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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Student Loans
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Introduction
Welcome to Digital, your trusted financial partner located at 15 Greenleaf Way, Burlington, MA 01803. Since our establishment in 1979, we have been committed to serving our community with integrity and dedication. As a proud member of the DCU family, we currently support over 1,154,404 members and manage total assets exceeding $12.12 billion. At Digital, we believe in empowering our members through a wide array of financial services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we've got you covered. With $935,554,608 in total deposits and a robust loan portfolio of 566,509, we are here to help you achieve your financial goals. Our leadership team is dedicated to your success. Under the guidance of our CEO, Shruti Miyashiro, and Board President, Lionel Raffi, we prioritize your experience every step of the way. With a staff of 1,794 friendly employees ready to assist you, we're more than just a credit union; we're your neighbors. While members can visit us at our Burlington branch for all your banking needs, feel free to explore our services online at dcu.org. If you have any questions or need assistance, don't hesitate to give us a call at 781-272-3087. Join us today and experience the difference that a community-focused credit union can make!
Branch History & Mission
Community Commitment
We understand that our success is deeply intertwined with the well-being of our community. That's why we engage actively in local events and initiatives, working alongside organizations that share our vision for a brighter future. Through these efforts, we aim to create lasting impacts that go beyond just financial transactions. Join us at Digital as we continue this journey together where your financial goals meet community spirit. Discover the benefits of membership today and let us be part of your success story! For more information or to speak with one of our representatives, don't hesitate to call us at (781) 272-3087. Experience the difference at Digital, where you belong!
Our Mission
At Digital, our mission is simple yet profound: we strive to empower our members by providing personalized financial services that foster growth and stability. We believe in not only supporting individual financial journeys but also uplifting our entire community through various outreach programs and partnerships. As a member-focused credit union, we take pride in offering a range of services from checking and savings accounts to auto loans, mortgages, and business banking solutions. We prioritize accessibility, ensuring our facilities comply with ADA standards and are welcoming to everyone. Our digital offerings include online and mobile banking features that make managing your finances easier than ever. While members can visit us at 15 Greenleaf Way Burlington Ma 01803, official correspondence should be sent to our main office located in Marlborough, MA.
Branch Location & Accessibility
Operating Hours
We understand your time is valuable, which is why we offer extended hours throughout the week. Our lobby is open Monday through Wednesday from 9:00 am to 5:00 pm, allowing you to visit during regular business hours. On Thursdays and Fridays, we stay open later until 7:00 pm for your convenience. For those busy Saturdays, join us from 9:00 am to 3:00 pm at our drive-thru service for quick transactions.
Services Available
At Digital, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru service allows for easy deposits and withdrawals without needing to leave your vehicle, making banking even more convenient. With ATM availability on-site, you can access your funds anytime without hassle. If you're looking for personalized assistance or have questions about your accounts, don't hesitate to reach out! You can give us a call at (781) 272-3087. We invite you to stop by our Burlington branch today or give us a call with any questions. We look forward to welcoming you and helping you achieve your financial goals!
Member Eligibility
At Digital, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're interested in becoming part of our community, the eligibility criteria are simple and welcoming. Generally, membership is open to anyone who lives, works, or worships in the area surrounding our branch at 15 Greenleaf Way Burlington Ma 01803. We also welcome immediate family members of existing members, ensuring that your loved ones can benefit from our services too. By choosing Digital, you're not just gaining access to exceptional banking products; you're joining a cooperative that prioritizes your financial well-being and offers personalized support. Getting started is easy! You can check out all the detailed eligibility information on our website at https://www.dcu.org#membership. If you're ready to open an account or have any questions, feel free to give us a call at (781) 272-3087. Our friendly team is here to help you every step of the way as you begin this exciting journey with us!
Business Banking & Commercial Services
Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Matter
But we don't stop at loans. Our merchant services are designed to simplify payment processing, making it easier for you to focus on what you do best running your business. Imagine having a reliable partner that ensures smooth transactions and helps enhance customer satisfaction. With our support, you can streamline your operations and cater to more customers effortlessly. At Digital, located at 15 Greenleaf Way Burlington Ma 01803, Burlington, MA, we're here to empower your business journey every step of the way. Reach out today at (781) 272-3087 and discover how we can help turn your vision into reality!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Planning to buy a new car? Our Auto Loans & Vehicle Financing solutions make purchasing a vehicle straightforward and stress-free. With competitive rates and flexible terms, we help turn your dream ride into reality. You could be driving off in your new car sooner than you think!
Business Banking
For our entrepreneurial members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We understand the challenges of running a business and are committed to providing the tools necessary for success.
Convenient Access Options
We know how important convenience is in today's fast-paced world. That's why at Digital, you'll find ATM & Cash Withdrawal Services available around the clock and basic drive-thru banking options for quick deposits and withdrawals without leaving your car. With all these services readily available at Burlington, we're dedicated to helping you achieve your financial goals while making banking easy and accessible. If you're ready to take the next step towards managing your finances with confidence, feel free to reach out! Call us at (781) 272-3087 or visit us at 15 Greenleaf Way Burlington Ma 01803 in Burlington today!
Credit Cards with Rewards
Looking for a way to earn while you spend? Our Credit Cards with Rewards allow you to earn points on purchases, which can be redeemed for travel, merchandise, or cash back. It's just one more way we add value to your everyday spending.
Mortgage Loans & Refinancing
Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experienced team will guide you through the process. We're here to ensure that securing a mortgage feels less like a chore and more like an exciting step toward building your future.
Personal Banking
Whether you're looking to save for a vacation or manage everyday expenses, our Personal Banking options make it easy. We offer various Checking & Savings Accounts tailored to fit different lifestyles and goals. Imagine having the ability to access your funds anytime, anywhere through our convenient Online & Mobile Banking services. You can check your balance, transfer money, and even pay bills with just a few taps on your smartphone.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. If you need funds for an urgent repair or want to combine multiple debts into one manageable payment, we have solutions that cater to those needs.
Digital & Online Banking
Key Features for Your Convenience
Managing your finances has never been easier with features like electronic signature authorization and e-statements. You can sign documents securely without the hassle of printing or mailing them. And with e-statements, you'll receive your account statements electronically saving paper and allowing for quick access whenever you need them. Want to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just enter their details, and the funds will be on their way in no time. Plus, if you're using our mobile app which is readily available you can make payments directly from your smartphone. Mobile payments are supported too, giving you even more flexibility when handling transactions.
Security You Can Trust
At Digital, security is our top priority. We use advanced technology to protect your information so you can bank with peace of mind. Our digital banking features are designed not only for ease of use but also with strong safeguards in place to keep your data safe. Embrace the convenience of modern banking with Digital. With all these tools at your fingertips, managing your finances has never been more accessible or secure!
Financial Strength
Commitment to Growth
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Growing Trust
Total Share Accounts: 2,370,879, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $42,139,552, further solidifying our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 15 Greenleaf Way Burlington Ma 01803 or call (781) 272-3087 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can assist you in making that purchase with confidence.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational expenses, we have options tailored for your business needs. We also offer refinancing options across various loan products. If you're looking to lower your monthly payments or consolidate debt, our team is here to guide you through eligibility requirements and help streamline the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan offerings or want assistance navigating your borrowing options, don't hesitate to reach out! You can contact us at (781) 272-3087, visit us at 15 Greenleaf Way Burlington Ma 01803, or check out our website for more details: https://www.dcu.org/. Your journey towards financial empowerment starts here!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We aim to provide straightforward solutions so you can focus on making your house a home.
Unsecured Credit Card Loans
Managing expenses just got easier with our flexible terms on unsecured credit card loans, totaling $694,219,562 in loans. This option allows you to handle unexpected costs without the burden of collateral, giving you peace of mind when it matters most.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh stands out as a trusted tool for borrowers seeking the best options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers displayed are fair and transparent, reflecting genuine market conditions. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which ensures transparency in the information provided. Additionally, LendMesh features no sponsored listings; lenders are not prioritized based on paid promotions. The goal is to present unbiased results that empower users to make informed decisions. Another significant advantage is real-time rate comparisons. Users receive up-to-date loan rates from multiple institutions, allowing them to assess their options without delay. This immediacy can make a considerable difference in finding competitive rates tailored to individual needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits of utilizing this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*