Top Checking Accounts & Credit Cards | Worcester MA Credit Union

Introduction

Welcome to Digital, your trusted partner in financial growth and community support. Located at 11 Tobias Boland Way, Worcester, MA 01607, we have proudly served our members since 1979, building strong relationships rooted in trust and reliability. With a robust membership of 1,154,404 individuals, we understand the unique needs of our community and are dedicated to providing tailored financial solutions. At Digital, we take pride in our significant financial standing, boasting total assets of $12,123,497,336 and total deposits reaching $935,554,608. Our commitment to you is evident through our diverse offerings, which include everything from personal banking services to business loans. With a total loan portfolio of 566,509 loans, we strive to empower you on your financial journey. Our leadership team is here to guide you every step of the way. Led by CEO Shruti Miyashiro and Board President Lionel Raffi, we prioritize your experience with us, ensuring that each interaction is meaningful and beneficial. Our dedicated staff of 1,794 employees is always ready to assist you with your financial needs. While members can visit us at our branch location for all their banking requirements, official correspondence should be directed to our mailing address: 11 Tobias Boland Way, Worcester, MA 1607. Whether you're looking for checking and savings accounts, auto loans, or online banking services, Digital is here to help you achieve your financial goals. We invite you to contact us at (508) 799-8888 or visit our website at https://www.dcu.org/ to learn more about how we can assist you today!

Branch History & Mission

Join Us Today!

As we look toward the future, we invite you to become part of the Digital family. Experience firsthand how we can support your financial goals while also contributing positively to the community. For more information about membership or services, feel free to reach out at (508) 799-8888 or visit us online at https://www.dcu.org/ . Together, let's build a brighter tomorrow!

Modern Solutions for Every Member

In addition to traditional banking services, we embrace technology that makes banking easier and more accessible. With features like online banking, mobile payments, and e-statements, managing your finances has never been simpler. Our commitment to ADA compliance ensures that all members can access our services without barriers. While we do not offer drive-thru banking or shared service centers, we provide ATM availability for easy cash withdrawals at your convenience. Our operating hours are designed to fit your busy schedule: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM.

Our Journey

Since opening our doors at 11 Tobias Boland Way Worcester Ma 01607, we have witnessed remarkable growth and change. From our humble beginnings, we have evolved into a credit union that boasts total assets of $}. This journey reflects our commitment to providing excellent service and innovative financial products tailored to meet the needs of our diverse membership. Our branch is conveniently located near significant landmarks in Worcester, making it easily accessible for all our members. While you can visit us at 11 Tobias Boland Way Worcester Ma 01607, official correspondence should be sent to our mailing address: 11 Tobias Boland Way, Worcester, MA 1607.

Our Mission

At Digital, our mission is simple yet powerful: to serve our members with integrity, transparency, and respect while fostering a spirit of community support. We strive not just to offer financial services such as checking accounts, auto loans, mortgages, and business banking options but also to contribute positively to the lives of those around us. We believe that strong communities are built on strong relationships. Through various outreach initiatives and partnerships, we actively engage with local organizations and events to uplift those in need. We understand that by supporting one another, we create lasting impact and enhance the quality of life for everyone in our community.

Branch Location & Accessibility

Welcome to Digital! Conveniently located at 11 Tobias Boland Way Worcester Ma 01607 in the heart of Worcester, MA, our branch is here to serve you with a friendly smile and a commitment to your financial well-being. Nestled near local landmarks, we are easily accessible whether you're heading out for a quick errand or making a special trip just to see us. At Digital, we understand that convenience matters. That's why our location offers ample parking and is designed to be ADA compliant, ensuring everyone can access our services without hassle. If you need assistance or have any questions while visiting, our dedicated staff is always ready to help. While members can visit us at 11 Tobias Boland Way Worcester Ma 01607, official correspondence should be sent to 11 Tobias Boland Way, Worcester, MA 1607. This ensures that your important documents reach us promptly. Our operating hours are designed with your busy schedule in mind. Join us Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursday and Friday from 9:00 AM to 7:00 PM. We're also open on Saturdays from 9:00 AM to 3:00 PM, making it easy for you to stop by when it suits you best! For those who prefer quick transactions, we offer ATM services right at our branch for easy cash withdrawals and balance checks. While we currently do not have drive-thru banking, our friendly team is ready inside to assist with all your banking needs. Come explore the array of personal and business services we provide, including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Whether you're looking for everyday banking solutions or specific financial products, we've got you covered. Feel free to give us a call at (508) 799-8888 if you have any questions or need assistance before your visit. We can't wait to welcome you to Digital where your financial journey begins!

Member Eligibility

At Digital, we believe in creating a welcoming community where everyone can thrive together. If you're looking to become a member, you're in for a treat! Membership is open to anyone who lives, works, or attends school in the area around our branch at 11 Tobias Boland Way Worcester Ma 01607. We're all about inclusivity and support, so whether you're new to banking or looking for better options, we've got your back. Joining us is simple! You just need to meet the eligibility criteria, which you can read more about at https://www.dcu.org#membership . Once you've confirmed that you qualify, opening an account is a breeze. Just give us a call at (508) 799-8888, and our friendly team will guide you through the easy steps. We're excited to help you start this journey with us at Digital!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services is crucial. Picture this: a busy Saturday at your shop when customers are ready to buy but you can't accept their payments. Our merchant services ensure your business runs smoothly, allowing you to focus on what matters serving your customers. From payment processing to invoicing solutions, we have tools that fit the needs of your business. Visit us at 11 Tobias Boland Way Worcester Ma 01607, Worcester, MA, or give us a call at (508) 799-8888 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer Business Banking solutions including merchant services and business loans designed to help you thrive. From financing equipment purchases to managing cash flow, we're here to support your entrepreneurial spirit.

Convenient Access Anytime

Accessing your accounts has never been easier with our robust Online & Mobile Banking features. You can deposit checks using your phone, send money to friends via person-to-person transfers, or find an ATM near you for cash withdrawals all at your fingertips. At Digital, located at 11 Tobias Boland Way Worcester Ma 01607 in Worcester, MA, we prioritize convenience alongside quality service. If you have questions or want to explore any of our offerings further, don't hesitate to reach out! Call us at (508) 799-8888 during our operating hours Monday through Wednesday from 9:00 am to 5:00 pm; Thursday and Friday from 9:00 am to 7:00 pm; Saturday from 9:00 am to 3:00 pm. Explore all that we have to offer at Worcester Crossing today! Your financial journey starts here!

Home Ownership Made Easy

Dreaming of owning a home? Our Mortgage Loans & Refinancing services are designed to assist you every step of the way. We guide you through the process so that buying or refinancing your home feels straightforward and manageable.

Personal Banking Solutions

We offer an array of Personal Banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly managing your money while taking advantage of competitive interest rates that help your savings grow over time. Our online and mobile banking services make it easy for you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation come in handy. Whether it's funding a major purchase or consolidating debt into a single monthly payment, our loan options provide the financial support you need when it matters most.

Rewarding Credit Card Options

Looking for more value in your purchases? Our Credit Cards with Rewards program offers benefits that let you earn points on everyday spending. Use these rewards towards travel, merchandise, or cash back whatever suits your lifestyle best!

Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing services provide flexible terms and competitive rates. Picture yourself driving off in that new car without financial stress. We also offer refinancing options to help you save on monthly payments or lower interest rates.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds without the hassle of visiting a branch. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Just enter the recipient's details, and you're good to go! We also offer mobile payments so you can make purchases directly from your smartphone. Whether you're shopping or dining out, leave your wallet at home your phone has everything you need. Plus, with our mobile application, all these features are right at your fingertips. Download it today and enjoy on-the-go banking!

Security You Can Trust

Your financial safety is our utmost concern. At Digital, we provide electronic signature authorization for secure transactions, ensuring that only you can approve important documents. Additionally, e-statements are readily available for those who prefer digital records over paper ones helping both the environment and your organizational skills! By choosing our digital banking options, you gain real-time account management that fits seamlessly into your busy lifestyle. We're here to support you in achieving your financial goals while keeping everything safe and straightforward. Explore all that digital banking has to offer at https://www.dcu.org/ today!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Dedicated Team Ready to Serve You

We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized service tailored to your unique needs.

Investing in Our Future

With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach reflects our commitment to continually improving your banking experience.

Solid Financial Foundation

With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances. This trust empowers us to continue delivering exceptional service and financial products designed for your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 11 Tobias Boland Way Worcester Ma 01607 or call (508) 799-8888 to learn more about how we can help you achieve your financial goals.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases. Whether you're looking to purchase a vehicle or invest in a personal project, we're here to help make those dreams a reality.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We understand that every business has unique financial needs, and our team is ready to support your entrepreneurial journey. If you're considering refinancing any existing debts or exploring eligibility options, we're here to discuss how our loan products can work for you. With competitive rates and personalized service, Digital aims to empower you in every financial decision. Feel free to reach out at (508) 799-8888 for more information about our loan offerings or visit us at 11 Tobias Boland Way Worcester Ma 01607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options can make it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We provide tailored solutions to help first-time buyers and seasoned homeowners alike navigate the process smoothly.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can enhance your spending power while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what is available to borrowers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly find options that fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

DIGITAL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us Today!

Modern Solutions for Every Member

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Loan Options for Every Business

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking Services

Convenient Access Anytime

Home Ownership Made Easy

Personal Banking Solutions

Personal Loans for Life’s Needs

Rewarding Credit Card Options

Vehicle Financing

Digital & Online Banking

Key Services for Your Convenience

Security You Can Trust

Financial Strength

Commitment to Member Savings

Dedicated Team Ready to Serve You

Investing in Our Future

Solid Financial Foundation

Strong Member Base

Supporting Your Financial Goals

Loan Offering

Additional Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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