Directions Credit Union Mansfield OH | Best Auto Loans & Business Banking

Introduction

Welcome to Directions, your trusted credit union located at 460 S Diamond St, Mansfield, OH 44902. Since our establishment in 1953, we have been dedicated to serving our community with reliable financial services and support. With a strong membership base of 94,087 individuals, we're more than just a financial institution; we are your neighbors committed to fostering growth and prosperity. At Directions, we pride ourselves on being transparent and accessible. Our total assets amount to an impressive $1,246,963,828, while our members have entrusted us with deposits totaling $110,540,206. This strong foundation allows us to offer a range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business loans. Our leadership team, led by CEO Barry Shaner and Board President Jay Malcolm, is passionate about ensuring you receive the highest level of service. With a dedicated workforce of 293 employees, we are here to help you achieve your financial goals. Whether it's through online banking or in-person consultations, we're committed to providing you with the tools you need for success. For any official correspondence, please note that while members can visit us at our branch address, mailing should be directed to 460 South Diamond St, Mansfield, OH 44903. We invite you to explore how Directions can assist you on your financial journey. Feel free to reach out by calling us at 419-522-9912 or visiting our website at directionscu.org. Join us today and experience the difference that comes from being part of a credit union that truly cares!

Branch History & Mission

At Directions, located at 460 S Diamond St in Mansfield, OH, we have a proud history that stretches back to our opening in 1953. Since then, we have grown alongside our community, evolving from a small financial institution into a robust credit union that proudly serves over 94,000 members. With total assets exceeding $1.2 billion, we are committed to providing not just financial services but also meaningful support to our members and the community. Our mission is simple yet powerful: to empower individuals and families through accessible financial solutions while fostering a spirit of community engagement. We believe that when our members thrive, so does the entire community. This philosophy drives us to offer a wide range of services including personal banking, auto loans, mortgages, and business banking options all designed with the needs of our members in mind. As we look back at our journey, key milestones mark our growth. Our total membership has flourished due to our dedication to service and member satisfaction. In addition to traditional banking services, we embrace technology with online and mobile banking options that allow members to manage their finances conveniently. While members can visit us at 460 S Diamond St for all their banking needs, official correspondence should be sent to 460 South Diamond St, Mansfield, OH 44903. We also provide ATM access for those on the go and a drive-thru service for quick transactions. Our commitment goes beyond financial transactions; we actively engage in partnerships and outreach programs within the Mansfield community. Whether it's through educational workshops or local sponsorships, Directions strives to make a positive impact. In addition to our welcoming lobby hours from Monday to Friday between 9:00 AM and 5:00 PM and Saturday from 9:00 AM to 12:00 PM, we ensure accessibility for everyone by being ADA compliant and offering shared service center availability. We invite you to become part of the Directions family! Join us today and experience the benefits of being a member of a credit union that puts people first. For more information or to open an account, please call us at 419-522-9912 or visit our website at Directions Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At Directions, we prioritize your comfort and convenience. Our branch is fully accessible, with ADA-compliant features, including ramps for easy entry. We also offer ample parking space so you can park without any hassle. Our operating hours are designed to fit into your busy schedule. We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturday, our drive-thru service is available from 9:00 a.m. until 12:00 p.m. If you prefer to reach out before visiting, feel free to call us at 419-522-9912.

Services Offered

You can count on us for a wide range of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. We also provide ATM access for convenient cash withdrawals and balance checks. If you're a member of another credit union that participates in shared services, you'll be pleased to know that we offer basic transactions like deposits and withdrawals for those members as well. We invite you to visit us at Directions Credit Union's South Diamond branch today! Our friendly staff is ready to assist you with all your financial needs stop by or give us a call!

Member Eligibility

At Directions, we believe that everyone deserves a chance to be part of a warm, welcoming community where your financial well-being matters. Becoming a member is simple! If you live, work, or worship in the area, or if you're related to someone who does, you're likely eligible to join us. We welcome individuals from various backgrounds and walks of life, making it easy for you to access all the benefits we offer from personalized banking services to competitive loan rates. To explore the detailed eligibility criteria and see if you qualify, feel free to visit our website at . Joining is just a few steps away! Once you confirm your eligibility, opening an account at Directions is straightforward. You can start the process online by visiting https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg or give us a call at (419) 522-9912 for any assistance. We're here to help you every step of the way as you take this exciting step towards better financial health!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Imagine turning your innovative ideas into reality with the right financial backing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Navigating payments shouldn't be complicated. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're processing credit cards at a storefront or managing online sales, we provide tools that streamline operations and enhance customer experiences. Visit us at 460 S Diamond St Mansfield Oh 44902 in Mansfield, OH, or give us a call at (419) 522-9912 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

Need quick access to cash? We have you covered with our ATM and cash withdrawal services available at numerous locations for your convenience. Our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car. Plus, if you're a member of partner credit unions, you can take advantage of shared branch transactions for deposits and withdrawals as well.

Business Banking

For entrepreneurs and small business owners in our community, we also provide comprehensive business banking services. Our merchant services make it easy for you to accept payments seamlessly, while our business loans give you the capital needed to grow your venture.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anywhere and anytime. With options like mobile payments, person-to-person transfers, and e-statements, taking care of your banking has never been easier.

Personal Banking Solutions

We offer various personal banking options that cater to individual needs. You can choose from checking and savings accounts designed for convenience and flexibility. If you're planning to purchase a vehicle, our auto loans and vehicle financing solutions will get you on the road with competitive rates. For those considering home ownership or refinancing, our mortgage loans are structured to make your journey smooth and affordable. Additionally, if you're looking to consolidate debt or need some extra cash, our personal loans can provide the support you need. Don't forget about our credit cards with rewards, which offer benefits on everyday purchases.

Reach Out Today!

Located at 460 S Diamond St Mansfield Oh 44902, we invite you to visit us or give us a call at (419) 522-9912 during our operating hours: Monday through Friday from 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Our friendly staff is eager to assist you with any questions about our services or how we can help improve your financial journey. Explore all that Directions has to offer by visiting us online at South Diamond. We're excited to partner with you on your path toward financial wellness!

Digital & Online Banking

Accessibility & User Experience

We prioritize accessibility and ease-of-use across all our digital platforms. Whether you're using our website or mobile app, you'll find user-friendly interfaces that allow for real-time account management. No more waiting for business hours our online banking services are available whenever you need them. In summary, with the combination of our innovative digital tools at Directions, managing your finances has never been easier or more secure. Join us today and experience the convenience of modern banking!

Key Features

Enjoy the peace of mind that comes with secure online transactions. Our electronic signature authorization feature allows you to sign documents digitally, making it easier than ever to manage your accounts without needing to visit a branch. Plus, with e-statements available, you can view your financial statements online, reducing paper clutter while keeping your information safe. Our mobile application makes banking on-the-go simple and efficient. You can make mobile payments directly from your phone, ensuring that you never miss a chance to pay or receive money. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in just a few taps.

Financial Strength

A Committed Team

We also take pride in having 285 full-time employees and 8 part-time employees. This dedicated team is always ready to serve you with knowledgeable support and personalized service.

Growing Together

Our numbers reflect trust 184,347 total share accounts show a strong and growing member base that believes in us as their financial partner. Additionally, our operational efficiency is reflected in our $6,003,768, enabling us to continue offering competitive loan rates and solid financial products tailored for you. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 460 S Diamond St Mansfield Oh 44902 or call (419) 522-9912 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $956, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $15,056 in used auto loans and $1,007,191,996 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, making it easier for you to drive away with your dream vehicle. With $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road, we are here to support your automotive financing needs.

Business Financing

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. We understand that running a business requires flexibility and resources; that's why we're dedicated to providing tailored solutions for entrepreneurs. At Directions, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. Whether you're interested in a new loan or considering refinancing an existing one, our team can guide you through eligibility requirements and find the best solution for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options further or have any questions, feel free to contact us at (419) 522-9912 or visit us at our branch located at 460 S Diamond St Mansfield Oh 44902 in Mansfield, OH. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, simplify the process of buying or refinancing a home. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $42,435,616 in loans available, our credit cards can help you manage your finances effectively while enjoying rewards and benefits tailored to your lifestyle.

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DIRECTIONS CREDIT UNION