Discovery Credit Union Wyomissing PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Discovery Credit Union, where our commitment to serving you is at the heart of everything we do. Located at 2744 Century Blvd, Wyomissing, PA 19610, we have been proudly supporting our community since 1959. With a strong membership base of over 8,748 members, we understand the importance of building lasting relationships and providing personalized financial solutions tailored to your needs. At Discovery, we believe in empowering our members through a range of services designed for every stage of life. Our total assets stand at an impressive $179,487,686, showcasing our stability and ability to serve you effectively. With $14,933,479 in total deposits, we are dedicated to ensuring that your money not only stays safe but also grows over time. Our CEO, Michele Smith, along with Board President Robert Shaner, leads a team of 23 dedicated employees who are always ready to assist you. Whether you need help with personal banking, auto loans, mortgages, or business services, we're here for you. We pride ourselves on being approachable and community-oriented, making sure that every interaction leaves you feeling valued. While members can visit us at our branch for face-to-face service, official correspondence should be sent to our mailing address: 2744 Century Blvd, Wyomissing, PA 19610. With a net worth of $19,456,140 and cash reserves amounting to $915,022, we maintain robust financial health that supports our commitment to offering competitive rates and excellent member service. Our diverse portfolio includes over 5,481 loans and leases, ensuring that we can meet your borrowing needs efficiently. We invite you to explore how Discovery Credit Union can make a difference in your financial journey. Feel free to contact us at 610-372-8010 or visit our website at discoveryfcu.org for more information about our services and how we can support your goals. Your financial future is bright with Discovery by your side!

Branch History & Mission

Commitment to Our Members

At Discovery, we understand that every member has unique financial goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our digital advancements ensure easy access to banking through online and mobile platforms, allowing members to manage their finances anytime, anywhere. We also prioritize accessibility with features like ATM availability and drive-thru banking options for those who prefer face-to-face interaction or need quick service. Our commitment extends beyond just banking; we actively participate in community outreach initiatives that strengthen local ties and foster growth within Wyomissing.

Join Us Today!

While you can visit us at 2744 Century Blvd for all your banking needs, official correspondence can be sent to 2744 Century Blvd, Wyomissing, PA 19610. For any inquiries or assistance, feel free to call us at 610-372-8010 during our operating hours: Monday through Friday from 8:30 AM - 5 PM (with drive-up service starting at 7:30 AM). As we continue to grow and adapt in this ever-changing world, we invite you to become part of the Discovery family. Experience firsthand how we can help you achieve your financial dreams while supporting our vibrant community together. Visit us today or check out our website at discoveryfcu.org for more information on membership and services!

Our Journey

Since opening our doors, Discovery has been dedicated to providing personalized financial services tailored to meet the needs of our members. Over the years, we have expanded our offerings significantly, ensuring we can support everything from personal banking to business loans. With total assets now exceeding $179 million, we are equipped to provide robust financial solutions while maintaining a community-focused approach. Our mission is simple yet powerful: to empower our members through quality financial services and support their dreams by fostering a sense of belonging and community engagement. We believe that banking should be more than just transactions; it should be about building relationships and helping each other thrive.

Branch Location & Accessibility

Welcome to the Discovery Credit Union branch located at 2744 Century Blvd, Wyomissing, PA 19610! We're proud to serve our members in Berks County and surrounding areas. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're coming from the nearby shopping centers or just passing through, you'll find us easily accessible. At Discovery, we prioritize your convenience. We offer ample parking right outside our doors, so you can quickly hop in and out without any hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure that everyone can visit us comfortably. Our lobby hours are designed for your busy schedule: we're open Monday through Friday from 8:30 AM to 5 PM, with our drive-thru service starting as early as 7:30 AM for those who prefer a quick transaction on the go. On Tuesdays and Wednesdays, you can enjoy our drive-thru until 5 PM as well. If you have any questions or need assistance, feel free to give us a call at 610-372-8010. In addition to traditional banking services like checking and savings accounts, we provide a range of financial solutions including auto loans, mortgages, credit cards with rewards, and business banking options. Need cash? We have an ATM available for your convenience right here at our branch! While members can visit us at 2744 Century Blvd for all their banking needs, please note that official correspondence should be sent to the same address since our mailing address is identical. We invite you to come by and experience the friendly service that sets us apart. Whether you're a current member or looking to join our community, we're here to help you every step of the way!

Member Eligibility

At Discovery, we believe that everyone deserves to be part of a supportive community where your financial needs are prioritized. Joining us as a member is simple and welcoming! If you live, work, or attend school in the Wyomissing area, or if you have family members who are already part of our credit union, you're eligible to become a member. This means access to personalized services, competitive rates, and a commitment to helping you achieve your financial goals. To get started on your journey with us, simply check out our eligibility criteria at https://o3-discoveryfcu.ecutechnology.com/membership. It's straightforward and designed to make joining easy for you. Once you know you qualify, opening an account is just a phone call away at (610) 372-8010 or by visiting us at our branch located at 2744 Century Blvd Wyomissing Pa 19610. We're excited to welcome you into the Discovery family!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $48 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $11,129,865, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make everyday transactions smoother. Picture your customers enjoying a quick checkout process while you manage payments effortlessly. Our services can help you accept payments easily, whether online or in-store, allowing you to focus on what matters most growing your business. Ready to take your business to the next level? Visit us at 2744 Century Blvd Wyomissing Pa 19610 in Wyomissing, PA, or call us at (610) 372-8010 to learn more about how we can support your goals!

Comprehensive List Of Services

Accessibility at Your Fingertips

Our commitment to accessibility means that even simple transactions are hassle-free with basic drive-thru banking for deposits and withdrawals right from your car. The convenience of our ATMs allows for quick cash withdrawals and balance checks without stepping inside the branch. At Discovery, we believe in fostering strong relationships with our members through personalized service and reliable financial products. Whether you're visiting us in person or using our digital tools, we strive to make every interaction enjoyable and efficient. Ready to explore how we can assist you on your financial journey? Give us a call at (610) 372-8010 or visit us today!

Business Banking Services

For entrepreneurs and business owners, we offer tailored business banking solutions. From merchant services to business loans, we are here to support your ventures and help them grow.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Discovery offers online and mobile banking services that allow you to access your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier. Plus, our ATM services ensure that you can withdraw cash or check balances quickly when needed.

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services offer a way out of financial stress by helping you manage your obligations effectively. Additionally, if you're looking for flexible spending options, our credit cards come with rewards that enhance every purchase you make.

Personal Banking Solutions

We understand that managing finances can be challenging. That's why our personal banking options include checking and savings accounts designed to fit your lifestyle. With these accounts, you can easily manage your daily expenses while also saving for long-term goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that can help you drive away in your dream car without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing solutions make the process smooth and straightforward. We aim to simplify what can often be a complicated journey into homeownership.

Digital & Online Banking

Key Features

We provide e-statements to keep your financial documents organized and accessible. You can enjoy the peace of mind that comes with knowing your statements are just a click away. Plus, for those who prefer a more personal touch, our electronic signature authorization feature allows you to sign documents quickly and securely from the comfort of your own home. Making payments has never been easier with our mobile payments feature. Whether you're buying coffee or splitting a dinner bill with friends, you can do it all from your phone. And if you need to send money directly to someone else, our person-to-person transfer option is quick and hassle-free.

Mobile Access

Stay connected with our mobile application. It's designed for ease of use, so you can manage your accounts while waiting in line or during your commute. The app gives you instant access to all the features you need for real-time account management. At Discovery, we prioritize both accessibility and security. Your financial safety is important to us, which is why we have implemented strong security measures throughout our digital platforms. Experience the ease of banking with us today!

Financial Strength

Commitment to Growth

With $19,456,140 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,116 in used auto loans and $113,498,403 in total loans and leases.

Member Savings Security

Members' savings are secured through $49,909,148 in share certificates and $39,834,347 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial operations are efficient, as reflected by our $0. This efficiency allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $19,456,140, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $1,084, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthiness

Net Shares (Funds available for lending and investments): $2,818,241. Total Share Accounts: 19,420, shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Discovery is your trusted partner. Visit us at 2744 Century Blvd Wyomissing Pa 19610 or call (610) 372-8010 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,478,273 in used vehicle loans and $8,450,311 in new vehicle loans already helping members get on the road. Whether you want a brand-new model or a reliable used vehicle, we have financing options to support you.

Business Loans

For business owners, our outstanding commercial loans totaling $11,129,865 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in today's economy. If you're considering refinancing or exploring eligibility options for any of these products, please don't hesitate to reach out. We're here to guide you through every step of the application process. For more information or assistance with applying for a loan, feel free to contact us at 610-372-8010 or visit us at our branch located at 2744 Century Blvd Wyomissing Pa 19610. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,829,650, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you understand your options and can secure the best financing for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,694,528 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases while providing you with the financial freedom you need.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users seeking loans.

Discovery