Dirigo Credit Union South Paris ME | Best Auto Loans & Business Banking

Introduction

Welcome to Dirigo Credit Union, your trusted financial partner since 1956, proudly serving the South Paris community from our branch located at 172 Pine St, South Paris, ME 04281. With a commitment to fostering financial growth and stability, we are here for you with personalized banking solutions tailored to your needs. At Dirigo, we take pride in our strong membership base of over 27,278 members, all benefiting from our total assets of $429,231,950. We strive to create meaningful connections and support local families through our extensive range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and business loans. Our total deposits stand at $25,898,978, reflecting the trust that our community places in us. While members can visit us at 172 Pine St, official correspondence should be sent to our mailing address: PO Box 741, Lewiston, ME 04243-0741. Under the leadership of CEO Mark Samson and Board President Steve Mennealy, we ensure a welcoming environment where your financial well-being is our top priority. With a dedicated team of 71 employees, we are always ready to assist you during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Whether you're looking for assistance with loans or seeking advice on managing your finances, we invite you to reach out by calling us at 207-743-0495. Join us at Dirigo Credit Union today and experience how we can make a positive impact on your financial journey! For more information about our services or to become a member, please visit our website at dirigofcu.com.

Branch History & Mission

Call to Action

Join us at Dirigo today! Experience the difference of being part of a credit union that truly cares about you and your financial journey. Whether you're looking to open an account or need assistance with loans or other services, we're here for you. Visit our website or call us at 207-743-0495 to learn more about membership benefits and how we can help you achieve your financial goals!

Our Journey

Dirigo has seen remarkable milestones throughout its history. From humble beginnings to now being a cornerstone of financial support in South Paris and beyond, our journey reflects not just growth in numbers but also in relationships. We believe that every member is family, and our mission has always been centered around providing personalized service that helps individuals and businesses thrive. As technology evolved, so did we. We embraced digital advancements to enhance convenience for our members. Today, we offer online banking and mobile payments, allowing members to manage their finances anytime, anywhere. Whether it's through our ATM services or basic drive-thru banking for simple transactions, we prioritize accessibility and ease for all.

Our Mission

At Dirigo, our mission extends beyond providing exceptional financial services. We aim to empower our members by offering various products tailored to their needs be it personal banking options like checking and savings accounts or loans for vehicles and mortgages. We also strive to uplift our community through outreach programs and partnerships that foster growth and support local initiatives. While you can visit us at our main location at 172 Pine St for all your banking needs, official correspondence should be sent to PO Box 741, Lewiston, ME 04243-0741 if necessary.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Dirigo Credit Union in South Paris today! Experience firsthand how we can help you with your financial journey. Whether you're already a member or thinking about joining us, we're excited to assist you every step of the way!

Easy Access and Parking

Our branch offers ample parking, making it simple for you to visit us. Plus, we are committed to accessibility. You'll find features like ramps that ensure everyone can enter our building with ease.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to noon for those who need a bit more flexibility in their banking schedule. You can always reach us at 207-743-0495 if you have any questions or need assistance.

Services Designed For You

At Dirigo, we pride ourselves on offering a variety of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgages. Our drive-thru service makes it even easier to handle your banking without leaving your car, allowing you to make deposits, withdrawals, or simple transactions quickly. If you're looking for an ATM, we've got you covered with convenient access right here at our branch. And while members can visit us at our physical location for all their banking needs, official correspondence should be sent to PO Box 741, Lewiston, ME 04243-0741.

Member Eligibility

Becoming a member of Dirigo is like joining a close-knit family where your financial well-being is the priority. If you live, work, worship, or attend school in the beautiful area surrounding South Paris, you're already on the path to membership! We believe in making banking accessible and welcoming for everyone. At Dirigo, we offer a range of benefits that go beyond just transactions; think personalized service and community support that truly makes a difference in your life. For detailed eligibility criteria, feel free to explore our website at https://www.dirigofcu.com/resources/become-a-member/. Opening an account with us is straightforward! You can easily start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=dirigofcu010919&type=1&list=plvlccxasa1bst, or simply give us a call at (207) 743-0495 if you have any questions or need assistance. We're here to help you every step of the way as you take this exciting step towards becoming part of our community at Dirigo located at 172 Pine St South Paris Me 04281.

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services that simplify your transactions. Imagine being able to accept payments effortlessly whether it's through card swipes or mobile payments ensuring your customers have a smooth shopping experience. Our tools are built to help you manage your cash flow effectively while focusing on what you do best: growing your business. At Dirigo, we're here to partner with you on your journey towards success. For more information about our offerings at 172 Pine St South Paris, ME 04281, call us at 207-743-0495 or visit our website.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,047,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing services are here to help get you on the road faster. With competitive rates and personalized terms, purchasing your dream vehicle has never been easier. You can focus on finding the right car while we handle the financing.

Business Banking Solutions

Business owners will find valuable resources in our business banking services, which include merchant services and business loans. We understand that running a business comes with its challenges, and we're dedicated to helping you thrive by providing the financial support you need.

Credit Cards with Rewards

If you enjoy earning rewards for your purchases, check out our credit cards with rewards program. Whether you're shopping for groceries or planning a getaway, every swipe brings you closer to valuable perks.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking options. Manage your accounts, pay bills, transfer funds, and even deposit checks right from your smartphone or computer whenever it suits you best. Plus, with ATM access available for withdrawals and balance checks, banking on-the-go is simple.

Drive-Thru & ATM Services

We also prioritize accessibility with our drive-thru banking and basic ATM services available at our branch located at 172 Pine St South Paris Me 04281. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy for you without having to leave your car. If you're in need of reliable financial solutions or simply want more information about what we offer, please don't hesitate to reach out! You can contact us at 207-743-0495 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Let us partner with you on your financial journey at Dirigo. Visit us online at www.dirigofcu.com or come by our branch today!

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance an existing mortgage, we provide mortgage loans tailored to fit your budget. Owning a home is a significant milestone, and our experienced team is ready to guide you through every step of the process.

Personal Banking

Managing your day-to-day finances is easier with our personal banking options. We offer a variety of checking and savings accounts that cater to your specific needs. Imagine having access to funds whenever you need them without any hassle our accounts make that possible with features designed for convenience. When life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden. Whether it's medical bills or home repairs, we're here to support you with flexible options.

Digital & Online Banking

Access Your Accounts Anytime

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Simply visit us at https://www.dirigofcu.com/ to get started. Whether you're using a computer or our mobile application, you'll find it user-friendly and straightforward.

Convenient Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds quickly and securely. And if you're always on the move, our mobile payments feature lets you pay for goods and services right from your smartphone.

Download Our Mobile App

For even greater convenience, don't forget to download our mobile application! It puts all of our banking services right at your fingertips. You can manage accounts, make payments, and deposit checks all from your phone. At Dirigo, we're committed to providing accessible banking solutions that fit into your lifestyle. Whether you're at home or out running errands, managing your finances has never been easier!

Stay Secure and Organized

We take your security seriously. With features like electronic signature authorization, you can sign important documents safely online without the hassle of paper forms. Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing clutter.

Financial Strength

Commitment to Growth

With $46,537,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $5,758 in used auto loans and $343,555,273 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

We are thrilled to support a growing community of trust. Total Share Accounts stand at 57,910, showcasing the strong relationship between us and our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dirigo is your trusted partner. Visit us at 172 Pine St South Paris Me 04281 or call (207) 743-0495 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations have resulted in a net income of $0, reflecting our efficiency and dedication to providing competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secure through $107,218,301 in share certificates and $65,374,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $46,539,106, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $98,488,735 in used vehicle loans and $31,961,046 in new vehicle loans already helping members get on the road. We also provide flexible terms for refinancing existing auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $5,047,984 provide the capital needed to grow and expand. We are committed to supporting local businesses through tailored lending solutions. Our dedicated team is here to assist you with all your loan needs. Whether you're exploring eligibility options or seeking guidance on refinancing your current loans, we're ready to help. You can reach us at 207-743-0495 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Dirigo can support your financial journey by visiting our website at dirigofcu.com. Together, let's find the right loan product that fits your life!

Credit Card Loans

For those looking to manage their finances effectively, we offer flexible terms on unsecured credit card loans. With a total of $3,717,860 in loans available, you can enjoy peace of mind knowing that you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,204,925, make buying or refinancing simple. We offer competitive rates and support throughout the entire process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, giving users confidence in their choices.

Dirigo