Digital Federal Credit Union

At Digital Credit Union’s Framingham branch, located at 60 Worcester Rd, community members find a welcoming space to take control of their financial future. Whether you’re interested in securing one of Digital’s best auto loans or opening a personal checking account tailored to your lifestyle, this branch offers expert guidance and friendly service to help you reach your goals. With convenient hours Monday through Saturday, including extended weekday evenings, managing your finances fits seamlessly into your busy schedule.
This branch provides a full suite of services such as mortgage loans with competitive rates, credit cards that reward your everyday spending, and business banking solutions designed to support local entrepreneurs. Need quick cash? The on-site ATM makes withdrawals and balance checks easy and accessible during branch hours. Plus, Digital’s robust online and mobile banking platforms keep your accounts at your fingertips anytime, anywhere.
Join over 1.15 million members who trust Digital for personalized service and innovative financial products. Visit the Framingham branch today or call 508-820-1252 to explore exceptional auto financing options or discuss refinancing your mortgage—experience local service that puts you first!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.24 %
5 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
7.49 %
10 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
7.74 %
15 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
7.99 %
20 Yrs
60 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 5 Years
7.99 %
5 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 10 Years
8.24 %
10 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 15 Years
8.49 %
15 Yrs
90 %
Fixed-Rate Home Equity Loan Rates – Second Lien Position
Up to 20 Years
8.74 %
20 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Years Fixed
5.125 %
5.419 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Years Fixed
5.375 %
5.641 %
1.375
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
5yr/6mo ARM
5.375 %
6.632 %
1
5.0 Yrs
CONVENTIONAL
FIXED
20 Years Fixed
5.625 %
5.853 %
1.5
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7yr/6mo ARM
5.625 %
6.528 %
0.875
7.0 Yrs
CONVENTIONAL
ADJUSTABLE
10yr/6mo ARM
5.75 %
6.4 %
1.125
10.0 Yrs
CONVENTIONAL
FIXED
30 Years Fixed
6.25 %
6.439 %
1.625
30.0 Yrs
JUMBO
FIXED
Jumbo 10 Years Fixed
5.125 %
5.375 %
1
10.0 Yrs
JUMBO
FIXED
Jumbo 15 Years Fixed
5.375 %
5.61 %
1.375
15.0 Yrs
JUMBO
FIXED
Jumbo 20 Years Fixed
5.625 %
5.828 %
1.5
20.0 Yrs
JUMBO
FIXED
Jumbo 30 Years Fixed
6.25 %
6.419 %
1.625
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured loans
3.5 %
10 Yrs
Credit builder loans
5 %
1 - 2 Yrs
$3,000
Fuel assistance loan – fixed rate
8.25 %
1 Yrs
$3,000
Energy efficient loan – fixed rate
8.75 %
5 Yrs
Access loan rates
10.85 - 12.6 %
6 Yrs
$25,000
Traditional signature loans
11.99 %
5 Yrs
Quick loan rates
17.99 %
1 Yrs
student_loans

Student Loans

Program Name
APR
Term
Link
Variable Rate Student Refinance Loan Rates
6.5 % - 11.25 %
5 Yrs - 15 Yrs
Fixed Rate Student Refinance Loan Rates
7.5 % - 12.25 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Up to 36 Months
4.99 %
3 Yrs
Auto
Up to 48 Months
4.99 %
4 Yrs
Auto
Up to 65 Months
4.99 %
5.4 Yrs
Auto
Up to 36 Months
5.49 %
3 Yrs
Auto
Up to 48 Months
5.49 %
4 Yrs
Auto
Up to 65 Months
5.49 %
5.4 Yrs
Auto
Up to 72 Months
5.49 %
6 Yrs
Auto
Up to 72 Months
5.99 %
6 Yrs
Auto
Up to 84 Months
6.99 %
7 Yrs
Auto
Up to 84 Months
7.49 %
7 Yrs
Auto
Up to 36 Months
9.24 %
3 Yrs
Auto
Up to 48 Months
9.24 %
4 Yrs
Auto
Up to 65 Months
9.24 %
5.4 Yrs
Auto
Up to 72 Months
10.24 %
6 Yrs
Auto
Up to 84 Months
11.74 %
7 Yrs
Motorcycle
Up to 36 Months
7.25 %
3 Yrs
Motorcycle
Up to 48 Months
7.5 %
4 Yrs
Motorcycle
Up to 60 Months
8 %
5 Yrs
Motorcycle
Up to 36 Months
10.85 %
3 Yrs
Motorcycle
Up to 48 Months
11.1 %
4 Yrs
Motorcycle
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 36 Months
9.24 %
3 Yrs
Recreational
Up to 48 Months
9.24 %
4 Yrs
Recreational
Up to 65 Months
9.24 %
5.4 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 60 Months
9.99 %
5 Yrs
Recreational
Up to 72 Months
10.24 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 72 Months
10.49 %
6 Yrs
Recreational
Up to 36 Months
10.85 %
3 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 84 Months
10.99 %
7 Yrs
Recreational
Up to 48 Months
11.1 %
4 Yrs
Recreational
Up to 60 Months
11.35 %
5 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 120 Months
11.49 %
10 Yrs
Recreational
Up to 180 Months
11.49 %
15 Yrs
Recreational
Up to 84 Months
11.74 %
7 Yrs
Recreational
Up to 120 Months
11.74 %
10 Yrs

Introduction

Welcome to Digital, your trusted financial partner located at 60 Worcester Rd, Framingham, MA 01702. Established in 1979, we have proudly served our community for over four decades, helping more than 1,154,404 members achieve their financial goals. At Digital, we understand that banking is more than just transactions; it's about building relationships and supporting our members through every stage of life. As a member-focused credit union with total assets of $12,123,497,336, we offer a range of services tailored to meet your needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we are here for you. With total deposits reaching $935,554,608 and an impressive net worth of $1,170,409,164, our financial stability allows us to provide competitive rates and exceptional service. Our dedicated team of 1,794 employees is led by CEO Shruti Miyashiro and Board President Lionel Raffi, who are committed to ensuring that your experience with us is as smooth as possible. We invite you to explore our comprehensive online and mobile banking options for easy access to your accounts anytime and anywhere. While members can visit us at our branch location in Framingham, official correspondence should be sent to the same address: 60 Worcester Rd, Framingham, MA 01702-5312. Experience the difference that a member-focused credit union can make in your financial journey. Feel free to call us at 508-820-1252 during our lobby hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 7 PM, and Saturday from 9 AM to 3 PM. We look forward to welcoming you into the Digital family!

Branch History & Mission

A Journey of Growth

From humble beginnings, Digital has evolved into a trusted institution with total assets exceeding $12,123,497,336. Over the decades, we have expanded our offerings and embraced modern banking methods, ensuring that we meet the diverse needs of our members. Our commitment to excellence is evident in our range of services, including personal banking, auto loans, mortgages, and business solutions.

Community Engagement

We recognize that being a part of the community goes beyond just providing financial services. At Digital, we actively engage in outreach efforts that support local initiatives and organizations. By partnering with schools, charities, and local businesses, we strive to make a positive impact in our community. In addition to our commitment to service, we have also embraced technology to enhance member experience. With features like online banking, mobile payments, and ATM availability at our branch, we ensure that convenience is always at your fingertips. We invite you to join the Digital family today! Experience firsthand how we can help you navigate your financial journey while being an integral part of our vibrant community. Together, let's build a brighter future! For more information or to get started on your membership journey, please reach out at (508) 820-1252 or visit us online at our website.

Our Mission

Our mission at Digital is simple yet powerful: to provide exceptional financial services while supporting the community we call home. We believe in empowering individuals and families through financial education and access to resources that can help them achieve their goals. We are dedicated to fostering strong relationships with our members and ensuring their needs are met with respect and care. While members can visit us at 60 Worcester Rd Framingham Ma 01702, official correspondence should be sent to 60 Worcester Rd, Framingham, MA 01702-5312 if different. We operate during convenient hours: Monday to Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important for all our members. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces, ensuring everyone can visit us comfortably. Parking is available right outside the building, making it simple for you to stop by whenever you need assistance.

Get In Touch!

If you have questions or would like more information about our services, feel free to call us at (508) 820-1252. We invite you to visit us at Digital where our team is ready to assist you with all your banking needs. Come see how we can help you achieve your financial goals today!

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are structured to fit into your busy schedule: we're open Monday through Wednesday from 9 AM to 5 PM, and on Thursday and Friday from 9 AM to 7 PM. Plus, we're here on Saturdays from 9 AM to 3 PM for those who need weekend access.

Services Offered

At Digital, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Additionally, our ATM services are available around the clock for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Digital feels like joining a close-knit family that truly cares about your financial well-being. To qualify for membership, you'll find that it's quite simple and welcoming! If you live, work, or go to school in the area, or have a family member who is already a member, you can easily join us. We believe in creating opportunities for everyone, so our eligibility criteria are designed to be inclusive and straightforward. For more detailed information on who can become a member, feel free to check out our eligibility page at https://www.dcu.org#membership. Opening an account with us is just as easy! Whether you prefer visiting us at our friendly branch located at 60 Worcester Rd Framingham Ma 01702 or want to explore online options, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to give us a call at (508) 820-1252. Join Digital today and experience the supportive community that prioritizes your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. This has enabled local entrepreneurs to hire new staff, upgrade their facilities, and increase inventory. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions that cater to various needs. With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses across the region.

Merchant Services

In addition to loans, our merchant services offer practical tools that make managing transactions easy. Imagine running your business without worrying about payment processing issues. With our services, you can accept payments anytime, anywhere whether it's via credit cards or mobile payments. This means smoother sales and happier customers. If you're ready to take your business to the next level, stop by 60 Worcester Rd Framingham Ma 01702 in Framingham, MA, or give us a call at (508) 820-1252. Together, we can help turn your vision into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer comprehensive business banking services. From merchant services that streamline payment processing to business loans that fuel growth, we understand the unique challenges you face and are here to provide the support needed.

Call Us Today!

If you're ready to explore how Digital can assist you with all of your financial needs, don't hesitate to reach out! Give us a call at (508) 820-1252 or visit us at our branch in Framingham. Our friendly team is eager to help you navigate through all the financial solutions we offer. Experience the difference today!

Credit Cards and Rewards

When it comes to spending smartly, our credit cards with rewards allow you to earn benefits while making everyday purchases. Imagine earning points every time you fill up your gas tank or shop for groceries it's like getting paid for spending!

Digital Banking Features

In today's fast-paced world, managing your finances should be easy and accessible. With our online and mobile banking services, you can check your balances, transfer funds, and pay bills from anywhere at any time. Our ATM services also allow for quick cash withdrawals and balance checks without any hassle.

Personal Banking Services

Whether you're looking to open a new checking or savings account, or need help with managing your day-to-day finances, our personal banking services have got you covered. You can easily set up accounts that suit your lifestyle and enjoy features designed for everyday use. For those planning to buy a car, our auto loans and vehicle financing options make it simple to drive away in the vehicle of your choice. Are you thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process, ensuring you find the right plan that fits your budget. Plus, if you're facing unexpected expenses or want to consolidate debt, our personal loans are here to help you regain control over your finances.

Digital & Online Banking

Additional Features

Enjoy the convenience of mobile payments with our mobile payments feature Yes, enabling you to make purchases directly from your smartphone. Additionally, our person-to-person transfers Yes allow you to send money quickly to friends or family without needing cash or checks. We believe that banking should be as easy as possible. That's why we've made sure that our digital services are designed with you in mind, so managing your money can be straightforward and stress-free. Whether you're at home or out and about, rest assured that with Digital, your finances are always within reach!

Key Services

Our online banking platform, accessible through https://www.dcu.org/, offers a user-friendly interface where you can check balances, transfer funds, and pay bills all in one place. You'll appreciate the flexibility of 24/7 online banking services, ensuring that your financial management fits seamlessly into your busy life. Plus, if you're on the go, our mobile application makes it even easier to stay connected to your accounts from the palm of your hand. Security is a top priority for us. With features like electronic signature authorization available at Yes, you can sign documents safely and securely online. You also have the option of opting for e-statements Yes, which not only help reduce paper clutter but also enhance security by allowing you to view your statements electronically.

Financial Strength

At Digital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 60 Worcester Rd Framingham Ma 01702 in Framingham, MA, we are proud to serve our community with reliable banking solutions that prioritize your needs. With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $1,170,409,164 in undivided earnings. We reinvest this back into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $186,169 in used auto loans and $10,800,075,946 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Though our net income stands at $0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees who are dedicated to providing exceptional service. With net shares available for lending and investments totaling $42,139,552, along with a robust total of 2,370,879 accounts held by our growing member base, it's clear why so many choose to trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 60 Worcester Rd Framingham Ma 01702 or call (508) 820-1252 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used car, we have options that can fit various budgets.

Business Loans

For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering financial solutions that align with their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We offer personalized assistance to help you understand your mortgage options so you can make informed decisions.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available for many of our loan products. Be sure to ask about eligibility when you reach out. At Digital, we prioritize transparency and member satisfaction. Our team is here to guide you through every step of the lending process. For more information about our loan offerings or to discuss your eligibility, feel free to call us at (508) 820-1252 or visit us at our branch located at 60 Worcester Rd Framingham Ma 01702 in Framingham, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. These cards provide an easy way to build credit while enjoying rewards on everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that every offer displayed is fair and transparent. Users can trust that they are viewing legitimate options tailored to their financial needs.

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