Directions Credit Union Maumee OH | Quick Personal Loans & ATM Access

Introduction

Welcome to Directions Credit Union, your trusted financial partner since 1953! Located at 3321 Briarfield Blvd, Maumee, OH 43537, we pride ourselves on being a cornerstone of the community, offering services designed to help our members achieve their financial goals. With a robust membership base of 94,087 and total assets exceeding $1.2 billion, we are committed to providing personalized banking solutions that truly make a difference. At Directions Credit Union, we believe in building lasting relationships with our members. Our dedicated team, led by CEO Barry Shaner and Board President Jay Malcolm, works tirelessly to ensure you receive the best service possible. We have grown significantly over the years, currently holding total loans and leases amounting to 45,944 and total deposits reaching $110,540,206. Our commitment extends beyond numbers; we aim to foster financial well-being within our community. Whether you're looking for auto loans, mortgages, or personal banking services, we're here to support you every step of the way. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 3321 Briarfield Blvd, Maumee, OH 43537. Explore our website at directionscu.org for more information or give us a call at 419-794-0100. Join us as we continue to make an impact in the lives of our members and the greater Maumee community!

Branch History & Mission

Community Commitment

As part of our commitment to accessibility, we ensure that our facilities comply with ADA standards so everyone can comfortably use our services. Additionally, we embrace digital advancements with features like online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. If you're looking for a credit union that prioritizes your needs while giving back to the community, look no further than Directions in Maumee, OH. Join us today and experience firsthand the difference of being part of a member-focused credit union! For more information or assistance, feel free to call us at (419) 794-0100 or visit our website at Directions Credit Union. Let's work together towards achieving your financial dreams!

Our Journey

Directions was established with a mission to deliver personalized financial solutions to individuals and families in Maumee, OH. From our humble beginnings at 3321 Briarfield Blvd, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking services. Throughout the years, we have adapted to meet the changing needs of our members while maintaining a strong focus on community support and engagement. Our branch is not just a place for transactions; it's a hub for connection. We understand that financial health goes hand-in-hand with community well-being. That's why we actively participate in local events and partner with organizations that uplift our neighborhoods. While members can visit us at 3321 Briarfield Blvd Maumee Oh 43537, official correspondence should be sent to 3321 Briarfield Blvd, Maumee, OH 43537.

Our Mission

At Directions, our mission is clear: we are dedicated to empowering our members by providing exceptional financial services and fostering community growth. We believe that everyone deserves access to affordable banking solutions that can help them achieve their goals. Whether you are saving for your first home or looking for ways to manage debt, our team is here to guide you every step of the way. With convenient operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. we strive to be available when you need us most. We also offer ATM services and drive-thru banking for added convenience.

Branch Location & Accessibility

Banking Hours that Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday from 9:00 a.m. to 6:00 p.m. For your convenience, our drive-thru service is available Saturday from 9:00 a.m. to 12:00 p.m., allowing you to manage your banking without skipping a beat.

Convenient Access for All

Our branch has been designed with your comfort in mind. You'll find ample parking available, making it easy for you to stop by for all your banking needs. We also prioritize accessibility; our facilities are ADA compliant, featuring ramps and wide entrances so everyone can visit us with ease.

Services Tailored Just for You

At Directions, we pride ourselves on offering a variety of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, or financing solutions including auto loans and mortgages, we've got you covered. Plus, with ATM availability right here at our branch and shared services for partner credit union members, accessing your funds has never been easier. If you have any questions or would like assistance, don't hesitate to call us at 419-794-0100. We invite you to visit us today and experience the Directions difference!

Member Eligibility

Becoming a member of Directions is like joining a welcoming family that supports your financial journey. We invite anyone who lives, works, worships, or attends school in our community to join us at Directions. This means that if you're part of our neighborhood in Maumee, you're already eligible! Not only do you gain access to a range of personalized financial services, but you also become part of a cooperative that prioritizes members over profits. If you're ready to take the next step, opening an account is simple! You can learn more about the eligibility requirements by visiting this link, and when you're ready to join, just head over to our account opening page. If you have any questions or need assistance, feel free to give us a call at (419) 794-0100. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to process payments effortlessly while focusing on what you do best running your business. Our merchant services offer practical benefits that enhance your operations. From accepting various payment methods to managing transactions smoothly, we provide the tools you need to thrive in today's competitive market. Visit us at 3321 Briarfield Blvd Maumee Oh 43537 in Maumee, OH, or call us at (419) 794-0100 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessing your money should never be a hassle. That's why we offer ATM services for quick cash withdrawals and basic balance checks. For those who prefer face-to-face interactions, our drive-thru service allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Business Banking Services

We understand that small businesses are the backbone of our community. That's why we provide tailored business banking services including merchant services and business loans to support local entrepreneurs. Whether you're just starting out or looking to expand, we're here to help your business thrive.

Credit Cards and Rewards

For those who love rewards, our credit cards come with benefits that can enhance your everyday spending. Picture earning points for cash back or travel every time you swipe it's an easy way to get more out of your purchases!

Loans and Financing

If you're considering buying a new car or refinancing your home, our auto loans and mortgage options can help make those dreams a reality. With competitive rates and personalized service, you can feel confident in making these important financial decisions. Additionally, our personal loans are ideal for those looking to consolidate debt or cover unexpected expenses without stress.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need to transfer funds or pay bills? You can do it all from the comfort of your home or while on the go using our user-friendly app.

Personal Banking Solutions

Managing your finances should be easy and accessible. That's why at Directions, we offer various personal banking services including checking and savings accounts designed to fit your lifestyle. Imagine effortlessly keeping track of your spending or saving for that dream vacation all possible with our straightforward account options.

Shared Branch Transactions

If you're a member of partner credit unions, you can take advantage of shared branch transactions right here at Directions. This means you can make deposits and withdrawals easily, no matter where you're banking. With so many services available at Directions, we invite you to explore how we can assist you in reaching your financial objectives. If you're ready to take the next step or have any questions about our offerings, don't hesitate to call us at (419) 794-0100 or visit us online at Maumee. Your financial journey starts here!

Digital & Online Banking

Accessibility and User-Friendliness

With features like mobile payments, you can make purchases on the go without needing cash or cards. Everything is designed to be user-friendly so that whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate. At Directions, we strive to provide real-time account management so you can make informed decisions about your finances right when it matters most. Your comfort with technology shouldn't hold you back from enjoying all the benefits of modern banking. Join us today and experience the ease of digital banking tailored just for you!

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do that quickly and easily. Plus, with our mobile application, you can manage your accounts right from your smartphone, making it even simpler to stay on top of your finances. Security is a top priority for us. That's why we offer electronic signature authorization for a smooth and secure way to sign documents without the hassle of printing or mailing them. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your financial information whenever you need it.

Financial Strength

Commitment to Growth

We pride ourselves on having $92,308,733 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $15,056 in used auto loans and $1,007,191,996 in total loans and leases. Our operational efficiency is reflected in our $6,003,768, enabling us to continue offering competitive loan rates and solid financial products for all our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 3321 Briarfield Blvd Maumee Oh 43537 or call (419) 794-0100 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 285 full-time employees and 8 part-time employees ready to assist you. Their dedication ensures that our branches provide knowledgeable support whenever you need it. Additionally, our net shares available for lending stand at $44,297,186, showcasing our capability to meet your needs effectively. With a total of 184,347 share accounts established by our growing member base, it's clear that more individuals trust us with their finances every day.

Member-Centric Savings

Your savings are secure with us. We have $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you. Feel free to contact us at 419-794-0100 for more information or visit our website at Directions for further details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Directions be your trusted partner in navigating your financial needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational expenses, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We provide flexible terms and competitive rates to help you secure the home of your dreams without the hassle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users.

DIRECTIONS CREDIT UNION