Dirigo Credit Union Lewiston ME | Convenient ATM Services Only

Introduction

Welcome to Dirigo Credit Union, your trusted financial partner since 1956! Located at 26 Forrestal St, Lewiston, ME 04240, we are dedicated to providing our members with exceptional service and a wide range of financial solutions tailored to meet your needs. With over 27,278 members and total assets amounting to an impressive $429,231,950, we pride ourselves on being a cornerstone of the community. At Dirigo, we understand that each member has unique financial goals. Whether you're looking for a loan or planning for your future, our team is here to guide you every step of the way. Our commitment to member service is reflected in our robust offerings, including 18,627 loans and total deposits reaching $25,898,978. While you can visit us at our branch for personalized assistance, please note that official correspondence should be sent to our mailing address: 391 Main St, Lewiston, ME 4240. With a strong leadership team led by CEO Mark Samson and Board President Steve Mennealy, we strive to foster a welcoming environment where members feel valued and supported. Our mission goes beyond just banking; it's about building lasting relationships within the community. As part of this commitment, we ensure our services adapt to your lifestyle with options like online banking and mobile payments. We invite you to connect with us today! Call us at (207) 754-5435 or explore more about what we offer at Dirigo Credit Union. Let us help you achieve your financial dreams!

Branch History & Mission

Community Engagement

Our outreach efforts extend beyond traditional banking services. We engage with local organizations and support initiatives that uplift our community. Whether it's through partnerships with schools or sponsoring local events, we are dedicated to making a difference right here in Lewiston.

Join Us

As we look to the future, we invite you to become part of the Dirigo family. Experience the benefits of being a member with us financial empowerment rooted in community spirit. Visit us today or reach out at 207-754-5435 to learn more about what we can do for you! Your journey towards better financial health starts here at Dirigo.

Our Evolution

From our humble beginnings, Dirigo has evolved into a vital part of the Lewiston community. Over the years, we have expanded our services to meet the changing needs of our members. Our commitment to providing affordable financial solutions has remained steadfast. We offer a variety of products including auto loans and credit cards tailored to help you achieve your goals. While members can visit us at 26 Forrestal St for all their banking needs, official correspondence should be sent to our mailing address at 391 Main St, Lewiston, ME 4240. This ensures that we are always ready to assist you efficiently.

Our Mission

At Dirigo, our mission is simple yet powerful: to empower our members through exceptional financial services while actively supporting the community we call home. We believe in building lasting relationships based on trust and transparency. By focusing on both individual financial health and community well-being, we strive to create a positive impact in every way possible. We understand that the financial landscape is constantly changing. That's why we've embraced digital advancements like online banking and mobile payments. These tools ensure that banking with us is convenient and accessible for everyone. Additionally, we are proud of our commitment to ADA compliance, making sure all members can comfortably access our services.

Branch Location & Accessibility

Accessibility and Parking

At Dirigo, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spaces to make your visit comfortable and hassle-free. We want everyone to feel welcome when they come through our doors.

Get in Touch

Have questions or want to learn more? Feel free to call us at 207-754-5435. We invite you to come and experience the personal touch that Dirigo offers. Your financial well-being is our priority!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Friday from 8 AM to 5 PM. Our team is ready to assist you with any questions or services you may need during these hours.

Services Offered

While we currently do not have ATM availability or drive-thru banking at this location, we are committed to providing excellent member service inside the branch. Whether you're looking to open an account, discuss loan options, or get financial advice, our knowledgeable staff is here for you.

Member Eligibility

At Dirigo, we believe that everyone deserves access to financial services in a welcoming and friendly environment. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in Androscoggin County or has a family member who is already part of our community. By joining us at Dirigo, you gain more than just a banking service; you become part of a supportive network that prioritizes your financial well-being. Our members enjoy competitive rates on loans, personalized service, and a variety of financial products designed with your needs in mind. If you're ready to take the next step, opening an account is simple! Just visit us at our branch located at 26 Forrestal St Lewiston Me 04240 or give us a call at (207) 754-5435 for any questions. For detailed eligibility criteria, check out our website at https://www.dirigofcu.com/resources/become-a-member/ . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine receiving payments swiftly, whether at your storefront or online. Our services help streamline operations, enabling you to focus on what matters most growing your business. Visit us at 26 Forrestal St Lewiston Me 04240 in Lewiston, ME, or call us at (207) 754-5435 to learn how we can partner with you on your journey to success. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $29 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,047,984, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, we know how important it is to manage your finances on the go. That's why Dirigo offers robust digital banking features. With our online banking platform and mobile application, you can transfer funds, pay bills, and even deposit checks from the comfort of your own home or while you're out running errands. The ability to manage your finances at your fingertips means more time for what matters most to you.

Everyday Banking Needs

One of the key services we offer is ATM Services Only, which provides you with easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance without the hassle of waiting in long lines. Our ATM services ensure that you have access to your money, anytime and anywhere, making your banking experience more convenient.

Personalized Support

We pride ourselves on offering personalized support to all our members. If you're ever in need of assistance or have questions about your accounts, don't hesitate to give us a call at (207) 754-5435. Our friendly staff is always ready to help guide you through any concerns or provide information about our services. At Dirigo, we strive to make every member feel valued and supported as they navigate their financial journey. We invite you to visit us or explore our services further on our website at https://www.dirigofcu.com/ . Whether you're looking to open an account or need assistance with ATM services, we're here for you every step of the way. Ready to take control of your finances? Reach out today and discover how Dirigo can help!

Digital & Online Banking

Key Features

One of the standout features at Dirigo is the ability to use electronic signatures for authorization. This means you can complete transactions securely and efficiently without needing to visit a branch in person. Plus, with e-statements available, you'll receive your account statements electronically no more paper clutter! If you're always on the go, our mobile application makes banking even easier. You can make mobile payments, transfer money from person to person, and keep track of your finances right from your smartphone. And don't worry about security; our app uses top-notch encryption to protect your information. In addition to these features, our online banking system offers real-time account management. You can view transactions as they happen, ensuring you're always informed about your finances. At Dirigo, we believe that managing your money should be simple and straightforward. Explore all that our digital banking services have to offer today!

Financial Strength

Investing in Your Future

With $46,537,677 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,758 in used auto loans and $343,555,273 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $107,218,301 in share certificates and $65,374,814 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $46,539,106, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,084 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

We are delighted to have a growing member base with a total of 57,910 share accounts. This trust shows that more people are choosing Dirigo as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Dirigo is your trusted partner. Visit us at 26 Forrestal St Lewiston Me 04240 or call (207) 754-5435 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $98,488,735 in used vehicle loans and $31,961,046 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a reliable used vehicle or a brand-new model, we've got options that fit your budget and lifestyle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $5,047,984 provide the capital needed to expand and succeed. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored financial solutions.

Eligibility and Refinancing Options

If you're interested in any of these loan products but unsure about your eligibility or refinancing options, our friendly staff is ready to assist you. We encourage you to reach out at 207-754-5435 or visit our website at Dirigo for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our commitment is to provide transparent information so that you can make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $13,204,925, making it easier for you to invest in your future. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,717,860 helping members manage their finances effectively. Our credit cards come with competitive rates and no annual fees, giving you more freedom to spend without worrying about high costs.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers when exploring their borrowing options.

Benefits of Using LendMesh

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DIRIGO FEDERAL CREDIT UNION