Directions Credit Union Perrysburg OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Directions, your trusted partner in financial services since 1953. Located conveniently at 4150 Brockway Dr, Perrysburg, OH 43551, we are committed to fostering financial well-being within our community. With a robust membership of over 94,000, we pride ourselves on providing personalized banking solutions tailored to meet the needs of our members. At Directions, we understand that your financial journey is unique. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgages, and business financing options. Our total assets stand impressively at $1,246,963,828, reflecting our solid foundation and commitment to serving you effectively. Our dedicated team, led by CEO Barry Shaner and Board President Jay Malcolm, consists of 293 employees ready to assist you with any inquiries or financial needs. Whether you're looking for help with securing a loan over 45,944 loans have been issued or simply want to manage your deposits (currently totaling $110,540,206), we are here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 4150 Brockway Drive, Perrysburg, OH 43551. We invite you to explore our website at directionscu.org for more information about our services or feel free to give us a call at 419-931-9458. Join us today and let's navigate your financial future together!

Branch History & Mission

Commitment to Accessibility

As part of our dedication to serving all members of the community, Directions is proud to maintain ADA compliance across all branches. We also offer convenient features such as drive-thru banking and ATM access for quick transactions. Our hours are designed with your busy schedule in mind: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. While you can visit us at 4150 Brockway Dr for all your banking needs, please note that official correspondence should be sent to the same address unless otherwise specified.

Join Us

We invite you to become part of the Directions family! Experience the difference that comes from being more than just a number at your bank become a valued member of a community-focused credit union dedicated to your success. To learn more about our services or open an account today, please visit us online at Directions Credit Union or give us a call at 419-931-9458. Together, let's build a brighter financial future!

Our Journey

Since our founding, Directions has been dedicated to empowering our members through comprehensive financial solutions. From humble beginnings, we have evolved into a trusted institution offering personal banking services such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to innovation has led us to embrace technology, providing online and mobile banking options that make managing finances easier than ever. Over the decades, we have expanded our reach while remaining focused on our mission: to enhance the financial well-being of our community members. In addition to our core services, we offer business banking solutions tailored for local entrepreneurs and small businesses. This commitment helps foster economic growth in Perrysburg and its surrounding areas.

Our Mission

At Directions, our mission is simple yet powerful: We strive to provide personalized financial services that meet the diverse needs of our members while actively supporting the communities we serve. We believe in building lasting relationships based on trust and transparency. Our team works diligently to ensure that every member feels valued and empowered in their financial journey. In support of this mission, we engage in various community outreach initiatives aimed at improving financial literacy and providing resources for those in need. Our partnerships with local organizations strengthen our resolve to give back and make a meaningful impact.

Branch Location & Accessibility

Call to Action

We invite you to stop by or give us a call at 419-931-9458 for any questions or assistance. Our team at Directions Credit Union looks forward to serving you soon!

Nearby Landmarks and Accessibility

Our branch is situated close to popular spots like Levis Commons, making it a familiar landmark for many. With ample parking available, you can visit us without any hassle. We are committed to accessibility, featuring ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably.

Operating Hours and Services

We understand that life gets busy. That's why we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday mornings from 9:00 a.m. to 12:00 p.m. Our extended hours mean you can find time to come in and speak with our dedicated staff. At Directions Credit Union, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru service allows for quick transactions without leaving your vehicle. If you're visiting during off-hours, don't worry our ATM is available for cash withdrawals and balance checks.

Member Eligibility

At Directions, we believe in building a community where everyone feels welcomed and supported. Joining us as a member is easier than you might think! If you're a resident or work in our local area, you're likely already eligible to enjoy all the benefits we offer. We embrace individuals from all walks of life, so whether you're looking for personal banking, loans, or just a friendly place to manage your finances, you'll find a home here. For the latest eligibility details, feel free to check out our website at . Becoming a member is just the first step towards accessing a range of financial services designed with you in mind. You can easily open an account by visiting our online application page at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg or giving us a call at (419) 931-9458 if you have any questions. We're located at 4150 Brockway Dr Perrysburg Oh 43551, and our friendly staff is ready to assist you with whatever you need. Come join us and experience the difference that being part of Directions can make in your financial journey!

Business Banking & Commercial Services

At Directions, we understand that the heart of any thriving community is its businesses. That's why we're dedicated to empowering entrepreneurs and business owners in Perrysburg, OH with tailored banking solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that streamline your payment processes. Imagine a café owner effortlessly accepting payments from customers using mobile apps or a retail store utilizing point-of-sale systems that integrate directly with their bank account making transactions smoother and keeping cash flow steady. Whether you are looking to expand your operations, invest in new equipment, or need reliable payment solutions, Directions is here for you every step of the way. Visit us at 4150 Brockway Dr Perrysburg Oh 43551 or call us at (419) 931-9458 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services, accessing cash has never been easier. You can withdraw money or check balances at any time without hassle. Additionally, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it easy to drive away in the vehicle you desire. With competitive rates and flexible terms, financing your next car with us is a straightforward process that puts you in control.

Business Banking Services

If you're a business owner, our business banking services are designed to help you succeed. From merchant services that streamline transactions to business loans that fuel growth, we're here to support local enterprises with tailored solutions.

Credit Cards with Rewards

Our credit cards with rewards provide not only purchasing power but also benefits that add value to your everyday spending. Enjoy cashback or points on purchases that can be redeemed for exciting rewards making each transaction work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your finances anytime and anywhere. Whether you need to check your balance, transfer funds, or deposit checks from the comfort of home, we've got you covered.

Home Financing Options

For those considering homeownership or refinancing an existing mortgage, our mortgage loans offer flexibility and support throughout the entire process. We take pride in helping families find their dream homes while ensuring they have the best possible financial support.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why we offer various personal banking services including checking and savings accounts. If you're planning a big purchase or want to build an emergency fund, our accounts are designed with your needs in mind. Additionally, we provide personal loans and debt consolidation options to help you manage your expenses without stress.

Shared Branching Access

We also participate in shared branching programs which means if you're traveling or away from home, you can still perform basic transactions such as deposits and withdrawals at partner credit unions across the country. At Directions, we aim to simplify your financial journey while providing personalized service every step of the way. For more information on how we can assist you or to explore any of these services further, don't hesitate to reach out! Call us at (419) 931-9458 or visit our website at https://directionscu.org/. We look forward to being part of your financial success!

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://directionscu.org/, you can check your account balances, transfer funds, and pay bills anytime day or night. Enjoy 24/7 access to your accounts, allowing you to stay in control of your finances without needing to visit a branch.

Easy-to-Use Mobile Application

For those who prefer banking on the move, our mobile application makes it simple to manage your accounts right from your smartphone. You can deposit checks, make person-to-person transfers, and even set up mobile payments with just a few taps. Our app is designed for ease-of-use so that you can focus on what matters most.

Enhanced Security Features

We take security seriously at Directions. Our online services come equipped with robust protection measures to keep your personal information safe. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Go Green with E-Statements

If you're looking to simplify your paperwork, consider opting for e-statements. Not only are they environmentally friendly, but they also provide quick access to your statements whenever you need them. With Yes available, you can say goodbye to paper clutter. At Directions, we are committed to making banking not just efficient but also enjoyable. Whether you're using our website or mobile app, managing your finances has never been so straightforward. Join us today and experience the convenience of modern banking!

Financial Strength

Member Trust

Total Share and Deposit Accounts: 184,347, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $44,297,186 further demonstrate our commitment to being a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 4150 Brockway Dr Perrysburg Oh 43551 or call (419) 931-9458 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $6,003,768, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $15,056 in used auto loans and $1,007,191,996 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you have access to the funds you need without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting local entrepreneurs with accessible financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We offer various mortgage solutions tailored to meet your individual needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Personal Loans and Credit Lines

If you require additional funds for personal projects or unexpected expenses, our unsecured credit card loans can provide just what you need. With a total of $42,435,616 in loans helping members manage their finances effectively, we offer flexible terms that allow for easy repayment. Additionally, our credit lines are structured to give you quick access to cash when you need it most. With $221,697,947 available, our members can confidently handle life's surprises.

Refinancing Options

If you're interested in refinancing any existing loans be it auto loans or mortgages we encourage you to reach out for more information on eligibility options. Refinancing could save you money through lower interest rates or better terms that suit your current financial situation. At Directions, we're dedicated to providing personalized service that meets your needs. If you have any questions about our loan offerings or want to discuss which option may be right for you, don't hesitate to call us at (419) 931-9458 or visit us at our branch located at 4150 Brockway Dr Perrysburg Oh 43551 in Perrysburg, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

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Directions