DIGITAL FEDERAL CREDIT UNION - Franklin, MA

Welcome to Digital, your trusted credit union located at 500 W Central St, Franklin, MA 02038. Since our establishment in 1979, we have proudly served our community, growing to support over 1,154,404 members with a commitment to providing personalized financial services. With total assets exceeding $12 billion, we are dedicated to ensuring that your financial needs are met with care and expertise. At Digital, we believe in the power of community. Our mission is to empower you through various financial products including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking services. With a strong net worth of $1,170,409,164, and total deposits reaching $935,554,608, we have the stability and resources to back our promises. Our leadership team reflects our values. Under the guidance of CEO Shruti Miyashiro and Board President Lionel Raffi, we strive to create a welcoming environment where everyone feels valued. Our dedicated staff of 1,794 employees is here to assist you with any questions or concerns you may have. While you can visit us at our Franklin branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 500 W Central St, Franklin, MA 02038-2902. We invite you to explore our website at dcu.org for more information about our services or feel free to call us at 508-553-9821. Join us as we continue to grow together and make a positive impact in our community!

Welcome to Digital, where becoming a member means joining a community that truly cares about your financial well-being. If you're looking to take part in our friendly and supportive environment, you'll be happy to know that eligibility is straightforward! At Digital, anyone who lives, works, or worships in the area can apply for membership. We believe that everyone deserves access to financial services that empower them, so whether you're just starting out or looking to expand your financial horizons, we're here for you. Joining us is not only easy but also brings a host of benefits tailored just for you. From personalized banking services to competitive loan rates, we strive to make sure our members feel valued and supported every step of the way. For more detailed information on eligibility criteria, feel free to check out our resource at https://www.dcu.org#membership . If you're ready to get started or have any questions, don't hesitate to reach out at (508) 553-9821. We're excited to welcome you into the Digital family!

At Digital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial position, which is built on solid foundations that benefit you, our valued members. With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in having $1,170,409,164 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $186,169 in used auto loans and $10,800,075,946 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our financial performance is reflected in our net income of $0, showcasing our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In summary, our total share accounts stand at 2,370,879, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 500 W Central St Franklin Ma 02038 or call (508) 553-9821 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.