Directions Credit Union New Philadelphia OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Directions, your trusted financial partner in the heart of New Philadelphia, Ohio! Since our establishment in 1953, we have been dedicated to serving our community and helping our members achieve their financial goals. Our branch, located at 1127 4Th St Nw, New Philadelphia, OH 44663, is more than just a place for banking; it's a hub for connection and support. At Directions, we believe in fostering strong relationships with our members. With over 94,000 satisfied members and total assets exceeding $1.2 billion, we take pride in our commitment to providing exceptional service and value. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide tailored banking services including merchant services and business loans. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 1127 Fourth St NW, New Philadelphia, OH 44663 if this address differs from your visit. Under the leadership of CEO Barry Shaner and Board President Jay Malcolm, our team of 293 employees is ready to assist you every step of the way. We take pride in maintaining a solid net worth of $118,553,918 and keeping cash reserves of $11,500,168 to ensure we can meet your financial needs. Whether you're looking to open a new account or need assistance with loans our friendly staff is here to help! Don't hesitate to reach out at 330-364-2712 or explore our website at Directions Credit Union for more information. Join us today as we continue our mission of supporting our community through sound financial practices and member-focused service!

Branch History & Mission

Community Engagement and Accessibility

In addition to traditional banking services, we offer features like ATM access and drive-thru banking for convenience. Our shared service center allows members from partner credit unions to benefit from our resources as well. We prioritize ADA compliance across all platforms so everyone can engage with us comfortably. While you can visit us at 1127 4th St NW, official correspondence should be sent to 1127 Fourth St NW, New Philadelphia, OH 44663 if different from our branch address.

Join Us!

With operating hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., plus Saturday drive-thru hours until 12:00 p.m., we are here when you need us. If you're looking for a supportive financial partner that values community engagement as much as it does your personal success, consider joining Directions today! Call us at 330-364-2712 or visit our website at directionscu.org for more information on how we can help you on your financial journey.

Our Journey

Since our inception, Directions has prioritized the needs of our members. What started as a small cooperative has blossomed into a robust institution that champions financial wellness and accessibility. Located at 1127 4th St NW, our branch is easily accessible to residents and businesses alike, nestled in the heart of New Philadelphia. Whether you're near the picturesque Tuscora Park or exploring downtown, we are right here to serve you. Over the years, we have celebrated numerous milestones, including the expansion of our services to meet diverse financial needs from personal banking and auto loans to business financing and mortgage options. Our commitment to evolving with technology means that our members enjoy state-of-the-art online and mobile banking solutions.

Our Mission

At Directions, our mission is clear: to empower our members by offering comprehensive financial services while actively supporting our local communities. We believe that banking should be more than just transactions; it should be about building relationships. That's why we focus on understanding each member's unique situation and providing tailored solutions that help them achieve their goals. Our core values drive us to enhance lives through responsible lending practices and community outreach initiatives. We partner with local organizations to support various causes helping those in need while fostering growth in New Philadelphia and surrounding areas.

Branch Location & Accessibility

Accessibility Features

At Directions Credit Union, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and spacious walkways to accommodate everyone comfortably. Parking is readily available right outside our branch, so you won't have to worry about finding a spot.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed for your convenience, open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 12:00 p.m. This gives you plenty of opportunities to visit us and take care of your financial matters.

Services We Offer

Our branch offers a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered! Need cash? You can access our ATM anytime or use our drive-thru for quick transactions like deposits and withdrawals. Plus, if you're a member of another participating credit union, feel free to take advantage of our shared service center for basic transactions. If you have any questions or would like more information about what we offer, don't hesitate to reach out! You can give us a call at 330-364-2712 or simply drop by. We look forward to welcoming you into the Directions family!

Member Eligibility

Becoming a member of Directions is like joining a family that truly cares about your financial well-being. Located at 1127 4Th St Nw New Philadelphia Oh 44663, we welcome anyone who lives, works, worships, or attends school in our community. We believe that everyone deserves access to personalized financial services that can help them thrive. If you meet these criteria and are ready to take the next step towards better banking, opening an account with us is quick and straightforward. You can find all the details on how to become a member and see any updates on eligibility by visiting our website at . If you have any questions or need assistance, feel free to reach out to us at (330) 364-2712. We're here to support you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily and securely, ensuring you never miss a sale. Our merchant services provide just that. From point-of-sale systems to online payment solutions, we help streamline your operations so you can focus on what matters most growing your business. Located at 1127 4Th St Nw New Philadelphia Oh 44663 in New Philadelphia, OH, our team is here to partner with you every step of the way. Whether you're looking for a loan or innovative merchant services, Directions is committed to being your trusted financial ally. Contact us today at (330) 364-2712 to learn more!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why at Directions, we provide robust business banking solutions including merchant services and business loans. We're here to support your growth and help streamline your operations so you can focus on what matters most your business.

Cash Access Made Easy

We understand the importance of easy access to cash. With our ATM services available throughout the area and basic drive-thru banking options for deposits and withdrawals, getting cash when you need it has never been easier. Additionally, members of partner credit unions can benefit from shared branch transactions at our location.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile payments feature makes transactions quick and hassle-free.

Friendly Support When You Need It

At Directions, we pride ourselves on providing excellent customer service. Our staff is always ready to assist you with any questions about our services or help you find solutions tailored to your needs. Ready to take advantage of everything we offer? Visit us at 1127 4Th St Nw New Philadelphia Oh 44663 in New Philadelphia, OH, or give us a call at (330) 364-2712. Let's work together towards achieving your financial dreams today!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored just for you. We understand that managing finances can be challenging, which is why we offer straightforward accounts with no hidden fees. If you're planning a big purchase, consider our auto loans and vehicle financing options, which make it easier to drive away in your dream car. For those considering homeownership or refinancing, our mortgage loans come with competitive rates and personalized service. Need a little extra cash? Our personal loans can help you consolidate debt or cover unexpected expenses. Plus, with credit cards featuring rewards programs, every purchase can bring you closer to exciting benefits.

Digital & Online Banking

Convenient Online Banking

With our robust online banking platform, accessible at https://directionscu.org/ , you can check balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services mean that whether it's early morning or late at night, your account is always within reach.

Enhanced Security Features

Security is a top priority at Directions. We use electronic signature authorization for important transactions, ensuring that your approvals are safe and secure. Additionally, our e-statements give you a clear view of your financial activities while also reducing paper waste a win for both you and the environment!

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our user-friendly mobile application makes it simple to manage your accounts while you're on the move. You can deposit checks, make payments, and even set up person-to-person transfers easily. Plus, with our mobile payments feature, you can make purchases directly from your smartphone without the hassle of cash or cards.

Real-Time Account Management

Stay in control of your finances with real-time updates on all transactions. Whether you're checking your balance or monitoring recent activity, you'll always be informed about what's happening with your accounts. This level of accessibility means you can make informed decisions about your money when it matters most. In short, our digital and online banking services at Directions provide convenience, security, and flexibility to help you manage your finances effortlessly. Sign up today and take control of your banking experience!

Financial Strength

Growing Membership Base

With total share accounts reaching 184,347, it's clear that our member base trusts us with their finances. Additionally, net shares available for lending and investments stand at $44,297,186. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 1127 4Th St Nw New Philadelphia Oh 44663 or call (330) 364-2712 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $6,003,768. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees ready to assist you with knowledgeable service.

Reinvestment for Growth

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,056 in used auto loans and a total of $1,007,191,996 in loans and leases across various sectors.

Strong Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We pride ourselves on providing flexible terms and competitive interest rates that make owning a vehicle more accessible than ever.

Commercial Loans

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand your business operations. We understand the challenges businesses face and are here to support your journey with tailored lending solutions. Whether you're looking for refinancing options or exploring eligibility for one of our many loan products, our dedicated team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at 330-364-2712 or visit us at 1127 4Th St Nw New Philadelphia OH 44663 during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. to discuss how we can help meet your financial needs today!

Credit Lines

Our credit lines provide an additional safety net for those times when you need quick access to funds. With a total of $221,697,947 available in credit lines, you can feel secure knowing there's support for your financial needs when they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We guide you through the entire process to ensure you're comfortable every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without the burden of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency for every user. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in securing favorable loan terms. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

DIRECTIONS CREDIT UNION - New Philadelphia, OH

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement and Accessibility

Join Us!

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services We Offer

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Cash Access Made Easy

Digital Banking Features

Friendly Support When You Need It

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking

Enhanced Security Features

Mobile Banking on the Go

Real-Time Account Management

Financial Strength

Growing Membership Base

Member-Focused Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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