Directions Credit Union Toledo OH | Best Auto Loans & Business Banking

Introduction

Welcome to Directions, your trusted credit union located at 215 N Summit St Ste E, Toledo, OH 43604. Since our establishment in 1953, we have been dedicated to serving our community and helping members achieve their financial goals. With a growing membership of 94,087 and total assets reaching an impressive $1,246,963,828, we pride ourselves on being a solid choice for personal and business banking needs. At Directions, we understand that every member has unique financial requirements. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to our members is reflected not only in the extensive services we provide but also in the care and support offered by our team of 293 skilled employees. Under the leadership of CEO Barry Shaner and Board President Jay Malcolm, we strive to create a welcoming environment where everyone feels valued. While members can visit us at our branch address, official correspondence should be sent to the same location: 215 N Summit St Ste E, Toledo, OH 43604. If you have any questions or need assistance, don't hesitate to call us at 419-517-1147 during our convenient hours from Monday to Friday, 9:00 AM to 5:00 PM. With total deposits amounting to $110,540,206 and a net worth of $118,553,918, you can trust that your finances are in safe hands with Directions. We are committed to providing you with exceptional service while making a positive impact on our community. Join us today by visiting our website at Directions Credit Union or stop by our branch. Let's work together towards building a brighter financial future!

Branch History & Mission

Commitment to Community

Directions Credit Union is dedicated to making a positive impact beyond just providing financial products. We actively participate in various community outreach programs and partnerships aimed at enhancing the quality of life in Toledo. Our initiatives include financial education workshops, sponsorships for local events, and support for charitable organizations that serve those in need. While members can visit us at 215 N Summit St Ste E, official correspondence should be sent to the same address. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, ensuring that we are available when you need us most.

Join Us Today

As we look forward to the future, Directions Credit Union invites you to become part of our growing family. Experience firsthand how we prioritize your financial well-being while contributing positively to the Toledo community. Together, let's build a brighter future for ourselves and those around us. For any inquiries or assistance, feel free to call us at 419-517-1147 or visit our website at DirectionsCU.org. We can't wait to welcome you!

Modern Banking Solutions

In addition to traditional banking services such as checking and savings accounts, auto loans, and personal loans, we offer modern conveniences like online banking and mobile payment solutions. These features allow you to manage your finances anytime and anywhere with ease. We also understand the importance of accessibility; therefore, our facilities are ADA compliant, ensuring everyone can take advantage of our services without barriers. With ATM availability at our branch and shared service center options for basic transactions with partner credit unions, we strive to provide comprehensive support tailored to your needs.

Our Evolution

From our humble beginnings, Directions Credit Union has continuously adapted to meet the changing needs of our members. We've expanded our services and embraced digital advancements that make banking easier and more accessible for everyone. Today, we proudly hold total assets of over $1.24 billion, reflecting not only our growth but also the trust our members place in us. Our mission is clear: to provide exceptional financial services while fostering community support and engagement. We believe that when our members thrive, so does our community. That's why we focus not just on numbers but on building lasting relationships.

Branch Location & Accessibility

A Welcoming Space

At Directions, we pride ourselves on being accessible to all members. Our location features ADA-compliant facilities, ensuring everyone can easily navigate our space. Plus, ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Operating Hours and Services

Our friendly team is ready to assist you Monday through Friday from 9:00 AM to 5:00 PM. We offer a range of services designed to meet your personal and business banking needs, including checking and savings accounts, auto loans, mortgage loans, and more. If you need cash quickly, our ATM is available for your convenience. While members can visit us at 215 N Summit St Ste E, official correspondence should be sent to the same address as our mailing address remains the same.

Visit Us Today!

If you're looking for a reliable financial partner that puts your needs first, we invite you to come see us at Directions. Feel free to give us a call at 419-517-1147 if you have any questions or need assistance before your visit. We look forward to welcoming you!

Member Eligibility

At Directions, we believe in creating a warm, welcoming community where everyone can thrive. Becoming a member is simple and open to many! If you live, work, worship, or attend school in the Toledo area, you're likely eligible to join us. We also extend membership to family members of current members, making it easy for your loved ones to experience the benefits we offer. With our focus on personal banking, loans, and community engagement, being part of Directions means gaining access to excellent financial services tailored just for you. For more details on eligibility criteria, feel free to check out our resource at . Ready to take the next step? Opening an account with us is a breeze! You can start your application online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg. If you have any questions or need assistance along the way, don't hesitate to give us a call at (419) 517-1147. Join us at 215 N Summit St Ste E Toledo Oh 43604 and become part of our supportive family today!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine easily accepting payments from customers, whether they're paying with a card or mobile wallet. Our tools can help you streamline transactions and improve cash flow. Located at 215 N Summit St Ste E Toledo Oh 43604 in Toledo, OH, we're here to partner with you every step of the way. Let us help turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Anytime, Anywhere

With our robust Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go 24/7! Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach whenever you need it.

Credit Options with Benefits

Our Credit Cards with Rewards give you more than just spending power; they reward you for everyday purchases! Imagine earning points on groceries, gas, or dining out rewards that can add up quickly and be redeemed for exciting benefits.

Home Sweet Home

Thinking about buying a home? Our Mortgage Loans & Refinancing services make homeownership within reach. With personalized guidance throughout the process, we ensure you find the right mortgage option that fits your budget. Refinancing can also help reduce your monthly payments or even access cash for other needs.

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts that help you keep track of your money effortlessly. Whether you're saving for a vacation or planning for future expenses, our accounts are tailored to fit your lifestyle.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services to give you peace of mind when you need it most. Whether it's medical bills or unexpected repairs, we'll work with you to create a loan solution that meets your needs.

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of Basic Shared Branch Transactions like deposits and withdrawals. We believe in making banking accessible for everyone, which is why we also offer basic ATM access for quick withdrawals and balance checks. At Directions, we aim to be more than just a financial institution; we want to be part of your community and support you through every financial decision. For more information about how we can assist you today, don't hesitate to reach out at (419) 517-1147 or visit us online at https://directionscu.org/. Your financial well-being is our priority!

Supporting Your Business

For our local entrepreneurs, our Business Banking services include merchant services and business loans to help grow your venture. We know how important it is to have reliable banking support as you build and expand your business.

Vehicle Financing Made Easy

If you're in the market for a new ride, look no further than our Auto Loans & Vehicle Financing options. We provide competitive rates and flexible terms to get you behind the wheel without breaking the bank. Imagine driving off in your dream car while enjoying manageable monthly payments it's all possible with our financing solutions!

Digital & Online Banking

Key Services for Your Convenience

Our online banking services allow you to manage your finances with just a few clicks. Need to check your balance or transfer funds? No problem! With 24/7 online banking access, you can view your accounts whenever it suits you. Plus, enjoy the flexibility of person-to-person transfers, making it easy to send money to friends and family without hassle. For those who prefer mobile access, our dedicated mobile application ensures that all these features are right in your pocket. You can also take advantage of mobile payments, allowing you to make quick transactions directly from your smartphone.

Secure and Accessible Banking

Security is a top priority at Directions. We offer electronic signature authorization, ensuring that your transactions are safe and protected. Additionally, you can opt for e-statements, reducing paper clutter while keeping your financial records organized and easily accessible. With our robust digital banking options, managing your finances has never been simpler or more secure. Join us at Directions and experience the convenience of modern banking today!

Financial Strength

At Directions, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that we can provide the best possible services to our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $15,056 in used auto loans and $1,007,191,996 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $6,003,768, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $44,297,186, along with a total of 184,347 deposit accounts, it's clear that our member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 215 N Summit St Ste E Toledo Oh 43604 or call (419) 517-1147 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

In addition to these products, we offer various credit lines totaling $221,697,947 that give you access to funds when you need them most. If you're considering refinancing any existing loans or want more information on eligibility options available through our services, don't hesitate to ask us we're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Directions, we pride ourselves on being more than just a financial institution; we're your partner in achieving your dreams. Visit us today or call us at 419-517-1147 to learn more about how our loan products can benefit you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms are designed with you in mind.

Business Loans

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges; our loan options are tailored to meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We provide guidance throughout the mortgage process to ensure you find the best fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. These cards are great for unexpected expenses or everyday purchases while allowing you to build your credit.

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Directions