Directions Credit Union Lambertville MI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Directions, your trusted partner in financial well-being, located at 3558 Sterns Rd, Lambertville, MI 48144. Since our establishment in 1953, we have been dedicated to serving our community with integrity and care. With over 94,000 members and a commitment to personalized service, we take pride in being a cornerstone of financial support for families and businesses alike. At Directions, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and personal loans. With total assets exceeding $1.2 billion, our robust financial standing allows us to provide competitive rates and innovative solutions designed to help you achieve your financial goals. We believe in the power of community. Our leadership team, including CEO Barry Shaner and Board President Jay Malcolm, is deeply committed to fostering relationships built on trust and transparency. Together with our team of 293 dedicated employees, we strive every day to make a positive impact in the lives of our members. While you can reach us directly at 734-856-4029, please remember that any official correspondence should be sent to our mailing address at 3558 Sterns Rd, Lambertville, MI 48144. Explore what Directions has to offer by visiting us or checking out our website at directionscu.org. We look forward to helping you navigate your financial journey!

Branch History & Mission

Community Engagement

At Directions Credit Union, giving back is part of who we are. We partner with local schools, charities, and businesses to create programs that benefit our members and enhance community welfare. Whether it's sponsoring local events or providing educational resources about financial literacy, we are committed to making a positive impact. Our branch operates with extended hours for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. With both ATM availability and drive-thru services offered at our location, managing your finances has never been easier. In conclusion, Directions Credit Union invites you to join us on this journey towards financial empowerment. Experience the benefits of being part of a community-focused credit union that truly cares about your success. For more information or to become a member today, please visit us or call us at (734) 856-4029!

Our Mission

The mission of Directions Credit Union is simple: we strive to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to financial products that can help improve their lives. Our commitment goes beyond just banking; we actively engage with local organizations and initiatives that strengthen the fabric of our community. We understand that as technology advances, so do the needs of our members. That's why we've implemented digital advancements such as online and mobile banking services to ensure you can manage your finances anytime, anywhere. In addition, we prioritize accessibility and ADA compliance across all our branches.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 734-856-4029. We're excited to welcome you into our community and help you achieve your financial goals! Remember, while members can visit us at 3558 Sterns Rd, official correspondence should be sent to the same address. Come see what Directions Credit Union has to offer today!

Convenient Access and Features

At our branch, we prioritize accessibility for everyone. You'll find ample parking available, and our facility is equipped with ADA-compliant features to ensure all members can access our services comfortably. If you prefer banking from your vehicle, take advantage of our drive-thru service, where you can handle deposits, withdrawals, and simple transactions without leaving your car.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours tailored to fit your schedule. Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 9:00 AM to 12:00 PM. Whether you're coming in for personal banking services like checking and savings accounts or needing assistance with loans, we're here when you need us.

Services Available

Directions Credit Union offers a variety of services designed to meet your financial needs. From auto loans and mortgage options to credit cards with rewards and business banking solutions, we have something for everyone. If you're short on time or prefer online banking, rest assured that you can easily manage your accounts through our mobile app or website.

Member Eligibility

Becoming a member of Directions is like joining a family that truly cares about your financial well-being. If you're located in or around Lambertville, MI, you may already be eligible! Membership is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a long-time resident or just starting your journey here, you can take advantage of the supportive services we offer. At Directions, we believe in making banking accessible and personal, so you can enjoy the benefits of competitive rates on loans, savings accounts, and a range of financial products tailored just for you. To get started on your path to membership, simply visit us at our branch located at 3558 Sterns Rd Lambertville Mi 48144 or give us a call at (734) 856-4029. You can also check out the detailed eligibility requirements by visiting . Once you're ready to join, opening an account is easy just follow the steps outlined here: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadytippn7sd-1es4oeilv6ojrjhiapv6l7vvdnofex_oubxct8-zgzbf04gqlpoa4dnkykdj-utsw0r2lx4anev06xn-wonj7yw_idgpoxxlqmcxiqcd3h1d0wjy8tv_acg . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $65 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,907,485, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a reliable partner who can simplify payment processing for your retail location or online store. Our merchant services offer just that streamlining transactions so you can focus on what matters most: serving your customers and growing your business. From secure payment solutions to easy integration with your existing systems, we provide tools that enhance customer experiences while boosting your bottom line. Discover how Directions, located at 3558 Sterns Rd Lambertville Mi 48144 in Lambertville, MI, can empower your business today. Let's work together to unlock your full potential! For more information, call us at (734) 856-4029 or visit our website here.

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs, we also offer robust business banking solutions. Whether you're interested in merchant services or need a business loan, we have tools designed to help you succeed in today's competitive environment.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking features are at the forefront of what we offer. Access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills through our user-friendly app. You can also take advantage of our ATM and cash withdrawal services, ensuring that cash is always within reach when you need it.

Everyday Transactions Made Simple

We believe banking should be straightforward. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of a partner credit union, our shared branch transactions make it easy to handle deposits and withdrawals wherever you are. At Directions, we're committed to making every aspect of your financial journey smooth and accessible. Whether you're visiting us in person or using our digital services, we aim to exceed your expectations. If you'd like to learn more about how we can assist with your financial needs or if you're ready to get started with one of our services, don't hesitate to call us at (734) 856-4029 or visit us online at Sterns. We're here for all your banking needs!

Personal Banking Made Easy

Whether you're opening your first checking account or saving for a major purchase, our personal banking options make it simple. We offer checking and savings accounts tailored to fit any lifestyle. If you're looking to buy a new car, our auto loans and vehicle financing programs can help you drive away in no time. Need to refinance your home? Our mortgage loans and refinancing services provide flexible options that cater to your unique situation.

Smart Lending Solutions

Life can throw unexpected expenses your way, and having access to funds can be crucial. That's where our personal loans and debt consolidation options come in handy. They provide the support you need when life happens, allowing you to manage expenses without stress. Plus, our credit cards with rewards let you earn while you spend, making every purchase a little more rewarding.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can manage your accounts whenever it suits you. Whether you're at home or on the go, just visit https://directionscu.org/ to check your balance, transfer funds, or pay bills with ease. Our user-friendly interface makes navigating through your options simple and quick.

Go Green with E-Statements

Say goodbye to paper clutter! With e-statements, you'll receive your account statements electronically conveniently stored and easily accessible whenever you need them. It's an eco-friendly way to keep track of your finances while also enjoying enhanced security.

Pay Easily and Securely

Shopping made easy! Thanks to our mobile payments feature, you can make purchases directly from your mobile device without fumbling for cash or cards. Just tap and go it's that simple! At Directions, we're committed to providing digital banking solutions that prioritize your convenience while ensuring top-notch security. Join us today and experience how easy managing your finances can be!

Sign with Confidence

Worried about the paperwork? With our electronic signature authorization, signing documents online is straightforward and secure. This means less time spent in branch offices and more time doing what you love.

Stay In Control with Real-Time Management

Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with a few taps on your screen. Plus, our mobile application provides a streamlined experience for managing everything from checking account statements to making payments directly from your phone.

Financial Strength

Growing Member Trust

The trust of our members is evident as shown by our Total Share Accounts: 184,347, indicating a strong and growing member base that relies on us for their financial needs. With net shares (funds available for lending and investments) amounting to $44,297,186, we have the resources necessary to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Directions is your trusted partner. Visit us at 3558 Sterns Rd Lambertville Mi 48144 or call (734) 856-4029 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $92,308,733 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $15,056 in used auto loans and $1,007,191,996 in total loans and leases. Our operational efficiency is highlighted by our $6,003,768, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 285 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $183,334,097 in share certificates and $242,571,721 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $118,553,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices is reflected in our net worth ratio of $956, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,597,779 in used vehicle loans and $155,367,064 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure that your auto loan fits seamlessly into your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $16,907,485 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to support you through personalized financing solutions. At Directions Credit Union, we're committed to providing you with the best financial products available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,346,480, make buying or refinancing simple. We aim to make the process straightforward and accessible for everyone.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,435,616 in loans helping members manage their finances effectively. These cards come with rewards and low-interest rates, making them an excellent choice for everyday purchases or larger expenses.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing unbiased results. There are no sponsored listings or paid promotions influencing the order of lenders. This focus on impartiality empowers users to evaluate loans based solely on their merits. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This feature allows users to access up-to-date information, making it easier to find the best rates available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users can trust that the offers they see are fair and transparent. By using verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, ensuring transparency in the comparison process.

DIRECTIONS CREDIT UNION