Directions Credit Union Sylvania OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Directions Credit Union, your trusted financial partner located at 5121 Whiteford Rd, Sylvania, OH 43560. Established in 1953, we take pride in being a cornerstone of the community, serving over 94,000 members with dedication and integrity. Our commitment is not just to provide banking services but to enhance the financial well-being of our members. At Directions Credit Union, we understand that every member's financial journey is unique. With total assets exceeding $1.24 billion and deposits amounting to $110,540,206, we have the resources and expertise to help you achieve your goals, whether it's purchasing a new home or financing a vehicle. Our diverse range of products includes auto loans, personal loans, and business banking services tailored to meet your needs. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Barry Shaner and Board President Jay Malcolm, our dedicated staff of 293 employees works tirelessly to create a welcoming environment where all your financial questions can be addressed. While you can visit us at our branch for personalized service, please note that any official correspondence should be directed to our mailing address: PO Box 23330, Toledo, OH 43623. We invite you to explore our website at Directions Credit Union for more information on how we can assist you. Feel free to give us a call at 419-517-1180 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Join us at Directions Credit Union today! Together, let's pave the path towards a secure financial future for you and your family.

Branch History & Mission

Community Engagement

Directions is committed to giving back to the community that has supported us since day one. We actively engage with local organizations through partnerships and outreach programs aimed at improving financial literacy among residents of Sylvania and surrounding areas. As part of our commitment to innovation and customer satisfaction, we have embraced digital advancements that make banking easier than ever like mobile payments and e-statements while ensuring traditional values guide our service approach.

Join Us!

We invite you to become part of the Directions family! Experience firsthand how we blend tradition with modern banking solutions designed for your success. Visit us at 5121 Whiteford Rd, or reach out via phone at 419-517-1180 for more information on how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

At Directions, our mission goes beyond just providing financial services; it's about fostering community spirit and ensuring that everyone has access to the tools they need for financial well-being. We believe in empowering our members through education and resources that promote smart money management. Whether you're looking for a checking account or seeking guidance on loans, we are here every step of the way. We understand that life can be unpredictable. That's why we offer personalized support tailored to your unique needs. Additionally, we prioritize accessibility for all members by maintaining ADA compliance across our facilities and offering various service options including drive-thru banking and shared service centers.

Our Story

Located at 5121 Whiteford Rd, Directions began as a small credit union focused on the needs of local families and businesses. As we evolved, so did our offerings. Today, we manage assets totaling over $1.24 billion. This growth reflects not only our success but also the trust that our members place in us to help them navigate their financial journeys. Our headquarters in Toledo, OH, allows us to maintain strong ties within the community while offering convenient access to banking services right here in Sylvania. We're proud to provide a range of services including personal banking, auto loans, mortgages, and business financing options. Members can also take advantage of modern conveniences like online and mobile banking.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is just a short drive from the bustling area around Sylvania's shopping district. Parking is readily available, and we've ensured that our facility meets ADA compliance standards so everyone can access our services with ease. You'll find ramps and clear signage throughout the branch to help guide you.

Operating Hours and Services

We're open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday mornings until 12 PM. This means you have plenty of opportunities to visit us at a time that works best for you! At Directions, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, if you're in need of quick transactions, our drive-thru service is available for deposits and withdrawals. If you require any assistance or have questions about your account, don't hesitate to give us a call at 419-517-1180. We also provide ATM services for your convenience. And remember, while members can visit us at 5121 Whiteford Rd for all their banking needs, official correspondence should be sent to PO Box 23330 in Toledo.

Visit Us Today!

At Directions Credit Union, we're dedicated to helping you achieve your financial goals with personalized service tailored just for you. We invite you to come by our Sylvania branch today to see how we can assist you!

Member Eligibility

Joining the Directions family is more than just opening an account; it's about becoming part of a supportive community that prioritizes your financial well-being. Membership at Directions, located at 5121 Whiteford Rd Sylvania Oh 43560, is open to anyone who lives, works, worships, or attends school in the area. Whether you're looking for personal banking options like checking and savings accounts or exploring loan services, we welcome you with open arms. The process to become a member is straightforward and friendly just visit our website for detailed eligibility criteria at . Once you're ready to join, opening an account is a breeze! You can start your journey by applying online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg . If you have any questions or need assistance along the way, feel free to reach out to us at (419) 517-1180. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine being able to process payments seamlessly while focusing on what you do best running your business. Our merchant services provide you with tools to handle transactions efficiently, giving you peace of mind and allowing you to serve your customers better. Located at 5121 Whiteford Rd Sylvania Oh 43560 in Sylvania, OH, we're dedicated to being a partner in your success. Reach out at (419) 517-1180 to discover how we can help take your business further!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

For members who prefer face-to-face interactions, our drive-thru banking allows for quick transactions such as deposits and withdrawals without leaving your car. Additionally, our ATMs provide easy access for cash withdrawal services whenever needed.

Business Banking Support

For local businesses, Directions offers specialized banking solutions tailored for entrepreneurs. Our business banking services include merchant services and business loans designed to support your growth and operational needs. We understand the challenges of running a business, which is why we strive to provide flexible options that suit your unique requirements.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we proudly offer robust online and mobile banking features. Manage your accounts on-the-go through our user-friendly mobile app or website, where you can perform transactions like deposits, withdrawals, and balance checks anytime, anywhere. With mobile payments and person-to-person payment options available, sending money has never been easier.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account that fits your lifestyle, allowing you to save and manage your money effortlessly. If you're considering purchasing a vehicle, our auto loans and vehicle financing options offer competitive rates to help you get behind the wheel without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing options can help make home ownership a reality. Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can assist you in managing your finances more effectively. Plus, with credit cards that offer rewards, every purchase can bring you closer to exciting benefits.

Shared Branch Transactions

If you're a member of another partnering credit union, enjoy the benefit of shared branch transactions at Directions. This means you can perform basic deposits and withdrawals just as if you were at your own credit union. We invite you to explore all that Directions has to offer by visiting us or calling us at (419) 517-1180. Our friendly staff is eager to assist you with any questions or concerns. Discover how we can support your financial goals today! For more information about opening an account or learning about specific services, please visit our website at Whiteford. Let us be your trusted partner in achieving financial wellness!

Digital & Online Banking

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At Directions, we offer a range of digital and online banking services designed to make your banking experience as easy and secure as possible. With our online banking platform, accessible at https://directionscu.org/ , you can manage your accounts anytime and anywhere. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking services have you covered. You can even send money to friends or family with our person-to-person transfer feature, making it simpler than ever to share expenses or split costs. For those who prefer mobile solutions, our user-friendly mobile application provides all the features you need right at your fingertips. You can make mobile payments effortlessly and enjoy the convenience of e-statements, which help you keep track of your finances without the clutter of paper. Plus, with electronic signature authorization available, signing documents is quick and secure no need for printing or mailing. At Directions, we prioritize your security. Our digital banking services are designed with robust measures to protect your personal information while providing an easy-to-navigate interface. You can feel confident that your data is safe as you take control of your financial transactions in real time. Experience the ease and flexibility of digital banking at Directions today! Visit us online at https://directionscu.org/ to learn more about how our services can enhance your banking experience.

Financial Strength

Commitment to Growth

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,056 in used auto loans and $1,007,191,996 in total loans and leases.

Growing Member Base

We currently have a robust total of 184,347 share accounts, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $44,297,186, we are well-equipped to lend and invest wisely on behalf of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 5121 Whiteford Rd Sylvania Oh 43560 or call (419) 517-1180 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $6,003,768 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Strong Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. Additionally, we offer personal loans for debt consolidation and other financial needs. At Directions located at 5121 Whiteford Rd Sylvania OH 43560, our dedicated team is ready to assist you. You can reach us at 419-517-1180 for any questions or to explore your options further. We encourage potential borrowers to inquire about refinancing opportunities that may better suit their current financial situations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the best deal possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, making buying or refinancing simple. Our team is here to guide you through every step of the process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that make everyday purchases easier.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method ensures that all offers presented are fair and transparent, allowing users to trust that they are making informed decisions based on accurate information.

DIRECTIONS CREDIT UNION