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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to Digital, your trusted financial partner located at 279 Main St, Marlborough, MA 01752. Since our establishment in 1979, we have proudly served our community with a commitment to provide exceptional financial services tailored to meet the needs of our members. With over 1,154,404 members and total assets of $12,123,497,336, we are dedicated to enhancing the lives of those we serve. At Digital, we understand that every member has unique financial goals. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans and mortgages. We also provide business banking solutions, including merchant services and business loans, ensuring that both individuals and businesses can thrive in today's economy. Our leadership team, led by CEO Shruti Miyashiro and Board President Lionel Raffi, is deeply committed to fostering a supportive environment for our members. With a net worth of $1,170,409,164 and cash in hand amounting to $78,643,707, you can trust that your finances are secure with us. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to 279 Main St, Marlborough, MA 01752-5503 if you need to reach us by mail. Our friendly staff is ready to assist you with any questions or concerns you may have. With a total deposit base of $935,554,608 and a robust loan portfolio exceeding 566,509, we strive to create lasting relationships built on trust and reliability. Whether you're looking for guidance on managing your personal finances or seeking advice on business banking strategies, we are here to help. Feel free to call us at (508) 481-7657 during our operating hours Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 7:00 PM; and Saturday from 9:00 AM to 3:00 PM. We invite you to explore how Digital can support your financial journey today! Visit our website at https://www.dcu.org/ for more information about our services and membership eligibility.
Branch History & Mission
Join Us!
We invite you to be part of our growing family at Digital. Discover how we can assist you with your financial needs and provide support for your dreams. Whether you're looking for personal banking solutions or business services, we are here for you every step of the way. Connect with us today by calling (508) 481-7657, or visit our website at https://www.dcu.org/ to learn more about membership eligibility and benefits. Together, let's build a brighter financial future!
Our Mission
At the heart of Digital lies our mission: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking options that help them thrive. Through partnerships with local organizations and various outreach efforts, we strive to make a positive impact in Marlborough and surrounding areas. While you can visit us at 279 Main St Marlborough Ma 01752, please note that any official correspondence should be sent to 279 Main St, Marlborough, MA 01752-5503. Our doors are open during convenient hours Monday through Wednesday from 9:00 AM to 5:00 PM, Thursdays and Fridays from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 3:00 PM.
Our Story
From our humble beginnings, Digital has consistently evolved to meet the needs of our members. Over the years, we have expanded our services while maintaining a strong focus on community support. Our branch serves as a vital resource for personal banking, auto loans, mortgages, and credit cards with rewards all designed to empower individuals and families to achieve their financial goals. Our commitment to accessibility is reflected not only in our physical presence but also through digital advancements. We offer online and mobile banking solutions that allow members to manage their finances easily and securely from anywhere. As part of our dedication to serving all members of the community, we ensure our facilities are ADA compliant.
Branch Location & Accessibility
Accessibility Features
We understand the importance of accessibility for all our members. Our branch is designed with features such as ADA compliance and ramps, ensuring everyone can enjoy a comfortable experience when visiting us. Plus, there's ample parking available right outside, making it convenient for you to stop by.
Operating Hours
Our doors are open during welcoming hours to fit your busy schedule: Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday and Friday from 9:00 AM to 7:00 PM. We also offer Saturday hours from 9:00 AM to 3:00 PM, so you can take care of your banking needs even on the weekend.
Services Offered
At Digital, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need assistance? Feel free to reach out by calling us at (508) 481-7657. For those who prefer cash transactions, we also have ATM availability right here at the branch for quick withdrawals and balance checks. While we do not have drive-thru service, our friendly staff is always ready to assist you inside. We invite you to come visit us at Digital and experience how we can support your financial goals. Your satisfaction is our priority, and we're excited to welcome you into our community!
Member Eligibility
At Digital, we believe that everyone deserves a chance to belong to a community that truly cares. Becoming a member is simple and welcoming! If you live, work, or worship in the areas surrounding 279 Main St Marlborough Ma 01752, you're likely eligible to join us. We also welcome family members of existing members, making it easier for your loved ones to enjoy the benefits we offer. By becoming a member, you gain access to not just financial services, but a supportive network that prioritizes your needs and goals. Ready to take the next step? Opening an account at Digital is easy! You can find all the details about our eligibility criteria by visiting this link. For any questions or assistance, feel free to reach out at (508) 481-7657. We're here to help you every step of the way!
Business Banking & Commercial Services
Merchant Services that Matter
Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, making it easier for you to focus on what you do best serving your customers. From card processing to online payment options, we've got you covered so that every sale is smooth and efficient. Located at 279 Main St Marlborough Ma 01752 in Marlborough, MA, we are here to empower your business every step of the way. Let's grow together! For more information, give us a call at (508) 481-7657 or visit our website at https://www.dcu.org/.
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Digital Banking at Your Fingertips
In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. You can easily make cash withdrawals at ATMs or check balances without stepping into a branch perfect for busy lifestyles! With everything from basic ATM access for quick withdrawals and balance checks to robust personal finance tools, Digital ensures that banking fits seamlessly into your life. If you're ready to explore how our services can benefit you or if you have any questions about opening an account or applying for a loan, don't hesitate to reach out! Call us at (508) 481-7657 or visit us at 279 Main St Marlborough Ma 01752 in beautiful Marlborough, MA. We're excited to help you achieve your financial goals!
Empowering Businesses
For entrepreneurs, we offer specialized Business Banking services including merchant services and business loans. This means you can focus on growing your business while we take care of the financial side. Imagine having access to funds when you need them most, helping you invest back into what you love.
Financing Your Dreams
Need a new car or want to buy your dream home? With our Auto Loans & Vehicle Financing, you can hit the road with confidence, knowing you have a competitive rate that fits your budget. If homeownership is on your mind, our Mortgage Loans & Refinancing options are here to help make that dream a reality. Picture yourself enjoying the comfort of your own home with manageable monthly payments!
Personal Banking Made Simple
We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you manage your daily expenses and save for those special moments. Imagine being able to easily track your spending and grow your savings through our user-friendly online and mobile banking platforms.
Support for Everyday Needs
Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether it's a medical bill or consolidating credit card debt, we're here to provide flexible solutions tailored to fit your unique situation. Plus, our Credit Cards with Rewards allow you to earn benefits while making everyday purchases.
Digital & Online Banking
Accessibility and Ease-of-Use
Navigating your finances should be stress-free. At Digital, our digital banking tools are designed with you in mind. They're user-friendly and straightforward, so whether you're tech-savvy or just getting started, you'll find everything you need right at your fingertips. Real-time account management is also a breeze, giving you instant updates on your finances whenever you need them. With all these features combined, managing your money has never felt so accessible! Join us at Digital and experience the convenience of digital banking tailored just for you!
Key Features
Imagine checking your balance or transferring money without having to visit a branch. Our online banking platform allows you to do just that, all while ensuring your information is safe and sound. You can easily set up e-statements to keep track of your transactions without the clutter of paper. Plus, with electronic signature authorization, signing documents has never been easier or more convenient. Need to send money to a friend? Our person-to-person transfer feature lets you do it in a flash, making it simple to share expenses or pay someone back. And if you're on the go, our mobile application means you can take your bank with you wherever life leads. Enjoy features like mobile payments for quick purchases right from your phone.
Financial Strength
Growing Member Base
Total Share Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $42,139,552 further emphasize our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 279 Main St Marlborough Ma 01752 or call (508) 481-7657 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our operational efficiency is highlighted by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvestment for Growth
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Secure Savings Options
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Additional Services
In addition to these loan products, Digital offers refinancing options that may help reduce your monthly payments or lower interest rates. If you're unsure about your eligibility for any of our products, visit our website for more information: https://www.dcu.org/. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our dedicated team is here to assist you with any questions or concerns regarding our loan offerings. You can reach us at (508) 481-7657 during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 7:00 PM; and Saturday from 9:00 AM to 3:00 PM. Explore how Digital can empower your financial future today!
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. We make it easy for you to get behind the wheel of your dream car while keeping your budget intact.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support your business journey.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer competitive rates and terms that can fit into your financial plan seamlessly.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. These cards come with benefits that can help you maximize rewards while keeping track of your spending.
Loan Aggregator
Benefits of Using LendMesh
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