Diamond Credit Union Royersford PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Diamond at our Royersford Branch, located at 100 Diamond Way, Royersford, PA 19468. Since our establishment in 1947, we have proudly served our community with dedication and integrity. With a robust membership of over 68,000 individuals, we're more than just a credit union; we're a trusted partner in your financial journey. At Diamond, we understand that financial stability is crucial for both individuals and families. That's why we manage total assets exceeding $1 billion, ensuring that your money is secure and working hard for you. With total deposits of $98,350,740 and a net worth of $105,167,907, our strong financial foundation allows us to offer competitive loan options tailored to meet your needs. Whether you're looking for auto loans, mortgages, or personal loans, we have you covered with over 30,774 loans currently serving our members. Our team of dedicated professionals, led by CEO Rick Patel and Board President Patrick Austin, is here to help you navigate your financial goals. We take pride in offering personalized service that reflects our commitment to the community we serve. For any inquiries or assistance, feel free to reach out at 610-326-5490 or visit us during our operating hours: Monday to Wednesday from 9 AM to 5 PM, Thursday from 9 AM to 7 PM, Friday from 9 AM to 6 PM, and Saturday from 8 AM to 1 PM. While members can visit us at our branch address for banking services and support, official correspondence should be sent to the same location: 100 Diamond Way, Royersford, PA 19468-3808. Join us today at Diamond and discover how we can assist you in achieving your financial dreams! Visit our website at diamondcu.org for more information on products and services available just for you!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are a dedicated partner in the Royersford community. Through various partnerships and community outreach efforts, we strive to make a positive impact on those around us. Our focus extends beyond individual financial success it's about lifting each other up as neighbors and friends. With our rich history and unwavering mission at Diamond Credit Union, we invite you to join us. Experience personalized financial services tailored for your needs while becoming part of a community that cares. Reach out today or visit us at our branch; we're excited to help you achieve your financial goals!

Our Mission

At the core of Diamond Credit Union's mission is a simple yet profound goal: to empower our members financially while fostering community growth. We believe in creating lasting relationships built on trust and support. Our mission statement emphasizes not just financial well-being but also a strong commitment to community service. We actively participate in local outreach initiatives that aim to uplift and strengthen our neighborhoods. While you can visit us at our branch location in Royersford, we want you to know that official correspondence should be directed to our mailing address at 100 Diamond Way, Royersford, PA 19468-3808 if it differs from your visit. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday from 9:00 AM to 7:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:00 AM to 1:00 PM (for contact center services). We offer both ATM availability and drive-thru banking for easy access to your funds.

Branch Location & Accessibility

Welcome to the Diamond Credit Union at our Royersford Branch, where convenience meets community. Located at 100 Diamond Way in the heart of Royersford, PA, our branch is easily accessible for all your banking needs. Just a short drive from local landmarks such as the popular Royersford Park and close to the bustling Main Street area, you'll find us in a prime spot that's perfect for both quick visits and longer stays. We understand how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring that everyone can access our services with ease. We also offer ample parking for your convenience, so you can visit us without worrying about finding a space. Our operating hours are designed to fit into your busy life. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, extending our hours on Thursday until 7:00 PM, and on Friday until 6:00 PM. For those who need to stop by on Saturday, we welcome you from 8:00 AM to 1:00 PM at our contact center. Whether you're looking to open an account or just have a few questions, our friendly staff is ready to assist you during these hours. If you prefer banking on the go, we have an ATM available right at our location and also provide drive-thru banking for simple transactions like deposits and withdrawals. This means you can take care of your banking needs quickly and efficiently without ever leaving your car. While members can visit us at 100 Diamond Way, official correspondence should be sent to the same address as our mailing address remains unchanged. Feel free to reach out anytime at 610-326-5490 if you have questions or need assistance. At Diamond Credit Union, we pride ourselves on being part of the Royersford community. Come visit us today and experience firsthand how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of Diamond is like joining a warm, welcoming family where your financial well-being truly matters. If you're a resident of our community or work here, you're likely eligible to join us! Whether you're looking to save for the future, buy your first car, or simply want access to friendly banking services, we're here to support you every step of the way. Our membership is open to individuals who meet certain criteria, which you can explore in detail at https://diamondcu.org/about/join/eligibility/. Joining Diamond is straightforward and inclusive just visit us at our branch located at 100 Diamond Way Royersford Pa 19468, or give us a call at (610) 326-5490 for any questions you might have. Ready to start? You can easily open an account online by following the steps provided at https://netbranchweb.diamondcu.com/authentication/userregistration.aspx. We look forward to having you as part of our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to purchase new equipment or expand your operations our member commercial loans are designed to empower you.

Merchant Services

In addition to loans, we offer robust merchant services that make daily transactions easier for your business. Whether it's processing payments quickly or managing cash flow more efficiently, our solutions cater to your operational needs. You can focus on what you do best running your business while we handle the financial side. Visit us at 100 Diamond Way Royersford Pa 19468 in Royersford, PA, or call us at (610) 326-5490 to learn how we can support your business journey today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our branch offers ATM services along with basic drive-thru banking for deposits and withdrawals. This ensures you have access to your funds without hassle. At Diamond, we pride ourselves on creating an inviting atmosphere where all members feel valued and empowered. If you're in Royersford or nearby, visit us or call us at 610-326-5490 to learn how we can support your financial journey. We look forward to welcoming you into our community! For more information about our offerings or to get started with any service mentioned above, please check out our website here.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we cater to your budget while ensuring you get the best deal possible.

Business Banking Support

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We know running a business can be challenging, and having the right financial partner can make all the difference.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Diamond, we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to making transfers or paying bills all at your fingertips!

Home Financing Made Easy

If buying a home is on your mind, look no further than our mortgage loans and refinancing services. We understand that this is one of the biggest decisions you'll ever make. Our knowledgeable staff will walk you through the mortgage process, helping you find the right loan for your situation.

Personal Banking Solutions

For our members looking to manage their finances effectively, we offer a variety of personal banking options. You can choose from checking and savings accounts that fit your lifestyle. Whether you are saving for a vacation or managing daily expenses, our accounts come with features that help you stay on track.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help you manage those costs efficiently. Whether it's for home repairs or consolidating high-interest debt into one manageable payment, we're here to assist you.

Rewarding Credit Card Options

Our credit cards with rewards give you more than just a way to pay; they offer points for every dollar spent that can be redeemed for exciting rewards. It's an effortless way to earn while you spend!

Digital & Online Banking

Key Features for Easy Banking

Our online banking system allows you to check balances, pay bills, and transfer funds with just a few clicks. You can enjoy the benefits of e-statements, making it simple to keep track of your finances without the clutter of paper. For those who prefer using their smartphones, our mobile application is available for download, enabling you to manage your accounts anytime, anywhere. Need to send money to a friend? With our person-to-person transfer feature, it's quick and effortless. Plus, if you're out shopping, you can take advantage of our mobile payments option for a fast checkout experience.

Security and Accessibility

We prioritize your security while ensuring that our services remain accessible. Our online banking platform includes robust security measures so you can bank with confidence. Even though we don't currently support electronic signature authorization for certain transactions, our team is always here to help guide you through any process you may need. At Diamond, we believe in making banking straightforward and secure for all our members. Experience the freedom of managing your finances on your terms visit us online today!

Financial Strength

A Committed Team

We also take pride in having 202 full-time employees and 8 part-time employees. Our knowledgeable team is always ready to assist you with any banking needs or questions you may have.

Focused on Members First

Unlike traditional banks, we prioritize our members. Although we have $0 in non-member deposits, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed with your needs in mind.

Growing Member Base

Total Share and Deposit Accounts: 145,933, showing a strong and growing member base that trusts us with their finances. Your confidence fuels our commitment to excellence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 100 Diamond Way Royersford Pa 19468 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals.

Reinvesting for Better Services

With $104,659,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy helps ensure that you receive the best possible service while maintaining the safety of your funds.

Secure Savings Opportunities

Members' savings are secured through $245,059,109 in share certificates and $232,209,260 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your investments reflects our dedication to helping you grow your wealth safely.

Strong Financial Health

With a net worth of $105,167,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $5,649 in used auto loans and $624,243,325 in total loans and leases. We understand that borrowing is part of achieving your dreams, whether it's buying a car or financing a new home.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you have the flexibility needed to make your purchase.

Credit Lines and Commercial Loans

In addition to personal loans, our services include credit lines totaling $271,991,404, providing you with quick access to cash as needed. For business owners looking for growth opportunities, our outstanding commercial loans totaling $54,996,601 provide the capital necessary for expansion. For those considering refinancing options or checking eligibility for any of our loan products, we encourage you to reach out. You can contact us at (610) 326-5490 or visit our website for more details on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We pride ourselves on transparency and are committed to providing exceptional service tailored just for you. Whether it's purchasing a car or financing your dream home, let us help pave the way toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. We understand that securing a mortgage can be daunting, which is why our friendly staff is ready to guide you through the process from start to finish.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members manage their finances effectively. These cards come with no collateral required and are designed to give you access to funds when you need them most.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees fair and transparent offers. Each lender's information is regularly updated, ensuring that users have access to the most accurate and relevant data available.

Diamond