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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Student Loans
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Introduction
Welcome to Digital, your trusted partner in financial well-being, located at 100 Powdermill Rd, Acton, MA 01720. Since our establishment in 1979, we've been dedicated to serving our members with integrity and care. With over 1,154,404 members and total assets amounting to a robust $12,123,497,336, we pride ourselves on being a cornerstone of the community. At Digital, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our commitment to our members is reflected in our impressive total deposits of $935,554,608 and net worth of $1,170,409,164, ensuring that your hard-earned money is safe and secure. Our leadership team, led by CEO Shruti Miyashiro and Board President Lionel Raffi, brings years of experience and a passion for empowering our community. With a dedicated staff of 1,794 employees, we are always ready to assist you with friendly service and expert advice. While members can visit us at our Acton branch for in-person support or use our convenient online services at dcu.org, official correspondence should be sent to the same address: 100 Powdermill Rd, Acton, MA 1720. Join us today and discover how Digital can make a positive difference in your financial life. For any inquiries or assistance, feel free to give us a call at 978-897-8410. We look forward to helping you achieve your financial goals!
Branch History & Mission
Community Engagement
Our dedication extends beyond just financial services; we actively engage in community outreach efforts that foster growth and support local initiatives. We understand that by uplifting those around us, we contribute to building a stronger society. Whether through partnerships with local organizations or hosting events that benefit our community, we strive to make a positive impact every day. While members can visit us at 100 Powdermill Rd Acton Ma 01720, official correspondence should be sent to 100 Powdermill Rd, Acton, MA 1720. As we look ahead, we invite you to join our growing family at Digital. Experience firsthand how we prioritize your needs while enhancing the quality of life in Acton. With operating hours tailored for your convenience Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 3:00 PM we're here when you need us most. Explore the benefits of membership with us today! For more information about joining or our services, please call us at (978) 897-8410 or visit us online at https://www.dcu.org/. Let's build your financial future together!
Our Mission
At the heart of Digital is our mission: to empower individuals and families through accessible financial solutions while giving back to our community. We believe that everyone deserves the opportunity to achieve their financial dreams, whether it's purchasing a home, saving for education, or starting a business. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We are committed to providing excellent service with ADA compliance and innovative digital advancements such as online banking and mobile payments. These tools ensure that our members can manage their finances conveniently and securely.
Branch Location & Accessibility
Welcome to Digital! Conveniently located at 100 Powdermill Rd Acton Ma 01720 in beautiful Acton, MA, we are here to serve your banking needs with a friendly smile. Whether you're stopping by for personal banking services, auto loans, or just need some advice, our team is ready to assist you. If you're coming from nearby landmarks like the Acton Town Hall or the vibrant local shopping areas, you'll find us easily accessible. We take pride in our location, ensuring that parking is available and that our branch is fully ADA compliant. This means everyone can enjoy easy access to our facilities, including ramps for those who need them. While members can visit us at 100 Powdermill Rd Acton Ma 01720, official correspondence should be sent to our mailing address at 100 Powdermill Rd, Acton, MA 1720. Our operating hours are designed with your busy schedule in mind. Join us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 7:00 PM, and Saturday from 9:00 AM to 3:00 PM. We aim to accommodate your needs, whether it's a quick deposit during lunch or a more detailed financial discussion on the weekend. For added convenience, we offer ATM services right on-site so you can access your funds whenever you need them. Unfortunately, we do not have drive-thru banking available, but our friendly staff is always ready to help inside. We invite you to visit Digital today or give us a call at (978) 897-8410 for any questions you might have. Let us be your trusted partner in achieving your financial goals!
Member Eligibility
At Digital, we believe that becoming a member is like joining a family where everyone supports one another. If you live, work, or go to school in our community or are related to someone who does, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access the financial services you need while enjoying the benefits of being part of a cooperative. As a member, you'll gain access to personalized banking solutions and competitive rates that can help you reach your financial goals. For more detailed information on eligibility criteria, feel free to check out our resource at https://www.dcu.org#membership. If you're ready to take the next step, opening an account with us is simple and straightforward. You can find all the details about getting started by visiting . Should you have any questions, don't hesitate to call us at (978) 897-8410; we're here to help!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer tailored merchant services that simplify payment processing for your business. Whether you're running a retail store or a service-based company, our merchant solutions help you accept payments securely and efficiently. This means you can focus more on serving your customers rather than worrying about transaction issues. Explore how Digital can be your trusted partner in navigating the financial landscape of your business. Visit us at 100 Powdermill Rd Acton Ma 01720 or call us at (978) 897-8410 to learn more!
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We aim to make the car-buying process as smooth as possible, so you can hit the road without financial stress.
Business Banking
For our entrepreneurial members, we provide comprehensive Business Banking solutions including merchant services and business loans. Running a business comes with its own set of challenges; let us help streamline your financial operations so you can focus on what matters most growing your business.
Credit Cards with Rewards
For those who love to earn while they spend, our Credit Cards with Rewards program allows you to earn points on everyday purchases. This means more rewards for things you already buy!
Digital Access
In today's fast-paced world, having access to your finances at any time is crucial. Our Online & Mobile Banking features allow you to manage your accounts easily from anywhere. You can perform transactions through ATMs and enjoy cash withdrawal services without hassle. No matter what financial service you're interested in, our friendly team at Digital is ready to assist you. For any questions or assistance, don't hesitate to reach out at (978) 897-8410 or visit us at 100 Powdermill Rd Acton Ma 01720 in Acton. Explore how we can make banking easier and more accessible for you today!
Mortgage Solutions
Homeownership is a dream for many, and we are here to help make it a reality. Our Mortgage Loans & Refinancing options come with personalized guidance throughout the application process. Whether you're buying your first home or refinancing an existing mortgage, we'll work with you to find the best solution tailored to your needs.
Personal Banking
We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to fit your lifestyle. With our easy-to-use online and mobile banking platforms, accessing your accounts is simple and convenient. Imagine being able to check your balance or transfer money from the comfort of your home or on the go!
Personal Loans
If you're dealing with unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services offer financial relief when you need it most. We can help you navigate through various options to ensure you get the support necessary for a fresh start.
Digital & Online Banking
Key Features
Our mobile application is designed to make banking even more accessible. You can enjoy features like mobile payments, allowing you to make quick purchases using just your smartphone. Want to send money to a friend? With our person-to-person transfer feature, it's as simple as entering their details and tapping send. For those who prefer going paperless, we offer e-statements for easy access to your financial records without the clutter. You can also take advantage of our electronic signature authorization for a fast and secure way to sign documents online. At Digital, we prioritize your security. Our systems are built with the latest technology to ensure that your data remains protected at all times. This means you can focus on managing your finances without worrying about safety. In short, our digital and online banking services provide a user-friendly experience that makes managing your finances easier than ever before. Join us today at https://www.dcu.org/ and discover how simple banking can be!
Financial Strength
Commitment to Growth and Innovation
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Member-Centric Savings Options
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Strong Financial Health
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Trustworthy Partnership
Net Shares (Funds available for lending and investments): $42,139,552. Total Share and Deposit Accounts: 2,370,879, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 100 Powdermill Rd Acton Ma 01720 or call (978) 897-8410 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible financing options can make your car-buying experience easier.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We believe in supporting local businesses and are dedicated to helping entrepreneurs reach their full potential.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We aim to provide competitive rates and terms tailored to fit your financial situation.
Refinancing Options
If you're looking to lower your monthly payments or consolidate debt, we have refinancing options available across various loan types. Our team is ready to assist you in exploring eligibility and finding the best fit for your financial journey. At Digital, we prioritize transparency and ease of access to financial resources. For performance insights and financial data, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you need an auto loan, mortgage financing, or credit solutions, our dedicated staff is here to guide you every step of the way. Don't hesitate to reach out at (978) 897-8410 if you have any questions or need assistance!
Unsecured Credit Card Loans
Managing day-to-day expenses is essential for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $694,219,562 in loans helping members manage their finances effectively. This option allows you to enjoy rewards while keeping your budget in check.
Loan Aggregator
How LendMesh Builds Trust
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