with electronic signature authorization not currently available, you can still enjoy peace of mind knowing that your transactions are secure. Our commitment doesn't stop there; we provide 24/7 online banking services so you can access your accounts whenever it fits your schedule. Whether it's early morning or late at night, we're here for you. In today's fast-paced world, managing your finances shouldn't add stress. With the digital tools provided by Diversified Members, you'll find banking is simpler and more efficient than ever before!

At Diversified Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you reliably and effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $83,641,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,723 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,139,959 in share certificates and $23,353,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,029,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $82,917,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,187 in used auto loans and $270,462,695 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $9,098. Total Share and Deposit Accounts: 59,855, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diversified Members is your trusted partner. Visit us at 25880 Novi Rd Novi Mi 48375 or call (248) 277-3628 to learn more about how we can help you achieve your financial goals.