DIVERSIFIED MEMBERS CREDIT UNION

Welcome to Diversified Members, your trusted partner in financial wellness, located at 2 Woodward Ave Rm 118, Detroit, MI 48226. Since our establishment in 1929, we have proudly served our community, helping over 30,342 members achieve their financial goals. Our commitment to providing personalized banking solutions is reflected in our total assets of $485,197,647 and a robust net worth of $83,641,976. At Diversified Members, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and business financing. With total deposits amounting to $47,049,219, you can trust us to handle your funds with care and dedication. While members can visit us at our branch address, official correspondence should be sent to 1480 East Jefferson, Detroit, MI 48207-3199. Our experienced team, led by CEO Sati Smith and Board President David Brooks III, is here to ensure you receive top-notch service every time you walk through our doors or call us at 313-202-9388. Our dedicated staff of 91 employees is ready to assist you during our lobby hours: Monday through Thursday from 8:00 am to 4:30 pm and Friday from 8:00 am to 5:00 pm. We encourage you to take advantage of our online banking options for added convenience! Join us on this journey towards financial empowerment. Explore our services further on our website at dmcu.com or reach out today to see how we can help you thrive financially. Your success is our mission!

Welcome to Diversified Members, a proud member of the Detroit community since 1929. Located at 2 Woodward Ave Rm 118, Detroit, MI 48226, our branch has stood the test of time, adapting and growing alongside the city we serve. With a commitment to providing exceptional financial services and support, we have built a legacy that reflects our dedication to helping our members achieve their financial goals. Over the years, Diversified Members has evolved into a trusted partner for over 30,342 members. Our total assets have grown to an impressive $485,197,647, allowing us to offer a wide range of services that cater to the diverse needs of our community. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are here to make banking easier for you. Our mission is clear: we strive to empower our members through financial education and accessible services while fostering a sense of community. We believe in the power of collaboration and actively engage in outreach efforts that support local initiatives and charitable organizations. This commitment not only helps us give back but also strengthens the bonds within our community. While members can visit us at 2 Woodward Ave Rm 118, official correspondence should be sent to 1480 East Jefferson, Detroit, MI 48207-3199. Our branch features convenient operating hours from Monday to Friday, making it easy for you to access our services when you need them most. We also offer ATM availability for quick transactions and basic shared branch services for partner credit union members. At Diversified Members, we embrace modern technology with features like online banking and mobile payments. These tools ensure you can manage your finances whenever and wherever suits you best. While we do not currently offer drive-thru banking, our friendly staff is always ready to assist you in person or via phone at 313-202-9388. As we continue to grow, we invite you to be part of our journey. Join us at Diversified Members today and experience firsthand how we put our members first. Visit us online at dmcu.com or take the first step toward membership by checking your eligibility here. Together, let's build a brighter financial future!

Joining the family at Diversified Members is a wonderful step towards enjoying personalized financial services and support. To become a member, you'll need to meet a few friendly eligibility criteria, which mainly include living or working in the area we serve, or being related to someone who is already a member. We believe everyone deserves access to quality financial solutions, so if you think you might qualify, we encourage you to check out the detailed eligibility guidelines at https://forms.joinmycu.com/mop/166/newmember/eligibility . Opening an account with us is easy and straightforward. You can start the process by visiting our website at https://dmcu.com/lets-get-started , or feel free to reach out directly at (313) 202-9388 if you have any questions or need assistance. Our location at 2 Woodward Ave Rm 118 Detroit Mi 48226 is here for you, ready to welcome you into our community where your financial well-being matters most!

At Diversified Members, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money, anytime and anywhere. With our 24/7 online banking services available at https://dmcu.com/ , you can easily check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our mobile application makes it even simpler, allowing you to perform banking tasks right from your smartphone. Need to send money to a friend? With our person-to-person transfers, sharing funds is quick and hassle-free. We also provide e-statements, so you can say goodbye to paper clutter while keeping track of your transactions in a secure way. Plus, if you're into making payments with your phone, our mobile payments feature lets you shop conveniently while ensuring your information stays safe. Security is a top priority for us. While we do not currently offer electronic signature authorization, rest assured that all your transactions are protected with robust security measures. You can trust that your financial data is safeguarded at every step. Whether you're managing daily expenses or planning for future goals, our digital banking tools make it easy to stay organized and informed about your financial health. Embrace the convenience of modern banking with Diversified Members where accessibility meets ease-of-use!

At Diversified Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is strong can provide peace of mind, especially in today's ever-changing financial landscape. With a net worth of $83,641,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,723 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,139,959 in share certificates and $23,353,943 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,029,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $82,917,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $3,187 in used auto loans and $270,462,695 in total loans and leases supporting our members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 88 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $9,098. Total Share and Deposit Accounts: 59,855, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diversified Members is your trusted partner. Visit us at 2 Woodward Ave Rm 118 Detroit Mi 48226 or call (313) 202-9388 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.