Affordable Vehicle Loans & Online Banking | Westborough MA Credit Union

Introduction

Welcome to Digital, your trusted financial partner located at 18 Lyman St Westborough Ma 01581 in beautiful Westborough, MA. Since our establishment in 1979, we have proudly served over 1,154,404 members, helping them achieve their financial goals with a personal touch. With total assets exceeding $12,123,497,336, we are dedicated to providing you with the best services tailored to your needs. At Digital, we understand that each member's journey is unique. Whether you're looking for an auto loan, mortgage financing, or a credit card that rewards you, our diverse range of products is designed to support you every step of the way. We currently manage loans and leases totaling 566,509, and our deposits stand strong at $935,554,608. Community is at the heart of what we do. Our commitment goes beyond just numbers; it's about building lasting relationships and ensuring that every member feels valued. Under the leadership of our CEO, Shruti Miyashiro, and Board President, Lionel Raffi, we strive to create a welcoming environment where you can feel secure in your financial decisions. While members can visit us at 18 Lyman St Westborough Ma 01581, official correspondence should be sent to our mailing address: 18 Lyman St, Westborough, MA 01581-1459. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out! Call us at (508) 366-8731 during our convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. Join us today as we work together towards a brighter financial future! Visit our website at https://www.dcu.org/ for more information on membership eligibility and services.

Branch History & Mission

A Call to Action

We invite you to experience the benefits of being part of the Digital family. Visit us during our operating hours Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 7:00 PM; and Saturday from 9:00 AM to 3:00 PM to learn how we can assist you with your financial journey. Whether you're looking for personal banking solutions or seeking advice on business loans, our friendly team is here for you. For any official correspondence, feel free to send it to 18 Lyman St, Westborough, MA 01581-1459 if it's different from your visit location. Join us as we continue this incredible journey together in Westborough, and let's build a brighter future for ourselves and our community!

Community Commitment

At Digital, community involvement is at the core of what we do. We partner with local organizations and participate in outreach programs aimed at supporting those in need. From financial literacy workshops to sponsoring local events, we are committed to making a positive impact in Westborough and beyond. Our branch is not just a place for transactions; it's a hub for building relationships. We value every member who walks through our doors and strive to create an inclusive environment where everyone feels welcome.

Our Evolution

Since our founding, we have strived to provide not just financial services but also community support. Our mission has always been clear: to empower individuals and families by offering personalized banking solutions that foster financial well-being. We believe that when our members thrive, so does our community. This belief has driven us to expand our offerings over the years, including services such as personal banking, auto loans, mortgage options, and business financing. As we've grown, so too have our capabilities. We understand that convenience matters in today's world. That's why we've embraced digital advancements, allowing you to manage your finances online or through our mobile app. Whether you need to check your balance or make a payment on the go, we've got you covered with features like online banking and mobile payments.

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible to all members, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside, making it simple for you to pop in and out as needed.

Connect with Us

Have questions or need assistance? Don't hesitate to give us a call at (508) 366-8731! Our friendly team is here to help you navigate your financial journey. We invite you to stop by and experience all that Digital has to offer your community credit union awaits!

Operating Hours

We understand that life gets busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Wednesday from 9:00 AM to 5:00 PM, and on Thursdays and Fridays until 7:00 PM. We're also open Saturday from 9:00 AM to 3:00 PM, so you can take care of your banking needs even on weekends!

Services Offered

At Digital, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our ATM availability means you can access your cash anytime, while our online and mobile banking services allow you to manage your finances on the go. While members can visit us at 18 Lyman St Westborough Ma 01581, official correspondence should be sent to our mailing address at 18 Lyman St, Westborough, MA 01581-1459.

Member Eligibility

At Digital, we believe in fostering a community where everyone can thrive. Becoming a member is more than just opening an account; it's about joining a supportive network that prioritizes your financial well-being. To be eligible for membership, you simply need to meet some friendly criteria whether you live or work in the area, have family ties with existing members, or are part of certain organizations. We welcome all who share our values and commitment to community. If you're curious about the specifics, feel free to check out our detailed eligibility information at https://www.dcu.org#membership . Joining us is easy! Once you're ready, you can open your account right here at our Westborough branch located at 18 Lyman St Westborough Ma 01581. Our team is excited to assist you every step of the way. If you have any questions or need guidance, don't hesitate to reach out at (508) 366-8731. We look forward to having you as part of our Digital family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services simplify payment processing so you can focus on what matters most running your business. Whether you're a brick-and-mortar shop or an online retailer, our solutions are designed to make transactions easy and efficient. From credit card processing to point-of-sale systems, we have the tools that keep your cash flow steady. Located at 18 Lyman St Westborough Ma 01581 in Westborough, MA, we invite you to explore how our business banking services can help your enterprise thrive. Reach out today at (508) 366-8731 to learn more about how we can partner for your success!

Comprehensive List Of Services

Business Banking

For our business members, we offer a variety of solutions including merchant services and business loans. These services aim to support local businesses in their growth journey by providing necessary funding and payment processing capabilities.

Cash Withdrawal Services

Need quick access to cash? Our ATM and cash withdrawal services are available at various locations for added convenience. Basic ATM access allows for withdrawals and balance checks whenever you need them. At Digital, we understand that every member has unique financial needs. That's why we are committed to offering personalized service along with these comprehensive solutions. If you're ready to take control of your financial future or have any questions about how we can assist you, don't hesitate to reach out! Call us at (508) 366-8731 or visit us online at https://www.dcu.org/ . We look forward to serving you!

Credit Cards

With our credit cards featuring rewards, you can earn points on everyday purchases that can be redeemed for cash back or travel experiences. This means that not only are you making purchases, but you're also getting rewarded for them!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can access your accounts anytime, anywhere, making it easier to manage your finances on the go. From checking balances to transferring funds or paying bills, our digital tools ensure that managing your money is as straightforward as possible.

Loans and Financing

If you're thinking about buying a new car, our auto loans and vehicle financing options offer competitive rates that can help you hit the road without breaking the bank. For those considering homeownership, our mortgage loans and refinancing services can guide you through the process, making it easier to secure your dream home. We also provide personal loans and debt consolidation solutions that allow you to simplify your finances by combining multiple debts into one easy-to-manage payment.

Personal Banking

Our personal banking services are designed with you in mind. With checking and savings accounts, you can easily manage your finances and save for future goals. Imagine having a hassle-free way to track your spending while also earning interest on your savings.

Digital & Online Banking

At Digital, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services make it easy for you to access your accounts anytime, anywhere. Whether you're at home or on the go, our user-friendly tools are designed to give you complete control over your banking experience. With just a few clicks at https://www.dcu.org/ , you can easily log in to your account through our 24/7 online banking platform. This service allows you to check balances, transfer funds, and pay bills all from the comfort of your device. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. For those who prefer a paperless approach, we offer e-statements that keep your financial records organized and accessible. You'll receive timely updates without the clutter of physical paperwork. And if you're looking for quick ways to send money, our person-to-person transfers are just a tap away. You can easily send funds to friends or family without any hassle. Additionally, our mobile application puts everything you need right in your pocket. With mobile payments enabled, making purchases is as easy as a wave of your phone no cash or cards needed! This gives you freedom and flexibility while ensuring that each transaction is safe. At Digital, we're committed to providing services that enhance your banking experience while prioritizing security and ease of use. Explore all that our digital and online banking options have to offer today!

Financial Strength

A Dedicated Team

We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 18 Lyman St Westborough Ma 01581 or call (508) 366-8731 to learn more about how we can help you achieve your financial goals.

Focused on Member Growth

We have $1,170,409,164 in undivided earnings, which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $186,169 in used auto loans and $10,800,075,946 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned one, we have solutions that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and are here to help you thrive. If you're considering refinancing any of these products, don't hesitate to reach out. We provide various eligibility options and can assist you in finding a better rate or term that suits your needs. At Digital, we prioritize transparency and member satisfaction. For more insights into our loan offerings and how they can benefit you, feel free to contact us at (508) 366-8731 or visit us at 18 Lyman St Westborough Ma 01581 in Westborough, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

For those looking for additional flexibility in their finances, we offer credit lines totaling $3,162,203,528. This can be a great option for managing unexpected expenses or consolidating debt. Additionally, our unsecured credit card loans amounting to $694,219,562 help members manage their finances effectively with convenient payment terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We are here to guide you through the mortgage process, ensuring you find the right plan for your future.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers. By pulling information from reputable sources, LendMesh guarantees that the rates you see are accurate and reflect current market conditions.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This commitment to sourcing ensures users have access to trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can trust that the comparisons are based solely on your needs and preferences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly compare options and find the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

DIGITAL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Introduction

Branch History & Mission

A Call to Action

Community Commitment

Our Evolution

Branch Location & Accessibility

Accessibility Features

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Cash Withdrawal Services

Credit Cards

Digital Banking Convenience

Loans and Financing

Personal Banking

Digital & Online Banking

Financial Strength

A Dedicated Team

Conclusion

Focused on Member Growth

Member Savings and Investments

Our Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Customers Also Interested In

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