Diamond Credit Union Wyomissing PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Diamond at our Wyomissing Branch, located conveniently at 1500 Ethan Dr, Wyomissing, PA 19610. Since opening our doors in 1947, we've been committed to providing exceptional financial services to our community, fostering a spirit of trust and reliability among our 68,118 members. With total assets exceeding $1 billion and robust financial health reflected in our net worth of $105,167,907, we are proud to offer a range of products tailored to meet your needs. Our dedicated team of 210 employees, led by CEO Rick Patel and Board President Patrick Austin, works tirelessly to ensure that each member feels valued and supported. We understand that your financial journey is unique, and that's why we provide personalized services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. At Diamond, we don't just focus on numbers; we care about the impact we have on our community. Our total loans amounting to 30,774 serve as a testament to our commitment to helping individuals and businesses grow. With total deposits of $98,350,740, you can trust us to safeguard your hard-earned money while offering competitive rates. While members can visit us at our branch for their banking needs, official correspondence should be sent to the same address: 1500 Ethan Dr, Wyomissing, PA 19610-1253. We're here for you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 7:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:00 AM to 1:00 PM. Ready to take the next step? Visit us online at diamondcu.org or give us a call at 610-326-5490. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

As we look towards the future, Diamond remains devoted to enhancing your banking experience. Whether you're seeking assistance with loans or simply want a safe place for your savings, we're here for you. Experience the difference that membership at Diamond can make in your financial journey. Call us at (610) 326-5490 or visit us during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 7:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:00 AM to 1:00 PM (Contact Center). We invite you to become part of our growing family today!

Our Journey

Since our inception in 1947, Diamond has been dedicated to making a positive impact in the lives of our members and the surrounding community. We have witnessed significant milestones over the years, evolving from simple banking services to offering a wide range of personal and business financial solutions. As we expanded our offerings including auto loans, mortgages, personal loans, and credit cards we remained focused on what truly matters: our members' needs. Our branch is conveniently located near local landmarks in Wyomissing, making it easy for members to access services like drive-thru banking and ATMs. In addition to our physical presence, we embrace technology with online and mobile banking options that empower our members to manage their finances anytime and anywhere.

Our Mission

At Diamond, our mission is clear: to provide reliable financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products and support. Our team is committed to helping you achieve your financial goals through personalized service and innovative solutions. While members can visit us at 1500 Ethan Dr Wyomissing Pa 19610, official correspondence should be sent to 1500 Ethan Dr, Wyomissing, PA 19610-1253. We take pride in being ADA compliant and ensuring all members can enjoy our facilities comfortably. We are also deeply involved in community outreach efforts and partnerships that enhance the lives of those around us. From educational workshops to local sponsorships, we strive to give back and make Wyomissing a better place for everyone.

Branch Location & Accessibility

Accessibility Features

At Diamond Credit Union, we prioritize accessibility. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, making it easy for you to pop in during your busy day.

Call-to-Action

We invite you to visit us at the Wyomissing Branch or give us a call at 610-326-5490. Discover how Diamond Credit Union can help you achieve your financial goals today!

Operating Hours

We understand that life gets hectic! That's why we offer flexible operating hours to suit your schedule. Visit us Monday through Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 7 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 1 PM (Contact Center). Our team is ready to assist you with all your banking needs during these hours.

Services Offered

Diamond Credit Union provides a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, we have solutions for every aspect of your financial journey. Need quick access? Enjoy our drive-thru service for deposits and withdrawals without leaving your car. Plus, our ATM is available for cash withdrawals and balance checks anytime you need it.

Member Eligibility

Welcome to the Diamond community, where becoming a member is more than just opening an account it's about joining a supportive network that truly cares about your financial well-being. At Diamond, located at 1500 Ethan Dr Wyomissing Pa 19610, we invite individuals who live, work, or worship in our service areas to become part of our family. Whether you're looking for competitive rates on loans, personalized banking services, or just a friendly place to manage your finances, we've got you covered. The eligibility criteria are straightforward and designed to be inclusive. You can learn more about what it takes to join us by visiting our detailed resource at https://diamondcu.org/about/join/eligibility/ . We strive to make the process as easy as possible, and if you're ready to open an account today, just follow this link: https://netbranchweb.diamondcu.com/authentication/userregistration.aspx . If you have any questions or need assistance, feel free to reach out at (610) 326-5490 we're here for you!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to streamline daily operations. Picture this: a busy retail store where customers can easily pay with their preferred methods be it credit cards, mobile payments, or contactless options. Our merchant services ensure that you can focus on what matters most: serving your customers. At Diamond, located at 1500 Ethan Dr Wyomissing Pa 19610 in Wyomissing, PA, we're dedicated to providing the tools you need for success. Contact us today at (610) 326-5490 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer business banking services, including merchant services and business loans that can help you grow and thrive. We understand the challenges faced by entrepreneurs, and we're here to support your journey.

Call Us Today!

With so many services available at Diamond, it's never been easier to manage your finances conveniently. If you have any questions or would like assistance in choosing the right service for your needs, don't hesitate to call us at (610) 326-5490. Visit us today at 1500 Ethan Dr Wyomissing Pa 19610 in Wyomissing, PA, or explore more about what we offer online! Your financial well-being is our top priority!

Convenience at Your Fingertips

Need cash quickly? Our ATM services are available for withdrawals and balance checks whenever you need them. If you're on the go but still want personalized service, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions without having to leave your car.

Credit Card Benefits

Looking for ways to earn rewards while spending? Our credit cards with rewards program allows you to gain points on every purchase, making it easier to treat yourself while managing your budget effectively.

Digital Banking Features

In today's fast-paced world, digital access is essential. At Wyomissing Branch, we make it easy for you to bank anytime, anywhere with our robust online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your smartphone or computer saving you time and effort.

Personal Banking Solutions

We understand that everyone has unique financial goals, which is why we offer a variety of personal banking services tailored just for you. Open a checking or savings account with us and enjoy the convenience of managing your money efficiently. If you're considering buying a new car, our auto loans and vehicle financing options can help get you on the road with favorable terms. For those looking to buy a home, our mortgage loans and refinancing services provide competitive rates to fit your budget. Additionally, if you need extra funds for unexpected expenses, our personal loans and debt consolidation options can assist in simplifying your financial situation.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of e-statements, which are available for those who prefer a paperless option saving you time and keeping your information secure. If you're always on the move, our mobile application is perfect for you. With this app, you can manage your finances directly from your smartphone. Plus, we offer mobile payments so you can make purchases quickly and easily without needing cash or cards. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that in a snap! And if you're concerned about signing documents online, rest easy knowing that while we don't currently offer electronic signature authorization, our processes remain straightforward and user-friendly. At Diamond, we prioritize the security of your information. Our systems are designed with the latest technology to protect your data and ensure that your transactions are safe. Whether you're checking your account balance or making a payment, you can trust that your information is well-protected. Experience the ease and accessibility of digital banking with us. Join the many satisfied members who enjoy real-time account management right at their fingertips! For more information on how to get started, visit us at https://diamondcu.org/ today!

Financial Strength

Commitment to Growth

Our commitment to your financial well-being is evident in our $104,659,227 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures designed to serve our members better. Additionally, with $5,649 in used auto loans and $624,243,325 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

The trust placed in us is reflected in our member base. With a total of 145,933, we have built a strong community that values the benefits of banking with Diamond. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 1500 Ethan Dr Wyomissing Pa 19610 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secure at Diamond. We proudly hold $245,059,109 in share certificates and $232,209,260 in money market shares, providing you with stable and rewarding financial growth opportunities. Unlike traditional banks, our focus is on you our members. With non-member deposits at $0, we ensure that our resources benefit you through better loan rates and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 202 full-time employees and 8 part-time employees who are always ready to assist you with knowledgeable service.

Solid Financial Health

With a net worth of $105,167,907, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services tailored to your needs. Our net worth ratio of $1,036 further demonstrates our solid capital foundation, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Loans

For business owners looking to expand or improve cash flow, our outstanding commercial loans totaling $54,996,601 provide the capital needed to grow your business effectively. At Diamond Credit Union, we are committed to providing personalized service and competitive rates. Whether you're exploring auto financing options or seeking a mortgage loan, our knowledgeable staff is ready to help you find the right solution for your needs. For more information about our loan offerings or to learn about refinancing options available to you, please visit us at diamondcu.org or contact us directly at 610-326-5490. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. We offer flexible terms to accommodate various budgets and needs. If you're considering refinancing your current mortgage, our team can guide you through eligibility options to ensure you receive the best possible rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members manage their finances effectively. Our credit cards come with rewards and can be an excellent tool for everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that all loan offers presented on LendMesh are both fair and transparent. Users can trust that they are viewing accurate information that reflects current market conditions.

DIAMOND CREDIT UNION - Wyomissing, PA