Directions Credit Union Willard OH | Quick Personal Loans & Business Banking

Introduction

Welcome to Directions, your trusted credit union located at 1 N Myrtle Ave, Willard, OH 44890. Since our establishment in 1953, we have been committed to providing exceptional financial services to our growing community of over 94,000 members. With total assets exceeding $1.2 billion, we pride ourselves on fostering a secure and supportive banking environment for everyone we serve. At Directions, we understand the importance of personal connections and community involvement. Under the leadership of our dedicated CEO, Barry Shaner, and Board President, Jay Malcolm, we strive to empower our members by offering a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our focus is not just on numbers like our total deposits of $110,540,206 or loans totaling 45,944 but on building relationships that matter. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1 N Myrtle Ave, Willard, OH 44890. You can reach us easily at 419-933-2437 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. With a robust net worth of $118,553,918 and cash reserves amounting to $11,500,168, Directions is well-equipped to support you in achieving your financial goals. We invite you to explore our offerings online at directionscu.org or stop by our branch today! Let us help you navigate your financial journey with confidence and care.

Branch History & Mission

Join Us!

While members can visit us at 1 N Myrtle Ave, official correspondence should be sent to the same address as we strive for open communication with everyone we serve. Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m., making it easy for you to stop by whenever you need assistance. If you're ready to experience personalized service backed by decades of tradition and innovation, consider joining Directions Credit Union today! Reach out at 419-933-2437 or explore more about what we offer at directionscu.org. Your journey toward better banking starts here!

Our Evolution

Since opening our doors, Directions has steadily evolved to meet the changing needs of our members. We are proud to have reached a membership of over 94,000 individuals who trust us with their financial journeys. With total assets now exceeding $1.24 billion, we have demonstrated our commitment to stability and growth within the credit union movement. Our team has worked tirelessly to introduce innovative services that empower our members. This includes convenient online banking options and mobile payments that make managing finances easier than ever. We also offer drive-thru banking services for quick transactions without leaving your car. Whether you need personal banking or business solutions, we aim to provide a full suite of services tailored to your needs.

Our Mission

At Directions Credit Union, our mission is clear: we strive to provide exceptional financial services while making a positive impact in our community. We believe in supporting not only the financial well-being of our members but also the local initiatives that enrich lives and strengthen bonds within Willard. Our commitment extends beyond traditional banking; we actively engage in community outreach programs, ensuring that we give back to those who have supported us throughout the years. By partnering with local organizations and participating in charitable events, we aim to uplift our neighbors and promote growth in every way possible.

Branch Location & Accessibility

Banking Hours and Services

At Directions Credit Union, we understand that life can get busy. That's why we're open Monday through Friday from 9:00 a.m. to 5:00 p.m., and we welcome you on Saturdays from 9:00 a.m. to 12:00 p.m. Our friendly staff is always ready to assist you during these hours. We offer a range of services designed to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. Plus, with our drive-thru service available for deposits and simple transactions, your banking experience can be as quick and convenient as you need it to be. For those who prefer self-service options, we have an ATM available on-site for cash withdrawals and balance checks.

Call to Action

We invite you to visit us at Directions Credit Union today! If you have any questions or want to learn more about our services, feel free to give us a call at 419-933-2437. We look forward to serving you!

Nearby Landmarks and Parking

Our branch is just a stone's throw away from local favorites like the Willard Historical Society and the bustling downtown area. This prime location means you can easily stop by while running errands or enjoying a day out in Willard. Parking is ample and convenient, with designated spots available right outside our entrance. We also have ADA-compliant features to ensure that everyone can visit us comfortably.

Member Eligibility

Becoming a member of Directions is like joining a family that truly cares about your financial well-being. At our branch located at 1 N Myrtle Ave Willard Oh 44890, we welcome individuals who live, work, or worship in the area. Whether you're looking for everyday banking solutions or planning for your future, our community-oriented approach ensures that you receive personalized support every step of the way. Joining us is simple and inclusive! You can find detailed eligibility criteria by visiting . If you're ready to open an account, just head over to our online application at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg . Should you have any questions, feel free to reach out to us at (419) 933-2437. We can't wait to help you start this exciting journey with Directions!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business with ease, knowing that your payment processing is efficient and reliable. Our merchant services offer you just that. From point-of-sale systems to online payment solutions, we provide tools that help you manage transactions smoothly. Whether you operate a retail store or an e-commerce site, our services enable you to focus on what matters most growing your business. Visit us at 1 N Myrtle Ave Willard Oh 44890 in Willard, OH or call us at (419) 933-2437 to learn more about how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those quick transactions on the go, we provide ATM services for cash withdrawals and balance checks. Our drive-thru banking allows you to complete simple transactions like deposits and withdrawals without leaving your car perfect for busy days!

Business Banking Solutions

If you're a business owner, Directions offers tailored solutions just for you. From merchant services to business loans, we're committed to helping your business thrive. We understand that every dollar counts when running a business, so our competitive rates can make a real difference.

Credit Cards and Rewards

Don't forget about our credit cards! With rewards programs that benefit you for everyday spending, you'll enjoy perks while managing your expenses smartly.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With services like person-to-person payments and e-statements, staying on top of your finances is effortless.

Loans and Financing

Need a new car? Our auto loans and vehicle financing options allow you to drive away in the vehicle of your dreams without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services can help make that dream a reality. For those unexpected expenses or plans you've been putting off, our personal loans and debt consolidation services provide the support you need.

Personal Banking

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our options are designed to fit various lifestyles. Imagine having easy access to your funds, online banking at your fingertips, and the flexibility of mobile payments. With Directions, managing your money has never been simpler.

Shared Branch Transactions

We also participate in shared branch transactions with partner credit unions. This means if you're traveling or away from home, you can still access basic banking services like deposits and withdrawals at participating locations. With so many options available at Directions, we're here to support all aspects of your financial journey. If you have questions or want to learn more about how we can assist you, feel free to give us a call at (419) 933-2437 or visit us in person during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Join us today at Willard and discover how we can help you achieve your financial goals!

Digital & Online Banking

Convenient Online Banking

With our online banking platform, available at https://directionscu.org/ , you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills all from the comfort of your home or while you're out and about. Plus, if you ever need to sign documents, our electronic signature authorization makes it quick and hassle-free.

E-Statements & Mobile Features

Say goodbye to paper clutter! With e-statements available at Yes, you can view your statements online whenever you need them. It's not just better for the environment; it's also more convenient. Our mobile application brings the bank right to your pocket, allowing for easy navigation and management of your accounts.

Flexible Payments & Transfers

Need to send money to a friend? With our person-to-person transfers feature, it's simple and fast. You can also take advantage of mobile payments, making transactions as easy as a few taps on your smartphone. At Directions, we prioritize your security while ensuring that every interaction with us is user-friendly. Our platform is designed for everyone, so whether you're tech-savvy or just getting started with online banking, you'll find it accessible and straightforward. Enjoy real-time account management and peace of mind knowing that all your banking needs are just a click away!

Financial Strength

Commitment to Growth

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our substantial lending capacity: we have $15,056 in used auto loans and $1,007,191,996 in total loans and leases, supporting your financial goals across various sectors.

Growing Membership

Total Share and Deposit Accounts stand at 184,347, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $44,297,186. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 1 N Myrtle Ave Willard Oh 44890 or call (419) 933-2437 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,003,768 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier than ever to drive home in a car you love. Plus, refinancing options are available if you're looking to lower your current payments.

Commercial Loans

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to increase your operational capacity, we have financing solutions that can help.

Conclusion

At Directions, we're committed to supporting our community with financial products that empower individuals and families. Our location at 1 N Myrtle Ave Willard Oh 44890 in Willard, OH, is ready to assist you during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. For any inquiries or assistance, feel free to call us at (419) 933-2437. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here for all your borrowing needs let's build a brighter financial future together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We help you navigate the mortgage process with ease and provide tailored solutions to meet your home financing needs.

Personal Loans and Credit Lines

For those unexpected expenses or larger purchases, our unsecured credit card loans total $42,435,616, offering flexible terms that help you manage your finances effectively. Additionally, our credit lines can assist you with personal budgeting and cash flow management.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This dedication to reliable sourcing guarantees that all loan comparisons reflect current market conditions and are rooted in trustworthy information.

DIRECTIONS CREDIT UNION