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Personal Loans
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Introduction
Welcome to Digital, your trusted financial partner located at 207 Constitution Ave, Littleton, MA 01460. Since our establishment in 1979, we have been dedicated to serving our community with top-notch banking solutions and personalized member service. With over 1,154,404 members and assets totaling an impressive $12,123,497,336, we pride ourselves on being a reliable resource for all your financial needs. At Digital, our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members. We understand that everyone has unique financial goals, whether it's securing a new auto loan from our portfolio of 566,509 loans and leases or saving for a dream home through our mortgage options. We are here to guide you every step of the way. Our leadership team is passionate about fostering a supportive environment for both employees and members alike. Under the guidance of CEO Shruti Miyashiro and Board President Lionel Raffi, we strive to create innovative solutions that meet the evolving needs of our community. While members can visit us at our branch address for face-to-face support, official correspondence should be directed to the same location: 207 Constitution Ave, Littleton, MA 01460. If you're looking for a credit union that genuinely cares about your financial success, look no further than Digital. Reach out to us at 978-486-6394 or explore more about our services by visiting our website. Let us help you turn your financial dreams into reality!
Branch History & Mission
Community Engagement
Digital is deeply committed to giving back. Over the years, we've developed partnerships with local organizations, participating in outreach programs that support education, health, and wellness initiatives within Littleton and beyond. This dedication not only enriches our community but also strengthens the bonds between us and our members.
Looking Ahead
With total assets reaching an impressive ${total_assets}, we continue to innovate and adapt in response to the evolving needs of our members. We invite you to join us on this journey experience the benefits of being part of a credit union that truly cares about its members' well-being. Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here for you. Visit us during our operating hours: Monday-Wednesday from 9:00 AM to 5:00 PM, Thursday-Friday from 9:00 AM to 7:00 PM, or Saturday from 9:00 AM to 3:00 PM. Join Digital today your financial future awaits! For more information or assistance, feel free to contact us at (978) 486-6394.
Our Mission
Our mission is clear: to provide exceptional financial services while making a positive impact on our community. We believe in empowering individuals and families by offering a range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We aim to be your trusted partner in achieving your financial goals. As we've grown, so have our capabilities. We now offer robust online and mobile banking options, allowing you to manage your finances conveniently from anywhere. Our commitment to accessibility is further demonstrated through ADA compliance initiatives and our efforts to enhance customer experience.
Branch Location & Accessibility
Welcome to Digital located at 207 Constitution Ave Littleton Ma 01460 in the heart of beautiful Littleton, MA! Our branch is easily accessible, making it convenient for you to manage your finances and get the services you need. Whether you're popping in for a quick transaction or have questions about our offerings, we're here to help. While visiting us at 207 Constitution Ave Littleton Ma 01460, you'll find that we are close to popular local landmarks which makes finding us a breeze. Parking is readily available, and we take pride in ensuring that our facilities are accessible to everyone, including ADA-compliant features for those who may need extra assistance. Our operating hours are designed with your busy life in mind. You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. We strive to accommodate your schedule so you can bank when it's most convenient for you. At Digital, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts, to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, enjoy the ease of drive-thru banking for quick deposits and withdrawals without leaving your car. For added convenience, our branch also features ATM access so you can withdraw cash or check your balance anytime. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (978) 486-6394. We invite you to stop by and experience the friendly service that sets Digital apart. Come visit us today!
Member Eligibility
At Digital, we believe that becoming a member is about joining a warm and welcoming community that prioritizes your financial well-being. To join us, you'll find that eligibility is quite straightforward. If you live, work, or worship in the area, or if you're related to an existing member, you're likely already on the path to membership! We're committed to making banking accessible for everyone in our community. For full details about eligibility, please check out our resource at https://www.dcu.org#membership. Once you're ready to take the next step, opening an account at Digital is easy and convenient. You can reach us at (978) 486-6394 for any questions or assistance along the way. We're here to support you every step of the way as you enjoy the benefits of membership, from personalized service to a range of financial products tailored just for you!
Business Banking & Commercial Services
Commercial Loans
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In today's fast-paced marketplace, having efficient payment solutions can make all the difference. Our merchant services empower businesses like yours to accept payments seamlessly, whether online or in-store. Imagine being able to serve your customers better with secure transactions and easy access to funds this is what we strive to deliver. Located at 207 Constitution Ave Littleton Ma 01460 in Littleton, MA, we invite you to explore how our tailored banking solutions can help you thrive. For more information, give us a call at (978) 486-6394. Let's work together to turn your business goals into reality!
Comprehensive List Of Services
ATM & Drive-Thru Services
Need cash? Our ATM availability ensures you have access when you need it most. For quick transactions like deposits or withdrawals, our basic drive-thru service offers a convenient alternative without leaving your car. At Digital, located at 207 Constitution Ave Littleton Ma 01460, we strive to meet the diverse needs of our members through friendly service and personalized attention. If you have questions about any of our services or want more information, feel free to give us a call at (978) 486-6394. We invite you to explore all that we have to offer and see how we can help you achieve your financial goals today!
Business Banking Services
If you're a business owner, Digital has got your back too! We offer merchant services and business loans designed to support your growth and success. Our knowledgeable team is here to assist with any financial needs that arise as you navigate running your business.
Credit Card Benefits
Our credit cards come with rewards that allow you to earn while you spend. Whether it's cash back on everyday purchases or points towards travel, we've got options that suit various spending habits.
Digital and Mobile Banking
Embracing technology, we provide robust online and mobile banking services. Access your accounts anytime, anywhere whether you're checking balances, transferring funds, or paying bills. Our mobile application makes banking on the go simple and secure. Plus, with features like person-to-person payments and electronic statements, managing your finances has never been easier.
Personal Banking Solutions
When it comes to personal banking, we offer a variety of options designed to fit your lifestyle. You can open checking and savings accounts that help you manage your day-to-day finances effortlessly. If you're looking to buy a car, our auto loans and vehicle financing options are competitive and flexible, making it easier for you to drive away in your dream vehicle. For those considering home ownership or refinancing, our mortgage loans cater to different budgets and situations. We also provide personal loans and debt consolidation services for members seeking financial relief or planning for significant purchases.
Digital & Online Banking
Key Features
Our user-friendly mobile application enhances your banking experience even further. Whether you're waiting in line or lounging at home, you can enjoy the ease of managing your accounts right from your smartphone. Plus, our mobile payments feature allows you to make purchases quickly and safely, so you never have to worry about carrying cash again. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Just a few taps on your device, and the money is on its way! We also offer electronic signature authorization, which means you can complete important transactions without needing to visit a branch. To help you stay organized and informed, we provide e-statements that allow you to view your financial statements online instead of receiving paper copies. It's not only eco-friendly but also ensures you have quick access to your account information whenever you need it.
Security You Can Trust
Your security is our top priority. All our digital banking services use advanced encryption technology to protect your personal information and transactions. With secure logins and two-factor authentication options, you can bank with confidence knowing that your data is safe. With all these features combined, Digital offers an accessible, easy-to-use online banking experience tailored for today's busy lifestyles. Join us today and take control of your finances with our state-of-the-art digital solutions!
Financial Strength
Growing Membership Base
Total Share and Deposit Accounts stand at 2,370,879, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $42,139,552. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 207 Constitution Ave Littleton Ma 01460 or call (978) 486-6394 to learn more about how we can help you achieve your financial goals.
Operational Efficiency
Our commitment to operational efficiency is reflected in our financial performance. Although our current net income is $0, we remain focused on delivering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Reinvesting in Member Services
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Secure Savings Opportunities
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Capital Foundation
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options tailored to fit your budget.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand your business. We know how important it is for small businesses to have access to funding, and our team is here to support your entrepreneurial journey. At Digital, we pride ourselves on being more than just a financial institution; we're your partners in navigating life's financial decisions. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. Call us at (978) 486-6394, visit us at 207 Constitution Ave Littleton Ma 01460, or check out our website at https://www.dcu.org/ for more information. Let us help you take the next step towards achieving your financial aspirations!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that you can find a plan that works best for you.
Unsecured Credit Card Loans
Managing finances can sometimes be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. This can be a great way to handle unexpected expenses or consolidate debt without collateral.
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