Digital Federal Credit Union

Nestled in the vibrant community of Hudson, NH, Digital Credit Union’s branch at 8 Flagstone Dr Unit A is your go-to destination for personalized financial solutions. Whether you’re aiming to drive away with one of Digital’s best auto loans or looking to open a checking or savings account that fits your lifestyle, this branch offers expert guidance in a welcoming environment. With convenient hours Monday through Saturday—including extended evenings on Thursdays and Fridays—managing your finances is easier than ever.
At this Hudson location, members enjoy a wide range of services including competitive mortgage loans and refinancing options designed to make homeownership more affordable. Need quick access to cash? The on-site ATM and drive-thru banking provide effortless withdrawals, deposits, and balance checks during business hours. Business owners will also appreciate tailored merchant services and business loans crafted to help local enterprises grow. Plus, with robust online and mobile banking platforms, your accounts are always within reach.
Join over 1.15 million members who trust Digital Credit Union for smart vehicle financing and comprehensive personal banking solutions. Visit the Hudson branch today or call 603-880-7156 to discover how Digital can help you achieve your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.24 %
5 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
7.49 %
10 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
7.74 %
15 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
7.99 %
20 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.99 %
5 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
8.24 %
10 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
8.49 %
15 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
8.74 %
20 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Years Fixed
5.125 %
5.419 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Years Fixed
5.375 %
5.641 %
1.375
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
5yr/6mo ARM
5.375 %
6.632 %
1
5.0 Yrs
CONVENTIONAL
FIXED
20 Years Fixed
5.625 %
5.853 %
1.5
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7yr/6mo ARM
5.625 %
6.528 %
0.875
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
10yr/6mo ARM
5.75 %
6.4 %
1.125
10.0 Yrs
CONVENTIONAL
FIXED
30 Years Fixed
6.25 %
6.439 %
1.625
30.0 Yrs
JUMBO
FIXED
Jumbo 10 Years Fixed
5.125 %
5.375 %
1
10.0 Yrs
JUMBO
FIXED
Jumbo 15 Years Fixed
5.375 %
5.61 %
1.375
15.0 Yrs
JUMBO
FIXED
Jumbo 20 Years Fixed
5.625 %
5.828 %
1.5
20.0 Yrs
JUMBO
FIXED
Jumbo 30 Years Fixed
6.25 %
6.419 %
1.625
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured loans
3.5 %
10 Yrs
Credit builder loans
5 %
1 - 2 Yrs
$3,000
Fuel assistance loan – fixed rate
8.25 %
1 Yrs
$3,000
Energy efficient loan – fixed rate
8.75 %
5 Yrs
Access loan rates
10.85 - 12.6 %
6 Yrs
$25,000
Traditional signature loans
11.99 %
5 Yrs
Quick loan rates
17.99 %
1 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Variable Rate Student Refinance Loan Rates
6.5 % - 11.25 %
5 Yrs - 15 Yrs
Fixed Rate Student Refinance Loan Rates
7.5 % - 12.25 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
4.99 %
3 Yrs
Auto
Up to 48 Months
4.99 %
4 Yrs
Auto
Up to 65 Months
4.99 %
5.4 Yrs
Auto
Up to 36 Months
5.49 %
3 Yrs
Auto
Up to 48 Months
5.49 %
4 Yrs
Auto
Up to 65 Months
5.49 %
5.4 Yrs
Auto
Up to 72 Months
5.49 %
6 Yrs
Auto
Up to 72 Months
5.99 %
6 Yrs
Auto
Up to 84 Months
6.99 %
7 Yrs
Auto
Up to 84 Months
7.49 %
7 Yrs
Auto
Up to 36 Months
9.24 %
3 Yrs
Auto
Up to 48 Months
9.24 %
4 Yrs
Auto
Up to 65 Months
9.24 %
5.4 Yrs
Auto
Up to 72 Months
10.24 %
6 Yrs
Auto
Up to 84 Months
11.74 %
7 Yrs
Motorcycle
Up to 36 Months
7.25 %
3 Yrs
Motorcycle
Up to 48 Months
7.5 %
4 Yrs
Motorcycle
Up to 60 Months
8 %
5 Yrs
Motorcycle
Up to 36 Months
10.85 %
3 Yrs
Motorcycle
Up to 48 Months
11.1 %
4 Yrs
Motorcycle
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 36 Months
9.24 %
3 Yrs
Recreational
Up to 48 Months
9.24 %
4 Yrs
Recreational
Up to 65 Months
9.24 %
5.4 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 72 Months
10.24 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 36 Months
10.85 %
3 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 48 Months
11.1 %
4 Yrs
Recreational
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 84 Months
11.74 %
7 Yrs
Recreational
Up to 120 Months
11.74 %
10 Yrs

Introduction

Welcome to Digital, your trusted financial partner located at 8 Flagstone Dr Unit A Hudson Nh 03051 in the heart of Hudson, NH. Established in 1979, we are proud to serve over 1,154,404 members, offering a wide range of financial services designed to empower our community. With total assets exceeding $12,123,497,336, we ensure that your finances are in safe hands. At Digital, our commitment goes beyond just banking. We understand the importance of community and work diligently to provide loans and deposits that help our members achieve their dreams. Currently, our total loans amount to 566,509, while we proudly hold $935,554,608 in member deposits, showcasing our stability and reliability. Led by our dedicated CEO, Shruti Miyashiro, and Board President, Lionel Raffi, our team of 1,794 employees is here to assist you with personalized service. We believe in building lasting relationships with our members, ensuring they feel valued and understood. While members can visit us at 8 Flagstone Dr Unit A Hudson Nh 03051, please note that all official correspondence should be directed to the same address. Feel free to reach out at (603) 880-7156 for any inquiries or support you may need. Join us today at https://www.dcu.org/ and discover how Digital can help you navigate your financial journey with confidence!

Branch History & Mission

At Digital, we are proud of our rich legacy and commitment to serving the community since our inception in 1979. Nestled in the heart of Hudson, NH, our branch at 8 Flagstone Dr Unit A Hudson Nh 03051 has become a cornerstone for local residents looking for reliable financial services and support. Over the years, we have grown significantly, now boasting a total membership of over 1,154,404 individuals who trust us with their financial needs. With total assets reaching an impressive $}, we are well-equipped to offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our mission is simple yet impactful: to empower our members through accessible financial products while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals. That's why we prioritize not only providing excellent financial services but also engaging with our community through various outreach programs and partnerships. While members can visit us at 8 Flagstone Dr Unit A Hudson Nh 03051, official correspondence should be sent to our mailing address if it differs, ensuring that all communications are handled promptly. Our operating hours make it convenient for you to stop by: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. In addition to traditional banking services, we have embraced digital advancements that enhance your experience with us. Our online and mobile banking options allow you to manage your accounts anytime, anywhere. Furthermore, with features like ADA compliance and shared service centers, we ensure that all members can access the services they need comfortably. We also recognize the importance of convenience in today's fast-paced world. That's why we offer ATM availability and drive-thru banking at our branch, making transactions easier for all our members. Join us at Digital as we continue our journey of growth and community support. Experience firsthand how we can help you reach your financial aspirations while being part of a caring community. We invite you to be a part of our story because together, we can achieve more! For any inquiries or assistance, feel free to call us at (603) 880-7156.

Branch Location & Accessibility

Accessibility Features

At Digital, we understand that accessibility is essential for all our members. Our facility is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can access our services comfortably.

Call to Action

We invite you to visit us at Digital today! Our friendly staff is ready to assist you with all your banking needs. If you have any questions or would like more information, please don't hesitate to call us at (603) 880-7156. We look forward to serving you!

Convenient Location

Situated near local landmarks, our branch is easy to find and access. Whether you're coming from the bustling town center or nearby residential areas, getting to us is a breeze. Plus, we offer ample parking so you can visit without any hassle. If you prefer to drive through, our drive-thru service is available for quick transactions, making it easier than ever to manage your finances on the go.

Operating Hours

We want to be there for you when you need us. Our operating hours are designed with your busy schedule in mind: we're open Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. Feel free to stop by during these hours; we're here to help!

Services Offered

We take pride in offering a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're looking for business solutions, we also provide merchant services and business loans. And if you need assistance outside regular hours, our ATM is available for withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Digital is like joining a warm, welcoming family that truly cares about your financial journey. If you're looking to enjoy personalized banking services and a community-focused approach, you might just be the perfect fit! Membership is open to anyone who lives, works, or worships in our local area, as well as their family members. This means if you're part of our community, we want you to be part of our credit union family too. With membership at Digital, you'll gain access to a range of benefits including competitive rates on loans and savings accounts, friendly customer service, and a variety of convenient banking options. Getting started is easy! Simply visit us at 8 Flagstone Dr Unit A Hudson Nh 03051 or give us a call at (603) 880-7156 for more details. You can also check out the specific eligibility criteria at this link to ensure you meet all requirements. We look forward to welcoming you into the Digital community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, whether online or in-store. Our merchant services make transactions smooth for both you and your customers. With secure payment processing options, you can focus more on running your business and less on worrying about payments. Located at 8 Flagstone Dr Unit A Hudson Nh 03051, Hudson, NH, our team is ready to partner with you on your journey toward success. Feel free to contact us at (603) 880-7156 to learn how we can assist you today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services ensure you're never far from what you need. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Auto Loans & Vehicle Financing

When it's time to hit the road, our auto loans and vehicle financing options can help get you there without breaking the bank. Whether you're buying new or used, we'll work with you to find terms that fit your budget. Picture driving off in your dream car with manageable monthly payments.

Business Banking

For small business owners, we offer specialized services like merchant services and business loans. Running a business comes with its own set of challenges, but we're here to provide solutions that support growth and success.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to exciting perks! Whether it's cash back on groceries or points for travel, our cards help you earn while spending.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through the process. We know that securing a mortgage can feel overwhelming, but with our team by your side, you'll have the support you need every step of the way.

Online & Mobile Banking

In today's fast-paced world, having control over your finances at your fingertips is essential. With our online and mobile banking, managing your accounts is easy from anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go.

Personal Banking

Whether you're looking to save for a rainy day or manage everyday expenses, our personal banking options are tailored just for you. We offer checking and savings accounts that make it easy to keep track of your finances. Imagine setting up automatic transfers to your savings account it's a simple way to reach your goals faster!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. If you're juggling multiple debts, consolidating them into one payment could make things much simpler. Let us help lighten your financial load.

Shared Branch Transactions

If you're a member of another participating credit union, we also provide shared branch transactions for deposits and withdrawals. This means access to your funds even when you're away from home! At Digital, we're committed to making banking easier for everyone in the community. Stop by or give us a call at (603) 880-7156 we're here to help! Whether you're looking for personal banking solutions or business support, let us show you how we can assist in achieving your financial goals together. Visit us today!

Digital & Online Banking

Key Features

With just a few clicks at https://www.dcu.org/, you can take advantage of our user-friendly online banking platform. Whether you need to check your balance, pay bills, or transfer money, everything is conveniently located in one place. Our electronic signature authorization makes it easy to sign documents digitally, saving you time and hassle. We also offer e-statements, which allow you to receive your account statements electronically. This not only helps the environment but also means you'll never have to worry about losing important paperwork again. For those on the go, our mobile application provides all the features of online banking right in your pocket. You can make mobile payments effortlessly and even send money directly to friends and family through person-to-person transfers no cash needed!

Security and Accessibility

Your security is our top priority. We use advanced technology to keep your information safe while ensuring that accessing your accounts remains simple and straightforward. Our services are designed with you in mind, making it easy to manage your finances without technical jargon or complicated processes. With Digital's digital banking options, you'll enjoy real-time account management that empowers you to make informed financial decisions quickly. Join us today and experience the convenience of modern banking at its best!

Financial Strength

Member Savings and Investments

Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Our total share accounts stand at 2,370,879, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $42,139,552, we have the means to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 8 Flagstone Dr Unit A Hudson Nh 03051 or call (603) 880-7156 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into a net worth ratio of $965, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $186,169 in used auto loans and $10,800,075,946 in total loans and leases, we support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. We make financing straightforward, so you can focus on choosing the right vehicle for you.

Business Financing

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer competitive rates and terms that fit your budget, ensuring that your path to homeownership is as smooth as possible.

Refinancing Options

If you're considering refinancing existing loans or credit lines, we have options available that could lower your monthly payments and save you money over time. Our team can help evaluate your current financial situation and guide you through the process. At Digital, we pride ourselves on transparency and member service. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to explore how our loan offerings can benefit you? Contact us at (603) 880-7156 or visit us at 8 Flagstone Dr Unit A Hudson Nh 03051 in Hudson, NH for more information on how we can assist you in reaching your financial goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. This option gives you the freedom to make purchases when needed while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that the information they receive reflects actual rates available in the market. Additionally, LendMesh maintains a strict policy of No Sponsored Listings. The platform does not prioritize lenders based on paid promotions; instead, it focuses on delivering unbiased results that empower users to make informed choices about their loans. Moreover, LendMesh provides Real-Time Rate Comparisons, giving users access to up-to-date loan rates from multiple institutions. This feature plays a crucial role in helping borrowers select the most advantageous terms for their financial situations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the service and its positive impact on users' financial journeys. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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