Directions Credit Union Maumee OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Directions Credit Union, your trusted financial partner located at 1446 Reynolds Rd, Maumee, OH 43537. Since our establishment in 1953, we have proudly served our community by providing exceptional financial services tailored to meet the needs of our members. With a total membership of 94,087 and assets exceeding $1.24 billion, we are committed to helping you achieve your financial goals. At Directions Credit Union, we understand that banking should be personal. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. We believe in making financial success accessible for everyone in our community. With a net worth of $118,553,918 and total deposits amounting to $110,540,206, our strong financial foundation allows us to provide competitive rates and secure options for all your banking needs. Whether you're looking for help with personal loans or seeking business financing solutions our dedicated team is here for you. Led by our CEO Barry Shaner and Board President Jay Malcolm, we prioritize member satisfaction above all else. Our team of 293 employees is ready to assist you with any questions or concerns you may have. For those needing to send official correspondence, please note that while you can visit us at our branch address, any mail should be directed to the same address: 1446 Reynolds Rd, Maumee, OH 43537. We invite you to explore our website at Directions Credit Union for more information about our services or to get started on your journey toward financial wellness. Feel free to call us at 419-385-4530; we're always here to help! Join us today and see how Directions Credit Union can make a difference in your financial life.

Branch History & Mission

Join Us

As we look towards the future, Directions Credit Union remains devoted to evolving alongside our members' needs while staying true to our core values of trust and service. We invite you to join us on this journey experience the benefits of being part of a member-focused credit union that truly cares about your financial well-being. For more information about joining us or exploring our services, don't hesitate to call us at 419-385-4530 or visit us online at directionscu.org. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Directions has always prioritized the needs of its members. We started as a small credit union focused on providing essential banking services to our local community. As we evolved, we embraced new technologies and practices to ensure that we could meet the changing needs of our members. Today, we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our location at 1446 Reynolds Rd is easily accessible for all members. We also provide drive-thru banking services and ATM access for added convenience. If you need to send official correspondence, please note that it should be directed to our mailing address at 1446 Reynolds Rd, Maumee, OH 43537.

Our Mission

At Directions Credit Union, our mission is clear: we strive to empower our members through personalized financial solutions while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Our dedicated team works tirelessly to create an inclusive environment where all members feel valued and supported. We are committed not only to delivering exceptional financial products but also to giving back to the community through various outreach programs and partnerships. Whether it's hosting financial literacy workshops or supporting local charities, we aim to make a positive impact beyond banking.

Branch Location & Accessibility

Welcome to Directions Credit Union, located at 1446 Reynolds Rd in the heart of Maumee, OH! Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs. Whether you're heading to work or running errands, our location is just a short drive from popular spots like the Maumee Indoor Theatre and the beautiful Side Cut Metropark. At Directions, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps to ensure that all members can easily visit us. Plus, we offer ample parking right outside our door, making your trip even more straightforward. We understand that life can be busy, so we're here for you during flexible operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. This way, you can find a time that works best for you to come in and speak with one of our friendly team members. In addition to our personal banking services, you'll find an ATM on-site for quick cash withdrawals and balance checks. If you're in a hurry, take advantage of our drive-thru banking services for deposits and simple transactions without leaving your vehicle. While members can visit us at 1446 Reynolds Rd, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to call us at 419-385-4530. We're excited to serve you and help you with everything from checking accounts to auto loans! Come by Directions Credit Union today your community banking partner!

Member Eligibility

At Directions, we believe that everyone deserves a supportive financial community, and becoming a member is the first step towards that. If you live, work, worship, or attend school in our service area, you're likely eligible to join us! We welcome individuals from diverse backgrounds, making it easy for you to be part of our family. Being a member at Directions means you'll enjoy personalized services tailored to your needs, along with access to competitive rates and various financial products designed to help you thrive. For more detailed information on eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account is straightforward and can be done online or in person at our branch located at 1446 Reynolds Rd Maumee Oh 43537. If you have any questions or need assistance, don't hesitate to reach out to us at (419) 385-4530. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine processing payments smoothly while focusing on what you do best running your business. Our merchant services allow you to accept various payment methods easily, ensuring that your customers have a hassle-free experience. Whether you're at a local market or operating a retail shop in Maumee, OH, our solutions help streamline your transactions, so you can keep your focus on growing your business. Join us at Directions, located at 1446 Reynolds Rd Maumee Oh 43537, where we're dedicated to helping your business thrive! For more information, give us a call at (419) 385-4530.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? We provide convenient ATM access for withdrawals and balance checks. Plus, enjoy basic drive-thru banking for quick deposits and simple transactions without leaving your vehicle. For members of partner credit unions, we also facilitate basic shared branch transactions like deposits and withdrawals. This means more flexibility when managing your finances across different locations. At Directions, located at 1446 Reynolds Rd Maumee Oh 43537, we're here not just as your credit union but as a trusted partner in your financial journey. If you have any questions or need assistance with our services, don't hesitate to reach out by calling us at (419) 385-4530. Let's work together towards achieving your financial goals visit us today!

Business Banking Support

For business owners in the community, we offer comprehensive business banking solutions. From merchant services that simplify transactions to tailored business loans that help you grow your enterprise, we are committed to supporting your success.

Convenient Online and Mobile Banking

In today's fast-paced world, accessibility is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

We understand that everyone has unique financial goals. That's why we offer personal banking services that include checking and savings accounts designed for everyday needs. If you're thinking about purchasing a car, our auto loans and vehicle financing options make it easy to hit the road with confidence. For those considering home ownership or refinancing their current mortgage, our mortgage loans and refinancing services can help make that dream a reality. When unexpected expenses arise, our personal loans and debt consolidation options are here to assist you in navigating financial challenges without stress. And if you're looking to earn rewards while spending, consider our credit cards with rewards, which provide benefits that fit your lifestyle.

Digital & Online Banking

Key Features

Our digital banking services come packed with features designed for your convenience. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and securely. You can also enjoy the benefits of electronic signature authorization for a smooth experience when applying for loans or opening new accounts no need for physical paperwork! For those who prefer to keep track of their spending online, we offer e-statements. These are not only eco-friendly but also help you stay organized by providing easy access to all your financial statements whenever you need them.

Security and Ease of Use

Your security is our top priority. Our online banking platform employs advanced security measures to protect your information while providing user-friendly navigation. You'll find it easy to set up mobile payments as well, allowing you to make purchases directly from your phone without carrying cash or cards. At Directions, we believe that managing your money should be simple and hassle-free. With real-time account management at your fingertips and a suite of features tailored just for you, banking has never been this straightforward. Visit us today and explore how our digital solutions can enhance your financial journey!

Financial Strength

Commitment to Growth

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $15,056 in used auto loans and $1,007,191,996 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 184,347, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Directions, where your financial well-being is our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 1446 Reynolds Rd Maumee Oh 43537 or call (419) 385-4530 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our financial results reflect operational efficiency. Our $6,003,768 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options for you.

Business Financing

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or plan for larger purchases, our credit cards come with competitive rates and features designed to benefit our members.

Credit Lines

In addition to traditional loan products, we offer total credit lines of $221,697,947. These flexible options allow you to borrow as needed while managing your repayments effectively. If you're considering refinancing any existing loans or want to learn more about eligibility options available at Directions, feel free to reach out. Our dedicated team is here to assist you with any questions or concerns you may have. For more information about our loan offerings or to get started, visit us at 1446 Reynolds Rd Maumee Oh 43537, call us at (419) 385-4530, or check out our website at https://directionscu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We can guide you through the process and help you find the right solution tailored to your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing accurate offers tailored to their needs. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can confidently explore options without worrying about hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You won't have to sift through outdated information or guesswork. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing users to view reliable information before making any decisions.

DIRECTIONS CREDIT UNION