At District One Highway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is essential for both our credit union and the individuals we serve. Our current financial health is reflected in our
net worth of $5,135,573, which allows us to offer better rates, lower fees, and enhanced member services. This solid footing is crucial as it empowers us to keep providing the best support possible for your financial needs. With a
net worth ratio of $1,618, we demonstrate a strong capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Our commitment to maintaining this strength means you can trust us with your finances. Members' savings are secured through
$4,037,292 in share certificates, offering stable and rewarding growth opportunities. While we currently do not hold money market shares, our approach remains focused on maximizing your benefits. Unlike traditional banks, we prioritize our members. With non-member deposits at
$0, we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to serving our members is also evident in our
$355,712 in undivided earnings. These funds are reinvested into innovative banking tools, stronger lending options, and enhanced security measures to better serve you. With
$273 in used auto loans and
$6,464,648 in total loans and leases, our lending capacity supports your financial goals across various sectors. Moreover, our operational efficiency is highlighted by our net income of
$0, allowing us to continue offering competitive loan rates and solid financial products tailored for you. We take pride in having
3 full-time employees and
0 part-time employees ready to assist you with their knowledge and commitment. As part of our robust financial structure, net shares available for lending stand at
$0. We also have a growing member base reflected in our total share accounts of
2,569, showcasing the trust placed in us by over 2,124 members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, District One Highway is your trusted partner. Visit us at 3011 N Belt Hwy Ste B Saint Joseph Mo 64506 or call (816) 387-2423 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.