Directions Credit Union Oregon OH | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Directions Credit Union, where community and financial well-being come together! Located at 3312 Dustin Rd, Oregon, OH 43616, we have been proudly serving our members since 1953. With a commitment to providing exceptional service and support, we now have a thriving membership of over 94,000 individuals who trust us with their financial needs. At Directions, we understand that each member is unique, which is why we offer a wide range of services tailored just for you. From personal banking solutions like checking and savings accounts to financing options such as auto loans and mortgages, we strive to empower you on your financial journey. Our total assets exceed an impressive $1.25 billion, reflecting our strong position in the community and our dedication to helping members achieve their goals. You can feel confident knowing that your deposits are safe with us; we currently hold over $110 million in deposits. Our team of dedicated professionals, led by CEO Barry Shaner and Board President Jay Malcolm, ensures that every member receives personalized attention and expert guidance. While members can visit us at our branch location, official correspondence should be sent to the same address: 3312 Dustin Rd, Oregon, OH 43616. Whether you're looking for assistance with loans (we have facilitated around 45,944 loans) or need support with business banking services, we're here to help. If you're ready to experience the difference that a community-focused credit union can make in your life, don't hesitate to reach out! Call us at 419-691-1690 or visit our website at Directions Credit Union today. Join us as we continue to build a brighter future together!

Branch History & Mission

A Journey of Growth

From humble beginnings, Directions has evolved significantly over the decades. We started with a mission to provide financial services that truly meet the needs of our members. Today, with total assets exceeding $1.24 billion, we have made substantial strides in delivering value through various banking solutions. Whether it's personal banking or business loans, we've tailored our offerings to ensure everyone can find what they need. As we grew, so did our services. We introduced innovative solutions like online and mobile banking to keep pace with the changing world while ensuring accessibility for all members. Our branch is ADA compliant, ensuring that everyone can enjoy seamless access to our facilities and services.

Community-Centric Initiatives

We understand the importance of being involved in the community. That's why we offer shared service center options for members of partner credit unions and have invested in ATM availability and drive-thru banking to enhance convenience for everyone. We also prioritize financial education workshops to help our members make informed decisions about their finances.

Join Us

As Directions continues its journey forward, we invite you to become part of our story. Experience the benefits of joining a credit union that genuinely cares about its members and community. Visit us during our operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. and see how we can assist you today! For more information or inquiries, feel free to reach out at 419-691-1690 or explore our website at Directions Credit Union. Together, let's build a brighter future!

Our Mission

At Directions, our mission is clear: we strive to empower individuals and families by providing exceptional financial services while fostering community growth and support. We believe in more than just transactions; we're about building relationships and uplifting those around us. Our partnerships with local organizations exemplify this commitment as we actively engage in community outreach programs designed to make a real impact. While members can visit us at 3312 Dustin Rd, official correspondence should be sent to the same address since it serves both as our branch and mailing location.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to call us at 419-691-1690. We invite you to come visit us soon at Directions; we're here to help you achieve your financial goals!

Operating Hours

At Directions, we strive to make banking as convenient as possible. Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., with extended hours on Friday until 6:00 p.m. If you're looking to visit us on Saturday, our drive-thru service is available from 9:00 a.m. until noon.

Parking and Accessibility

We understand how important it is to have easy access to banking services. Our branch offers ample parking space right outside the entrance, making it simple for you to pop in. Plus, we are committed to accessibility; our facility includes features such as ramps and ADA-compliant entrances so that everyone can enjoy seamless banking.

Services Offered

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we've got you covered. At Directions, we also offer credit cards with rewards and business banking services tailored just for you! For those who prefer digital convenience, our online and mobile banking platforms allow you to manage your finances anytime, anywhere. For quick transactions, take advantage of our drive-thru service for deposits and withdrawals or visit our shared service center if you're a member of a partner credit union. And yes our ATM is always ready for cash withdrawals or balance checks!

Member Eligibility

Welcome to the community at Directions! Becoming a member is like opening the door to a world of financial support and personalized service. If you live, work, or worship in our area, or if you're related to someone who does, you may be eligible to join us. We believe in making banking accessible for everyone, so whether you're looking for a new checking account, savings options, or loans, we're here to help you every step of the way. To learn more about how to become a member and the specific eligibility criteria, feel free to visit our website at . Once you're ready to join us, opening an account is simple! Just check out our easy application process at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg . If you have any questions or need assistance, don't hesitate to give us a call at (419) 691-1690. We can't wait to welcome you into our family at Directions, located at 3312 Dustin Rd Oregon Oh 43616!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly at your store or online. Our merchant services offer just that! Whether you're looking to set up card processing or manage transactions effectively, we provide tools that help your business run smoothly. Located at 3312 Dustin Rd Oregon Oh 43616 in Oregon, OH, our team is ready to assist you with all your business banking needs. Let's work together to achieve your business goals! For more information, call us at (419) 691-1690 or visit our website at https://directionscu.org/ .

Comprehensive List Of Services

Business Banking

For our business members, we understand that every dollar counts. That's why we offer specialized business banking services including merchant services and business loans. Whether you're just starting out or looking to grow your existing enterprise, Directions is here to support your ambitions.

Convenient Access

We know that convenience matters in today's busy world. That's why we provide ATM and cash withdrawal services for quick access to your funds when you need them most. Additionally, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car perfect for those on-the-go moments!

Loans and Financing

When life presents opportunities or challenges, having access to the right financing is essential. We offer mortgage loans and refinancing options that can help make your dream home a reality. If you're looking to consolidate debt or make a large purchase, our personal loans provide flexible solutions tailored to your needs. For those who prefer using credit wisely, our credit cards come with rewards that can benefit you even further.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or perhaps you need help with auto loans and vehicle financing, Directions has got you covered. Our personal banking options are designed with your life in mind. Imagine easily managing your finances through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Shared Services

If you're a member of partner credit unions, you can enjoy basic shared branch transactions at Directions as well. This means you can deposit and withdraw funds even if you're away from your home branch adding another layer of convenience. As you explore all that Directions has to offer at Oregon, remember that we're here to assist you with any questions or guidance you may need. Feel free to reach out at (419) 691-1690 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Ready to take the next step? Visit us today or check out our website at https://directionscu.org/ for more information about how we can serve you better!

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can log in at any time through https://directionscu.org/ to check your balances, transfer funds, and view transaction history. Whether you're at work or relaxing at home, managing your money is simple and straightforward.

Mobile Application Features

Our mobile application enhances this experience even further. You can make payments using our mobile payments feature, send money to friends or family with person-to-person transfers, and authorize transactions with electronic signatures all right from your smartphone. Plus, if you prefer paperless options, e-statements are available to keep your information organized and accessible.

Security and Ease-of-Use

We prioritize the safety of your personal information. Our systems employ robust security measures to protect your data while ensuring that every feature is user-friendly. You don't have to be tech-savvy to navigate our platform; it's designed for everyone. With these tools at your fingertips, staying on top of your finances has never been easier. Experience the freedom of real-time account management with Directions today!

Financial Strength

A Growing Community

We are proud to have 184,347 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $44,297,186 further illustrates our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 3312 Dustin Rd Oregon Oh 43616 or call (419) 691-1690 to learn more about how we can help you achieve your financial goals.

Empowering Financial Goals

Our lending capacity supports your financial goals across various sectors with $15,056 in used auto loans and $1,007,191,996 in total loans and leases. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Better Services

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to providing excellent service is reflected in our $6,003,768, which showcases our operational efficiency and allows us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most. At Directions in Oregon, OH (3312 Dustin Rd), we're here to assist you with any questions about our loan offerings. Call us at 419-691-1690 during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM; Friday from 9:00 AM - 6:00 PM; and Saturday from 9:00 AM - 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan products today and see how Directions can help pave your way towards financial success!

Credit Lines and Credit Cards

For those looking to manage day-to-day expenses or consolidate debt, our total credit lines amounting to $221,697,947 provide additional financial flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We are dedicated to guiding you through every step of the process so that owning a home becomes a reality for you.

Loan Aggregator

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DIRECTIONS CREDIT UNION - Oregon, OH

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans