Digital Federal Credit Union

In the heart of Nashua, the Digital Credit Union branch at 379 Amherst St is your welcoming community hub for trusted financial services. Whether you’re interested in securing one of Digital’s best auto loans or managing your personal checking and savings accounts, this branch combines expert guidance with a friendly atmosphere to help you achieve your financial goals. Open Monday through Saturday—with extended evening hours on Thursdays and Fridays—this location fits seamlessly into your busy schedule.
Members here enjoy a wide range of services including competitive mortgage loans and refinancing options designed to make homeownership more accessible. Need quick cash? The convenient on-site ATM offers easy withdrawals and balance checks during business hours. Business owners will also appreciate tailored merchant services and business loans crafted to support local growth. Plus, Digital’s robust online and mobile banking platforms keep your accounts secure and accessible anytime, anywhere.
Join over 1.15 million members who trust Digital Credit Union for smart vehicle financing and comprehensive personal banking solutions. Visit the Nashua branch today at 379 Amherst St or call 603-882-0078 to discover how Digital can help you take control of your financial future!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.24 %
5 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
7.49 %
10 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
7.74 %
15 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
7.99 %
20 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.99 %
5 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
8.24 %
10 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
8.49 %
15 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
8.74 %
20 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Years Fixed
5.125 %
5.419 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Years Fixed
5.375 %
5.641 %
1.375
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
5yr/6mo ARM
5.375 %
6.632 %
1
5.0 Yrs
CONVENTIONAL
FIXED
20 Years Fixed
5.625 %
5.853 %
1.5
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7yr/6mo ARM
5.625 %
6.528 %
0.875
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
10yr/6mo ARM
5.75 %
6.4 %
1.125
10.0 Yrs
CONVENTIONAL
FIXED
30 Years Fixed
6.25 %
6.439 %
1.625
30.0 Yrs
JUMBO
FIXED
Jumbo 10 Years Fixed
5.125 %
5.375 %
1
10.0 Yrs
JUMBO
FIXED
Jumbo 15 Years Fixed
5.375 %
5.61 %
1.375
15.0 Yrs
JUMBO
FIXED
Jumbo 20 Years Fixed
5.625 %
5.828 %
1.5
20.0 Yrs
JUMBO
FIXED
Jumbo 30 Years Fixed
6.25 %
6.419 %
1.625
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured loans
3.5 %
10 Yrs
Credit builder loans
5 %
1 - 2 Yrs
$3,000
Fuel assistance loan – fixed rate
8.25 %
1 Yrs
$3,000
Energy efficient loan – fixed rate
8.75 %
5 Yrs
Access loan rates
10.85 - 12.6 %
6 Yrs
$25,000
Traditional signature loans
11.99 %
5 Yrs
Quick loan rates
17.99 %
1 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Variable Rate Student Refinance Loan Rates
6.5 % - 11.25 %
5 Yrs - 15 Yrs
Fixed Rate Student Refinance Loan Rates
7.5 % - 12.25 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
4.99 %
3 Yrs
Auto
Up to 48 Months
4.99 %
4 Yrs
Auto
Up to 65 Months
4.99 %
5.4 Yrs
Auto
Up to 36 Months
5.49 %
3 Yrs
Auto
Up to 48 Months
5.49 %
4 Yrs
Auto
Up to 65 Months
5.49 %
5.4 Yrs
Auto
Up to 72 Months
5.49 %
6 Yrs
Auto
Up to 72 Months
5.99 %
6 Yrs
Auto
Up to 84 Months
6.99 %
7 Yrs
Auto
Up to 84 Months
7.49 %
7 Yrs
Auto
Up to 36 Months
9.24 %
3 Yrs
Auto
Up to 48 Months
9.24 %
4 Yrs
Auto
Up to 65 Months
9.24 %
5.4 Yrs
Auto
Up to 72 Months
10.24 %
6 Yrs
Auto
Up to 84 Months
11.74 %
7 Yrs
Motorcycle
Up to 36 Months
7.25 %
3 Yrs
Motorcycle
Up to 48 Months
7.5 %
4 Yrs
Motorcycle
Up to 60 Months
8 %
5 Yrs
Motorcycle
Up to 36 Months
10.85 %
3 Yrs
Motorcycle
Up to 48 Months
11.1 %
4 Yrs
Motorcycle
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 36 Months
9.24 %
3 Yrs
Recreational
Up to 48 Months
9.24 %
4 Yrs
Recreational
Up to 65 Months
9.24 %
5.4 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 72 Months
10.24 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 36 Months
10.85 %
3 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 48 Months
11.1 %
4 Yrs
Recreational
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 84 Months
11.74 %
7 Yrs
Recreational
Up to 120 Months
11.74 %
10 Yrs

Introduction

Welcome to Digital, your trusted financial partner in the heart of Nashua, NH! Located at 379 Amherst St, Nashua, NH 03063, we've been serving our community since 1979. With over 1,154,404 members and a commitment to providing exceptional services, we are here to help you achieve your financial goals. At Digital, we take pride in our impressive financial standing, boasting total assets of $12,123,497,336 and total deposits reaching $935,554,608. Our dedicated team of 1,794 employees is ready to assist you with everything from personal banking to business loans. Under the leadership of CEO Shruti Miyashiro and Board President Lionel Raffi, we focus on building lasting relationships with our members and ensuring they have access to the best financial tools available. While members can visit us at 379 Amherst St Nashua Nh 03063, official correspondence should be sent to 379 Amherst St, Nashua, NH 03063-1226. Whether you're looking for auto loans, credit cards with rewards, or online banking options, we have tailored services just for you. Plus, with our total loan balance of 566,509, we are well-equipped to support your borrowing needs. Join us today at https://www.dcu.org/ or call us at (603) 882-0078. Experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

At Digital, our story began in 1979 in the heart of Nashua, NH. Over the years, we have grown into a trusted financial partner for our community, now proudly serving over 1,154,404 members with total assets exceeding $12,123,497,336. Our branch is conveniently located at 379 Amherst St Nashua Nh 03063, making it accessible for all who seek to manage their financial futures with care and support. From humble beginnings, we have continually adapted to meet the needs of our members. Our evolution includes embracing digital advancements that allow us to provide services like online and mobile banking, ensuring that our members can access their accounts anytime, anywhere. We are dedicated to creating a welcoming environment where everyone feels valued and supported. Our mission is clear: to empower our members by providing comprehensive financial services while actively supporting our local community. We believe that banking should be personal and approachable, which is why we offer products ranging from checking and savings accounts to auto loans, mortgages, and business banking solutions. We also recognize the importance of community involvement and strive to make a positive impact through various outreach initiatives. While members can visit us at 379 Amherst St Nashua Nh 03063, official correspondence should be sent to 379 Amherst St, Nashua, NH 03063-1226. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. For those who prefer cash transactions, we are pleased to offer ATM availability right here at the branch. As part of our commitment to accessibility, we ensure that our facilities comply with ADA standards so that everyone can benefit from our services. Additionally, while we currently do not provide drive-thru banking or shared service centers, we strive to enhance your experience in every way possible. Join us at Digital as we continue our journey together! Experience firsthand the dedication we have towards helping you achieve your financial goals while being an active part of the Nashua community. If you're ready to take the next step in your financial journey or want more information about membership opportunities, don't hesitate to reach out. Call us today at (603) 882-0078 or visit us online at https://www.dcu.org/. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Anytime!

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at (603) 882-0078. We look forward to welcoming you into our branch soon. Come visit us at Digital where your financial journey begins!

Easy Access and Parking

When you arrive, you'll find ample parking available, making it simple to pop in for your banking needs. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can comfortably access our services.

Friendly Operating Hours

We know that life can get busy! That's why we're here for you during convenient hours: Monday through Wednesday from 9 AM to 5 PM, and Thursday and Friday until 7 PM. We also welcome you on Saturday from 9 AM to 3 PM. Whether you need assistance with personal banking or business loans, our dedicated team is ready to help during these hours.

Services Offered

At Digital, we offer a range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Enjoy the ease of online and mobile banking for managing your finances anytime. Plus, with ATM availability right at our location, you can quickly access cash whenever needed.

Member Eligibility

At Digital, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, or attend school in the Nashua area, or if you have family members who are already part of our credit union, you are eligible to join us. We value each individual and offer a range of financial services tailored to meet your needs, from personal banking to auto loans and credit cards with rewards. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.dcu.org#membership. Once you're ready to open an account, just give us a call at (603) 882-0078. Our friendly team is here to guide you through the process and answer any questions you may have. Join us today at our branch located at 379 Amherst St Nashua Nh 03063 and take the first step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without the hassle of complex payment processing. Our merchant services make it easy for you to accept payments securely and efficiently. This means you can focus on what you do best serving your customers. From credit card processing to point-of-sale solutions, we equip you with the tools needed to thrive in today's competitive marketplace. Located at 379 Amherst St Nashua Nh 03063 in Nashua, NH, we're here to help you navigate the financial landscape. Contact us at (603) 882-0078 today to learn how we can assist you in achieving your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Money

Need cash? Our locations provide easy access with ATMs available for withdrawals and balance checks. You can even enjoy basic ATM access at various locations for added convenience.

Business Banking

For small business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. We understand the challenges of running a business and are here to support you with flexible financing solutions.

Credit Cards and Rewards

Our Credit Cards with Rewards are perfect for members who want to earn while they spend. Whether it's cash back on groceries or points toward travel, our cards offer benefits that fit your lifestyle.

Get Started Today!

If you're in Nashua, NH, visit us at 379 Amherst St or give us a call at (603) 882-0078 during our convenient hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday until 7 PM, and Saturdays from 9 AM to 3 PM. Explore all that we offer by visiting our website at Nashua today! Let us help you take charge of your financial journey with confidence.

Loans and Financing

When it comes to financing, we have options tailored just for you. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing can help get you behind the wheel quickly and affordably. For those ready to buy their own home or refinance an existing mortgage, our competitive Mortgage Loans & Refinancing options are here for you. We also provide Personal Loans & Debt Consolidation services to help manage expenses without stress.

Personal Banking

For everyday needs, our Personal Banking services are designed to make banking easier. We offer Checking & Savings Accounts that help you manage your daily finances effectively. Imagine being able to check your balance or transfer funds anytime through our easy-to-use Online & Mobile Banking platforms. With features like e-statements and electronic signatures, you can handle your banking tasks from the comfort of your home or on the go.

Digital & Online Banking

Key Features

Our digital banking options include electronic signature authorization, so you can complete transactions without needing to visit a branch. If you prefer to go paperless, e-statements are available to keep you organized while reducing clutter. You can also send money easily through person-to-person transfers, making it simple to share expenses with friends or family. For those who love convenience at their fingertips, our mobile application provides all the essential features right in your pocket. You can make mobile payments quickly and securely, giving you peace of mind while shopping or dining out.

Security First

We take your security seriously. All our online services are equipped with the latest security measures to protect your personal information and transactions. You can bank with confidence knowing that we prioritize safeguarding your data. In summary, Digital is dedicated to providing innovative digital banking solutions that enhance your financial experience. Whether you're managing everyday expenses or making significant transactions, our services are tailored for accessibility and ease-of-use. Explore everything we offer today at https://www.dcu.org/ and take control of your financial future!

Financial Strength

Growing Member Base

Total Share Accounts stand at 2,370,879, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $42,139,552, further illustrating our dedication to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 379 Amherst St Nashua Nh 03063 or call (603) 882-0078 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

Our commitment to you is evident with $1,170,409,164 in undivided earnings. These earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $186,169 in used auto loans and $10,800,075,946 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $965, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a dependable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we are committed to helping you succeed.

Credit Lines

Our credit lines are designed for those who need quick access to funds without the hassle of traditional loans. With a total of $3,162,203,528, these flexible options allow you to borrow what you need when you need it. Our dedicated staff at Digital, located at 379 Amherst St Nashua Nh 03063, Nashua, NH, is here to assist you every step of the way. For more information on our loan offerings or eligibility criteria, feel free to reach out at (603) 882-0078 during our operating hours: Mon., Tues., Wed., 9:00 AM - 5:00 PM; Thurs. & Fri., 9:00 AM - 7:00 PM; Sat., 9:00 AM - 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We aim to provide competitive rates and terms that fit your unique situation. If you're considering refinancing your current mortgage, we have options available that can help lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $694,219,562 in loans, we help members manage their finances effectively while enjoying rewards on their purchases. This option is perfect for those looking for convenience and peace of mind.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions. This means you can rely on the accuracy of the information presented. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison reflects genuine offers rather than advertising influence. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature is particularly valuable in a fluctuating market where interest rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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