Diamond Credit Union Temple PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Diamond credit union, where your financial well-being is our top priority! Located at 4453 5Th Street Hwy, Temple, PA 19560, we have been serving our community since 1947. With a commitment to excellence and a member-focused approach, we proudly support 68,118 members who trust us with their financial journeys. At Diamond, we understand that managing your finances can be overwhelming. That's why we offer a range of services designed to simplify banking for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. With total assets exceeding $1 billion, including $98,350,740 in deposits and an impressive net worth of $105,167,907, we are here to ensure your money is safe and working hard for you. Our dedicated team of 210 employees, led by CEO Rick Patel and Board President Patrick Austin, is always ready to assist you. Whether you need help with loans or want guidance on saving for the future, our staff is knowledgeable and friendly. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 4453 5th Street Highway, Temple, PA 19560-1749. We invite you to explore the many ways we can help you achieve your financial goals. Feel free to call us at 610-326-5490 or visit our website at Diamond Credit Union for more information on how we can serve you better. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Community Engagement

We take pride in being an active member of the Temple community. Our outreach efforts include various initiatives aimed at supporting local organizations and events. By working closely with schools and non-profits, we strive to make a positive impact on those around us. As technology advances, so do we. Diamond Credit Union offers online banking and mobile payment options that make managing your finances easier than ever. We are dedicated to ensuring that all members have access to modern banking tools while maintaining ADA compliance for inclusivity. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 4453 5th Street Highway, Temple, PA 19560-1749.

Join Us Today!

Whether you're looking for reliable banking options or seeking a supportive community environment, Diamond Credit Union is here for you. Join us today and experience firsthand the benefits of being part of an organization that truly cares about its members' success! For more information or assistance, feel free to call us at (610) 326-5490 or visit our website at Diamond Credit Union. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Diamond Credit Union has evolved significantly. We started with a vision to provide accessible financial services to our local community, and today we continue to uphold that mission with pride. With our headquarters based in Pottstown, PA, we have expanded our services while staying true to our core values: integrity, service, and community support. Each milestone we achieve is not just a reflection of our growth but also an affirmation of our commitment to providing exceptional service.

Our Mission

At Diamond Credit Union, our mission is clear: to empower individuals and families with the financial resources they need to thrive. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our goal is not only to meet your financial needs but also to support the broader community through various outreach programs and partnerships. We understand that accessibility is crucial. That's why we offer convenient operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 7 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 1 PM along with ATM availability and drive-thru banking for your convenience.

Branch Location & Accessibility

Accessibility Features

At Diamond, we prioritize accessibility. Our branch is equipped with ADA-compliant features to ensure everyone can access our services comfortably. We also have ramps for those who may need assistance getting in and out.

Get in Touch

If you have any questions or would like more information about how we can assist you further, don't hesitate to give us a call at 610-326-5490. We invite you to visit us at the Diamond Muhlenberg Branch today; we're excited to help you achieve your financial goals!

Nearby Landmarks

Situated near popular spots in Temple, like the local shopping centers and community parks, our branch is ideally placed to serve you. The surrounding area offers plenty of parking options, so you can park with ease before heading inside.

Operating Hours & Services

We understand that life can get busy! That's why our lobby hours are designed to accommodate your schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 7 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 1 PM at our contact center. If you're looking for quick transactions, our drive-thru banking service is available during extended hours on weekdays and Saturday mornings. Additionally, we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Plus, with ATM availability right at our location, accessing your funds is easy and convenient.

Member Eligibility

At Diamond, we're excited to welcome you into our community, where your financial needs are our top priority. Becoming a member is simple and rewarding! If you live, work, worship, or go to school in the areas served by us, you're likely eligible to join. We believe in creating an inclusive environment, so even if you don't meet these criteria, there may still be opportunities for membership through family connections or special affiliations. For more detailed information on eligibility requirements, feel free to visit our website at https://diamondcu.org/about/join/eligibility/. Opening an account at Diamond is a breeze! Once you're ready to become a member, just head over to our account opening page at https://netbranchweb.diamondcu.com/authentication/userregistration.aspx. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (610) 326-5490. Join us at our convenient location: 4453 5Th Street Hwy Temple Pa 19560, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine having a reliable partner that simplifies payment processing while enhancing customer satisfaction. Our merchant services make it easy for businesses to accept various payment methods securely. This means more convenience for your customers and smoother transactions for your operations an essential combination for any thriving business. Located at 4453 5Th Street Hwy Temple Pa 19560, Temple, PA 19560, we're here to provide personalized service that meets your specific business needs. Contact us today at (610) 326-5490 to learn how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

If you're running a business, our Business Banking services provide essential tools like Merchant Services & Business Loans to help you grow. We understand the unique challenges businesses face and are here to support you every step of the way.

Call-to-Action

Ready to explore how we can help you achieve your financial goals? Visit us at 4453 5Th Street Hwy Temple Pa 19560 or give us a call at (610) 326-5490 today! Join the Muhlenberg Branch family and experience personalized service designed just for you!

Credit Options

Our Credit Cards with Rewards allow you to earn points on everyday purchases while enjoying benefits that suit your lifestyle. Use them wisely and watch those rewards add up!

Digital Banking Features

In today's fast-paced world, managing your finances on-the-go is crucial. Our Online & Mobile Banking platforms allow you to check balances, transfer funds, and pay bills from anywhere at any time. Plus, with ATM & Cash Withdrawal Services available at our location, accessing cash has never been easier. You can also take advantage of basic Drive-Thru Banking for quick deposits and withdrawals without leaving your car. At Diamond, we prioritize convenience and accessibility so that banking fits into your busy life seamlessly.

Financial Support

Life can throw unexpected expenses your way; that's where our Personal Loans & Debt Consolidation come in handy. We help you consolidate debt or cover personal costs, making it easier for you to regain control of your finances.

Mortgage Solutions

Homeownership is within reach with our Mortgage Loans & Refinancing services. We guide you through the mortgage process, ensuring you find the right loan that fits your budget. If you're already a homeowner looking to lower your payments, refinancing might be a smart choice for you.

Personal Banking Services

We understand that managing money is an essential part of life. That's why we offer Personal Banking, which includes Checking & Savings Accounts designed for every lifestyle. Whether you're saving for a vacation or simply want easy access to your funds, our accounts provide flexibility and convenience. For those looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. With competitive rates and terms, you can drive off in the car of your dreams without breaking the bank.

Digital & Online Banking

E-Statements and Security

Say goodbye to paper clutter with our e-statements! You can receive your monthly statements electronically, making it easy to keep track of your finances while being eco-friendly. Plus, security is our top priority. While we currently do not support electronic signature authorization, rest assured that your personal information is protected by advanced security measures. With features like mobile payments and 24/7 online banking services, we're here to help you take control of your financial life. Explore all these convenient options today at https://diamondcu.org/ or give us a call at (610) 326-5490 if you have any questions. Join us at Diamond and discover how easy banking can be!

Mobile Application

Stay connected with our mobile application, which is available for download on both Android and iOS devices. With this app, you can make mobile payments and perform person-to-person transfers effortlessly. Imagine sending money to a friend or paying for dinner without the hassle of cash it's all possible with our mobile features!

Financial Strength

At Diamond, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which has been built over years of dedicated service and sound management. With a net worth of $105,167,907, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $245,059,109 in share certificates and $232,209,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $104,659,227 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,649 in used auto loans and $624,243,325 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 202 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $498,400. Total Share and Deposit Accounts: 145,933, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 4453 5Th Street Hwy Temple Pa 19560 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing an existing loan or checking your eligibility for any of our products, our team is here to assist you. We can discuss various options available based on your specific situation and help you find the best solution tailored just for you. For business owners, our outstanding commercial loans totaling $54,996,601 provide the capital needed to grow and expand. No matter what stage you're at in your financial journey, we're committed to supporting you every step of the way. Feel free to reach out to us at (610) 326-5490 for more information about our loan offerings or visit us at 4453 5Th Street Hwy Temple Pa 19560 in Temple, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that your monthly payments fit comfortably within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand all available options and helping you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and competitive interest rates, making it easier for you to handle everyday expenses while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing reliable loan options.

Diamond