District #6 Credit Union Hornell NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to District #6 Federal Credit Union, your trusted financial partner since 1936! Nestled in the heart of Hornell, NY, at 107 Broadway, we take pride in serving our community with dedication and integrity. With a strong membership base of 1,717 and total assets exceeding $22 million, we are committed to supporting your financial goals. At District #6, we understand that every member has unique needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our team is here to guide you through your financial journey, ensuring you feel empowered every step of the way. Led by our passionate CEO, Lori Brown, and Board President Karen Schu, our small but dedicated team of five employees is focused on providing personalized service that makes a difference in your life. Whether you're looking to open an account or need assistance with a loan, we're just a phone call away at (607) 324-8384. While members can visit us at 107 Broadway, official correspondence should be sent to the same address for convenience. We invite you to explore our website at district6fcu.com for more information on our offerings and how we can help you achieve your financial dreams. Join us today and experience the District #6 difference where community meets finance!

Branch History & Mission

Looking Ahead

As we embrace modern technology with features like online and mobile banking, electronic signatures, and person-to-person payments, we remain committed to ensuring accessibility for all members. We understand the importance of being responsive to the evolving needs of our community while adhering strictly to ADA compliance standards. Join us at District #6 Federal Credit Union where every member counts! Experience the difference of a credit union that puts you first. Whether you're looking for loans or simply want advice on managing your finances better, we're here for you every step of the way. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 607-324-8384 or visit us online at district6fcu.com.

Our Mission

At District #6 Federal Credit Union, our mission is clear: we aim to empower our members by providing them with comprehensive financial solutions tailored to their individual needs. Whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes, we are dedicated to helping you achieve your financial goals. We believe that banking should be about more than just numbers; it should foster relationships built on trust and respect. That's why we focus on personalized service and community involvement. Our commitment extends beyond financial transactions; we actively seek ways to give back through local initiatives and support for local businesses. While members can visit us at 107 Broadway for all their banking needs during our convenient hours from 7:30 am to 4:00 pm on weekdays, official correspondence should be sent to the same address as our mailing address.

Our Story

The journey of District #6 began with a simple yet powerful idea: to provide accessible financial services to everyone. Over the years, we have evolved significantly, expanding our offerings and adapting to the needs of our members. Today, we proudly manage total assets of $22,225,669 while maintaining a strong commitment to member satisfaction. Our headquarters is situated just a stone's throw away in Hornell, NY. This close-knit community has shaped our values and mission. We strive not only to offer essential banking services but also to uplift those around us through various outreach programs and partnerships that strengthen our local ties.

Branch Location & Accessibility

Welcome to District #6, your friendly neighborhood credit union located at 107 Broadway in the heart of Hornell, NY. Our location is designed with convenience in mind, making it easy for you to access essential banking services right where you need them. Whether you're coming from nearby landmarks like Hornell City Hall or enjoying a stroll down Broadway, finding us is a breeze. At District #6, we understand that accessibility matters. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit without any hassle. While parking is readily available nearby, we encourage you to stop by and see how our dedicated team can assist you with all your financial needs. We invite you to take advantage of our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. If you have any questions or need assistance, don't hesitate to call us at 607-324-8384. Please note that while members can visit us at our branch address for all banking needs, official correspondence should be sent to the same address: 107 Broadway, Hornell, NY 14843. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. We look forward to welcoming you at District #6! Stop by today and discover how we can support your financial journey.

Member Eligibility

At District #6, we believe that becoming a member is like joining a warm and welcoming family that genuinely cares about your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and our friendly team is here to make the membership process as simple as possible. You can find more detailed eligibility criteria by visiting our website at https://www.district6fcu.com/membership-eligibility/ . Joining District #6 not only gives you access to a range of financial services tailored just for you, but it also connects you with a community dedicated to supporting each other's goals. Once you're ready to take the next step, opening an account is straightforward and can be done with just a quick call to us at (607) 324-8384. We're here from 7:30 am to 4:00 pm, Monday through Friday, eager to help you on your journey toward financial success!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner that helps you streamline payments and improve cash flow. Our merchant services offer just that. Whether you're processing credit card transactions or managing online payments, we ensure that you can focus on what matters most growing your business. With competitive rates and user-friendly tools, you'll find it easier than ever to serve your customers while keeping your finances in check. Located at 107 Broadway Hornell Ny 14843 in Hornell, NY, we're here to help you unlock the full potential of your business. Contact us today at (607) 324-8384 to learn how we can support your success!

Comprehensive List Of Services

Accessibility

While we currently do not have ATM availability or drive-thru services at our branch, our focus remains on providing top-notch member service during our operating hours from 7:30 AM to 4:00 PM, Monday through Friday. Feel free to reach out at 607-324-8384 if you have any questions or need assistance. In conclusion, whether you're saving for the future or looking for ways to finance immediate needs, District #6 is here to help. Explore all our offerings today by visiting us online at District 6 Federal Credit Union. Let us partner with you on your financial journey!

Business Banking Services

If you own a business, we have tailored solutions just for you. Our business banking services include merchant services that simplify transactions and business loans to help you grow your enterprise. We know running a business can be demanding, so we strive to make banking as effortless as possible.

Credit Cards and Rewards

We understand that credit cards can be a valuable tool when used wisely. That's why we offer credit cards with rewards, allowing you to earn points on your everyday purchases while managing your spending effectively.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at District #6, we provide robust online and mobile banking options. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and more all from the comfort of home or on the go.

Personal Banking Solutions

Managing your money has never been easier with our personal banking options. We provide a variety of checking and savings accounts that fit different lifestyles and needs. For those planning to purchase a car, our auto loans and vehicle financing can help you hit the road in no time. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans are designed to make the process straightforward and stress-free. Additionally, if you need extra cash for unexpected expenses, consider our personal loans and debt consolidation services.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign documents securely from the comfort of your home. No need for paperwork or in-person visits just a simple click to finalize transactions. Additionally, we provide e-statements so you can keep track of your finances while reducing paper clutter. For those who love the ease of mobile payments, you're in luck! Our services support mobile payment options, allowing you to make quick purchases with just a tap on your phone. And if you need to send money to friends or family, our person-to-person transfer feature makes it effortless.

Security and Accessibility

Security is our top priority. We implement robust measures to protect your information while ensuring that our services remain user-friendly. Whether you're on your computer or using our mobile app, managing your account has never been safer or simpler. With all these features available at District #6, taking charge of your finances is just a few clicks away. Experience hassle-free banking today by visiting us online!

Financial Strength

Growing Together

Total Share Accounts stand at 3,543, indicating a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, District #6 is your trusted partner. Visit us at 107 Broadway Hornell Ny 14843 or call (607) 324-8384 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $1,775,487 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $145 in used auto loans and $10,654,238 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $4,225,782 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial strength is reflected in our $32,426, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees ready to serve you with a knowledgeable team.

Solid Financial Health

With a net worth of $1,836,008, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $825 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,245,320 in new vehicle loans and $2,244,191 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you find a plan that suits your budget.

Credit Lines and Other Options

For those needing additional flexibility, we have total credit lines amounting to $1,500,000. This can be a great option for unexpected expenses or larger purchases. Additionally, if you're considering refinancing your current loans for better rates or terms, our experts are ready to assist you with eligibility options tailored to your situation. At District #6 located at 107 Broadway Hornell NY 14843, we're dedicated to providing personal service and customized solutions that meet your needs. Feel free to reach out to us at (607) 324-8384 during our operating hours from 7:30 am to 4:00 pm, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $264,520, making buying or refinancing simple. Whether you're looking for your first home or considering an investment property, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This means you can enjoy the convenience of a credit card without having to worry about collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every offer you see is fair and transparent, allowing you to compare rates without any hidden agendas.

DISTRICT #6 FEDERAL CREDIT UNION