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Home Equity Loans
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Personal Loans
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Introduction
Welcome to Digital, your trusted partner in financial well-being, located at 19 Premium Outlets Blvd, Merrimack, NH 03054. Since our establishment in 1979, we have been dedicated to serving our community, helping over 1,154,404 members achieve their financial goals. With total assets of $12,123,497,336 and a strong commitment to member satisfaction, we offer a range of personal and business banking services tailored to meet your needs. At Digital, we pride ourselves on our robust offerings that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our extensive financial resources enable us to provide competitive rates and personalized service. We currently hold total deposits of $935,554,608 and a net worth of $1,170,409,164, reflecting our stability and commitment to you. Our team is led by CEO Shruti Miyashiro and Board President Lionel Raffi, who are passionate about fostering a welcoming environment for all members. We employ 1,794 dedicated staff members who are ready to assist you with any inquiries or services you may need. Whether you're looking for assistance with loan applications or exploring new investment opportunities, our knowledgeable staff is here to help. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 19 Premium Outlets Blvd., Merrimack, NH 3054. We invite you to explore the benefits of being a part of Digital Credit Union. If you're ready to take the next step in your financial journey or simply want more information about our services, feel free to reach out at 603-424-8345. Join us today and experience the difference that community-focused banking can make!
Branch History & Mission
At Digital, we take pride in our rich history and commitment to serving the community of Merrimack, NH. Since our doors opened in 1979, we have grown from a small credit union into a trusted financial partner for over 1,154,404 members. Our branch, located at 19 Premium Outlets Blvd Merrimack Nh 03054, is not just a place for transactions; it's a hub where dreams are nurtured and financial futures are built. Over the years, we have achieved significant milestones, including expanding our range of services to meet the diverse needs of our members. Today, with total assets of $12,123,497,336, we offer personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards. We also support local businesses with tailored banking solutions. Our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the well-being of our community. Our team is dedicated to ensuring that every member feels valued and supported. We prioritize accessibility through digital advancements like online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. We also maintain ADA compliance across our facilities, ensuring that everyone can access our services comfortably. While members can visit us at 19 Premium Outlets Blvd Merrimack Nh 03054, official correspondence should be sent to 19 Premium Outlets Blvd., Merrimack, NH 3054 if it differs from the branch address. Our operating hours are designed for your convenience: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. Additionally, we offer drive-thru banking and ATM services for quick access to your funds. Community support is at the heart of what we do. We engage in various outreach efforts and partnerships that aim to uplift those around us. Whether it's sponsoring local events or providing financial literacy programs, we believe in giving back and fostering growth within our community. As we look ahead, we invite you to join us on this journey of growth and empowerment. Experience the difference that being part of Digital can make in your financial life. Together, let's build a brighter future for you and our community! For more information or to become a member today, feel free to reach out at (603) 424-8345 or visit us online at https://www.dcu.org/.
Branch Location & Accessibility
Connect with Us
While members can visit us at 19 Premium Outlets Blvd Merrimack Nh 03054, official correspondence should be sent to 19 Premium Outlets Blvd., Merrimack, NH 3054. If you have any questions or need assistance, please don't hesitate to call us at (603) 424-8345. We're excited to serve you at the Merrimack branch and look forward to welcoming you soon!
Convenient Access and Surroundings
Our branch sits in a vibrant area near the popular Merrimack Premium Outlets, making it easy to combine your shopping and banking errands. With ample parking available, you can visit us without any hassle. Plus, we are committed to accessibility; our facility is ADA compliant and equipped with ramps to ensure everyone can enjoy our services comfortably.
Operating Hours and Services
We want to make banking as convenient as possible for you. Our lobby hours are Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursdays and Fridays, we're open until 7:00 PM. For those busy Saturdays, our drive-thru service is available from 9:00 AM to 3:00 PM. If you prefer digital banking, don't worry! We offer online and mobile banking options that let you manage your accounts anytime. At Digital, we provide a wide range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgages. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. For simple transactions like deposits or withdrawals, our drive-thru is ready for you too!
Member Eligibility
Becoming a member of Digital is like joining a close-knit family where your financial well-being is our top priority. We warmly welcome anyone who lives, works, worships, or attends school in the communities we serve to join us. Whether you're looking for checking accounts, savings options, or loans to help you achieve your dreams, Digital offers tailored solutions just for you. Plus, as a member, you'll enjoy lower fees and better rates compared to traditional banks. To find out more about eligibility requirements and how to become part of our community, feel free to visit this link. If you have any questions or need assistance with the process, don't hesitate to call us at (603) 424-8345. We're here to help!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing. Whether you're a retail shop owner or run a service-based business, our solutions help you accept payments easily and securely. Picture this: a customer walks into your store, makes a purchase, and completes the transaction in seconds with a swipe or tap allowing you to focus on what matters most: serving your customers. Explore how Digital can be your partner in success at our location on 19 Premium Outlets Blvd Merrimack Nh 03054 in Merrimack, NH. For more information, call us at (603) 424-8345 today!
Comprehensive List Of Services
ATM and Drive-Thru Services
Need cash in a hurry? Our ATM & cash withdrawal services ensure you have access to funds whenever you need them. Additionally, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days! At Digital, located at 19 Premium Outlets Blvd Merrimack Nh 03054, we strive to create an environment where all our members feel valued and supported in their financial journeys. Whether you're visiting us in person or using our digital platforms, we're committed to making banking convenient and accessible. If you're ready to learn more about how our services can benefit you or if you have questions about membership options, don't hesitate to reach out! Call us at (603) 424-8345 or visit our website at https://www.dcu.org/ for more information. We look forward to serving you!
Business Banking
For our entrepreneurial members, we offer robust business banking solutions. From merchant services that simplify transactions to business loans that can help you grow or start your venture, we are here to support your business journey.
Credit Cards and Rewards
Do you love rewards? Our credit cards with rewards programs offer great benefits that can help you earn points on everyday purchases. This means you can enjoy perks while managing your spending effectively.
Digital Banking Convenience
In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. You can check balances, transfer funds, and even make payments right from your smartphone or computer. Plus, with features like mobile payments, managing your money has never been easier.
Personal Banking
We understand that every member has unique financial needs. That's why our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances with ease. Need a new car? Our auto loans and vehicle financing options can get you on the road quickly with competitive rates. If homeownership is your goal, explore our mortgage loans and refinancing opportunities tailored just for you. And for those unexpected expenses, our personal loans and debt consolidation solutions provide flexibility and peace of mind.
Digital & Online Banking
Accessibility and Real-Time Management
With our mobile payments feature, paying for everyday purchases has never been more straightforward. Use your smartphone to make quick payments without fumbling for cash or cards. Our mobile application enhances this experience by providing a user-friendly interface where you can manage all aspects of your banking. And remember, our online banking services are available 24/7! This means that whether it's early morning or late at night, you can check balances, make transfers, or review transactions whenever it suits you best. At Digital, we strive to provide tools that simplify your financial life while keeping security at the forefront. Join us today and experience the ease of modern banking!
Key Services
Our online banking platform at https://www.dcu.org/ gives you the power to view your accounts, pay bills, and transfer funds without needing to visit a branch. Whether you're on your computer or using our mobile application, managing your finances is at your fingertips. You can even send money easily with our person-to-person transfer feature, making it simple to split bills with friends or family. Security is a top priority for us. With electronic signature authorization available, you can rest assured that your transactions are secure and protected. Plus, opting for e-statements means you'll receive your bank statements digitally, which not only saves paper but also allows for easy access anytime.
Financial Strength
Commitment to Growth
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Growing Member Base
Total Share and Deposit Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,139,552 also contribute to our ability to provide quality service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 19 Premium Outlets Blvd Merrimack Nh 03054 or call (603) 424-8345 to learn more about how we can help you achieve your financial goals.
Member-Centric Approach
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Solid Financial Foundation
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Information
We encourage you to explore our refinancing options as well. If you're looking to consolidate debt or lower your monthly payments, we have solutions that may fit your financial situation. For more information about our loan offerings or to speak with one of our representatives, please don't hesitate to reach out at (603) 424-8345. Our friendly staff at Digital, located at 19 Premium Outlets Blvd Merrimack Nh 03054, are here to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you through the process.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face, and our dedicated team is here to help you navigate your financing needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We provide personalized service and guidance to ensure that you find the right mortgage solution for your situation.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying rewards and benefits tailored to your lifestyle.
Loan Aggregator
Accurate Comparisons
LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that all loan offers are fair and reflect current market conditions.
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine options tailored to their needs. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This allows users to compare loans solely based on merit rather than marketing influence. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions without having to sift through outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a reliable comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.