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Introduction
Welcome to Digital, your trusted credit union located at 853 Donald Lynch Blvd, Marlborough, MA 01752. Since our establishment in 1979, we've been committed to serving our community with a personal touch and a focus on financial empowerment. As part of the DCU family, we are proud to support over 1,154,404 members and manage total assets of $12,123,497,336. At Digital, we believe in making banking accessible and straightforward. Whether you're looking for loans or savings options, our team is here to help you navigate your financial journey. With total loans amounting to 566,509 and deposits reaching $935,554,608, we ensure that your money is in good hands. Our net worth stands strong at $1,170,409,164, reflecting our commitment to stability and growth. Our leadership team is dedicated to your success. Under the guidance of CEO Shruti Miyashiro and Board President Lionel Raffi, we strive to create a welcoming environment where all members feel valued and supported. Our branch is staffed by a talented team of 1,794 employees, ready to assist you with your banking needs. While you can visit us at our branch location for ATM services only offering basic access for withdrawals and balance checks you can also explore our comprehensive online services through our website: DCU.org. Feel free to call us at (508) 804-9705 if you have any questions or need assistance. Join us as we continue to grow together! Your journey towards better financial health starts here at Digital.
Branch History & Mission
Commitment to Accessibility
We are dedicated to providing inclusive services for all members. Our branch is ADA compliant, ensuring everyone can access our facilities without barriers. For those who prefer digital options, we offer online banking, mobile payments, and e-statements, allowing you to manage your finances conveniently from anywhere. While you can visit us at 853 Donald Lynch Blvd Marlborough Ma 01752, official correspondence should be sent to 853 Donald Lynch Blvd, Marlborough, MA 1752 if it differs from our physical location.
Community Engagement
Our commitment goes beyond just banking; it's about building strong communities. We engage in various outreach programs that support local schools, charities, and events. By investing in our neighborhoods, we help create opportunities for growth and success for all residents.
Join Us!
As we continue this journey together, we invite you to become part of the Digital family. Experience firsthand how we can assist you in achieving your financial goals while contributing positively to our community. Whether you're looking for personal loans or basic ATM services, we're here for you! Call us at (508) 804-9705 or visit us during our operating hours: Monday to Friday from 8:00 AM to 8:00 PM and Saturday from 9:00 AM to 3:00 PM. Let's work together towards a brighter financial future!
Our Evolution
From our humble beginnings, Digital has evolved significantly over the years. We started with a vision to provide accessible financial services tailored to the needs of our members. As we expanded, we embraced technology while staying true to our mission of putting people first. Today, we offer a wide range of services designed to empower our members financially.
Our Mission
At the core of Digital is our unwavering mission: to enhance the financial well-being of our members while strengthening the communities we serve. We believe that banking should be more than just transactions; it should foster relationships and support local initiatives. That's why we actively participate in community outreach and partnerships aimed at making a positive impact.
Branch Location & Accessibility
Getting Here
Our branch is situated in a friendly community setting, making it easy for you to visit us. If you're driving, you'll find ample parking available right outside our doors. For those who may require additional assistance, rest assured that our facility meets ADA compliance standards, ensuring everyone can access our services comfortably.
Operating Hours
At Digital, we understand that your time is valuable. That's why we offer flexible hours to suit your busy schedule. We're open Monday through Friday from 8:00 AM to 8:00 PM and Saturday from 9:00 AM to 3:00 PM. Whether you prefer to stop by during the week or take advantage of our Saturday hours, we're ready to assist you.
Services Offered
While our primary service at this location includes convenient ATM access for withdrawals and balance checks, we are committed to providing a welcoming atmosphere for all your banking needs. Our team is always ready to guide you through any questions or concerns you might have regarding our services. If you need to get in touch with us directly, don't hesitate to call us at (508) 804-9705. We're excited to welcome both new and existing members into our branch! So why wait? Come visit us at Digital today we look forward to serving you!
Member Eligibility
Welcome to the community at Digital! Becoming a member is like joining a supportive family where your financial well-being is our top priority. To be eligible, you simply need to meet a few straightforward criteria, which can include living or working in certain areas, or being part of specific organizations. We believe everyone deserves a chance to thrive, so we make it easy for you to find out if you qualify. For detailed eligibility requirements, check out our website at https://www.dcu.org#membership. Once you're ready to take the next step, opening an account with us is a breeze! Our friendly team is here to guide you through the process and answer any questions you might have. Feel free to give us a call at (508) 804-9705 if you need assistance. Join us at Digital, located at 853 Donald Lynch Blvd Marlborough Ma 01752, and discover the benefits of membership, including competitive rates and personalized service that truly cares about your financial journey.
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer essential merchant services that simplify transactions. Picture this: your customers can easily pay using their preferred methods, whether it's a credit card or mobile payment. This convenience not only enhances their experience but also helps you increase sales. Our services ensure that you can focus on what matters most growing your business. Whether you're located in Marlborough, MA or beyond, let us partner with you on your journey to success. Reach out today at (508) 804-9705 to learn more about how we can assist your business needs!
Comprehensive List Of Services
Always Here for You
If you have questions or need assistance, don't hesitate to reach out! You can contact us at (508) 804-9705 during our operating hours from Monday through Friday, 8:00 AM to 8:00 PM and Saturday from 9:00 AM to 3:00 PM. Our friendly staff is always ready to help you navigate your banking needs.
Banking Made Easy
In today's fast-paced world, convenience is key. That's why we offer ATM Services Only, which include basic ATM access for withdrawals and balance checks. Imagine you're out running errands and need cash for a quick purchase; with our ATMs, you can easily access your funds without any hassle. Our locations are strategically placed to ensure that you can get the cash you need when you need it.
Digital Banking Features
We understand that life can be busy, which is why we've integrated various digital banking features into our services. With online banking and mobile payments, managing your accounts has never been easier. You can check your balance, transfer funds, and even make payments right from your phone or computer. This means no more waiting in line; everything is just a click away!
Join Us Today
Ready to experience the ease and accessibility of banking at Digital? We invite you to visit us at 853 Donald Lynch Blvd Marlborough Ma 01752 or check out our website at https://www.dcu.org/ for more information on how we can serve you better. Don't miss out on the opportunity to take control of your finances with our comprehensive services tailored just for you! At Digital, we believe that every member deserves personalized service and support in their financial journey. We look forward to being part of yours!
Digital & Online Banking
Key Features
Our online banking system provides 24/7 access to your account. Whether you want to check your balance, transfer money, or pay bills, it's all just a click away. For those who prefer mobile banking, our mobile application allows you to handle your finances on the go. You can also make mobile payments effortlessly, giving you more flexibility in how you spend your money. When it comes to keeping track of your statements, we've got you covered. Our e-statements feature means you'll receive your financial statements electronically, saving trees and ensuring you're always updated without the clutter of paper. Plus, with electronic signature authorization available, signing documents is quick and hassle-free.
Secure Transactions
Your security is our top priority. We employ state-of-the-art encryption and security measures so you can bank with peace of mind. Additionally, our person-to-person transfer option makes it simple to send money to friends or family instantly all while keeping everything secure. At Digital, we believe that banking should fit into your lifestyle seamlessly. With these features at your fingertips, real-time account management is not just a dream; it's reality! Whether you're at home or on the go, we're here to support you every step of the way.
Financial Strength
Committed Team Ready to Assist
We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, with net shares amounting to $42,139,552, we have ample funds available for lending and investments. The trust placed in us by our members is evident as reflected by the 2,370,879 accounts we manage a strong indicator of confidence from our growing member base.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 853 Donald Lynch Blvd Marlborough Ma 01752 or call (508) 804-9705 to learn more about how we can help you achieve your financial goals.
Investment in Our Future
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant as evidenced by our $186,169 in used auto loans and $10,800,075,946 in total loans and leases. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.
Member Savings Are Secure
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; therefore, with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to invest in resources that directly benefit you, whether through improved technology or expanded service offerings. Our net worth ratio of $965 demonstrates a robust capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Support
If you're considering refinancing any of your existing loans, our team is here to help you explore eligibility options and find the best solutions for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at (508) 804-9705 or visit us at 853 Donald Lynch Blvd Marlborough Ma 01752 for more information about our loan offerings and how we can assist you in reaching your financial goals.
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. We believe that financing a vehicle should be straightforward and accessible, which is why we provide flexible terms tailored to meet your needs.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that align with your goals.
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to give you peace of mind while making purchases.
Mortgage Options
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have competitive rates and personalized service to guide you through the process.
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