Directions Credit Union Mansfield OH | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Directions, your trusted financial partner in the heart of Mansfield, Ohio! Located at 1434 Ashland Rd, Mansfield, OH 44905, we have been serving our community since 1953. With a total membership of 94,087, we pride ourselves on being more than just a credit union; we are a vital part of your financial journey. At Directions, we understand that each member has unique needs. That's why we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to helping you achieve your financial goals is reflected in our impressive total assets of $1,246,963,828 and total deposits reaching $110,540,206. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Barry Shaner and Board President Jay Malcolm, our staff of 293 employees works tirelessly to ensure you receive the support you need. We also maintain a healthy net worth of $118,553,918, which showcases our stability and reliability as your financial institution. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 216, Mansfield, OH 44901. Whether you need assistance with loans or simply want to learn more about our services like online banking or mobile payments our friendly team is here for you. If you're ready to take the next step in your financial journey or have questions about what we can offer you, don't hesitate to reach out! Call us at 419-524-7113 or visit us online at directionscu.org. Join us today and experience the Directions difference!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Directions family. Whether you're looking for a new account or need guidance on your financial journey, our dedicated team is here to assist you every step of the way. Experience the benefits of being part of a credit union that values its members and its community deeply. For any inquiries or assistance, feel free to reach out at 419-524-7113 during our operating hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. Together, let's build a brighter future!

Our Evolution

Located at 1434 Ashland Rd, Mansfield, OH 44905, Directions has played a vital role in the lives of many families and businesses in Richland County. As we opened our doors decades ago, we aimed to create a welcoming space where everyone could access the financial tools they needed for success. Over the years, we have expanded our offerings, including personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our growth is matched by our focus on member satisfaction. We are proud to offer modern conveniences such as online and mobile banking to keep pace with our members' needs. With an ATM available on-site and drive-thru banking for added accessibility, we strive to make every interaction as smooth as possible.

Our Mission

At Directions, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that when individuals thrive financially, communities flourish as well. This belief drives us to invest in local initiatives and partnerships that strengthen the fabric of Mansfield. In addition to helping individuals achieve their financial goals through personalized services, we actively engage in community outreach programs aimed at promoting financial literacy and supporting local causes. Our goal is not just about numbers; it's about making a real difference in people's lives. While members can visit us at 1434 Ashland Rd for their banking needs, official correspondence should be sent to PO Box 216, Mansfield, OH 44901 if needed.

Branch Location & Accessibility

Convenient Access and Features

At Directions, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, ensuring that everyone can comfortably visit us. We offer ample parking space right outside the entrance, making it easy for you to stop by whether you're on foot or driving. For those who prefer banking without stepping inside, our drive-thru service allows you to handle your transactions efficiently. Plus, with an ATM available on-site, withdrawing cash or checking your balance has never been easier.

More Than Just Banking

When you visit Directions Credit Union, you'll discover a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. If you're part of our shared service center network, you can also take advantage of basic transactions at other participating credit unions. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to PO Box 216, Mansfield, OH 44901. Ready to experience friendly and helpful service? Give us a call at 419-524-7113 or stop by today! We look forward to welcoming you to Directions Credit Union.

Operating Hours to Serve You Better

Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. until noon for drive-thru services. This flexibility ensures that you have plenty of opportunities to visit us throughout the week.

Member Eligibility

Becoming a member of Directions is like joining a family that's dedicated to your financial well-being. If you live, work, or worship in the Mansfield area, you're already on the right path to membership! This credit union embraces individuals from diverse backgrounds, making it easy for you to join our supportive community. To learn more about specific eligibility requirements, feel free to check out our detailed guidelines at . Once you see that you qualify, opening an account is a breeze! Just visit us at our branch located at 1434 Ashland Rd Mansfield Oh 44905, or reach out at (419) 524-7113 if you have any questions. You can also start the process online by following this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg . We're excited to welcome you into the Directions family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your transactions. Imagine a local cafe that needs an efficient payment system. With our merchant services, they can accept payments seamlessly, whether it's through credit cards or mobile wallets. This means faster service for customers and better cash flow for the business. Let us partner with you on your journey toward success at Directions, located at 1434 Ashland Rd Mansfield Oh 44905, Mansfield, OH. Reach out at (419) 524-7113 to explore how we can help your business grow!

Comprehensive List Of Services

Additional Services

Our commitment extends beyond traditional banking as we provide basic drive-thru banking for deposits and withdrawals during lobby hours and shared branch transactions for partner credit union members. This means even if you're traveling, you can still access your funds easily.

Business Banking Services

If you're a business owner, Directions offers robust solutions tailored specifically for your needs. Our Business Banking services include essential tools like Merchant Services & Business Loans that can help your business grow and thrive.

Connect with Us

Located at 1434 Ashland Rd Mansfield Oh 44905, we're here Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m., ready to assist with any questions or services you may need. You can reach us at (419) 524-7113 for more information or visit us online at Madison/central Oh Ops. Join us today at Directions, where your financial success is our priority!

Digital Banking Features

We know convenience is key in today's fast-paced world. That's why we offer comprehensive Online & Mobile Banking services, allowing you to manage your accounts anytime, anywhere. Whether it's checking balances, making transfers, or paying bills on-the-go, our digital platforms make banking easy. Plus, with our ATM & Cash Withdrawal Services available 24/7, accessing your money has never been simpler.

Personal Banking Solutions

When it comes to personal banking, we offer various options that make managing your money simple and straightforward. You can choose from our Checking & Savings Accounts, which come with features designed to help you save effectively while enjoying easy access to your funds. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing services can assist you in getting behind the wheel with competitive rates and flexible terms. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing options are here to guide you through the process. We understand that life can bring unexpected expenses; that's why we also provide Personal Loans & Debt Consolidation services to help you regain control over your finances. And if you're looking for credit flexibility, don't miss out on our Credit Cards with Rewards, which allow you to earn while you spend.

Digital & Online Banking

Convenient Online Services

Our online banking platform allows you to check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Need to send money to a friend? With our person-to-person transfer feature, you can easily send and receive money without any hassle. Plus, our mobile application makes it even simpler to manage your accounts right from your smartphone.

Mobile Payments Made Easy

If you're always on the move, our mobile payments feature allows you to make purchases quickly and securely using your phone. Whether you're grabbing coffee or shopping for groceries, you can pay with confidence knowing that Directions has got you covered. With all these options at your fingertips, managing your money has never been easier or more efficient. Explore all the digital banking tools available at Directions today at https://directionscu.org/ !

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and protected. You can also opt for e-statements, which not only help reduce paper waste but provide a secure way to keep track of your finances.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 184,347, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $44,297,186, ensuring that we have the resources needed to support your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 1434 Ashland Rd Mansfield Oh 44905 or call (419) 524-7113 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to reinvesting in our community is evident with $92,308,733 in undivided earnings. These funds help us enhance innovative banking tools, strengthen lending options, and improve security measures for your benefit. With $15,056 in used auto loans and $1,007,191,996 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,003,768 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 285 full-time employees and 8 part-time employees who are dedicated to serving you with knowledge and care.

Solid Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $956, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, making it easier than ever to drive away with the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand your operations. We understand that every business has unique needs, and our team is here to assist you in finding the right financing solution. At Directions, we prioritize your financial well-being. To explore refinancing options or check your eligibility for any of our loan products, feel free to reach out or visit us at our branch located at 1434 Ashland Rd Mansfield Oh 44905, Mansfield, OH. You can also contact us at (419) 524-7113 during our operating hours: Monday - Friday from 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those needing extra flexibility, our total credit lines amounting to $221,697,947 provide access to funds whenever you need them. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. This allows you to handle everyday expenses without the worry of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we can guide you through the process with ease.

Loan Aggregator

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DIRECTIONS CREDIT UNION