Diamond Credit Union Reading PA | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Diamond at our Cumru Branch, located at 1030 Cedar Top Rd, Reading, PA 19607. Since opening our doors in 1947, we've proudly served our community with dedication and care. With over 68,000 members trusting us with their financial needs, we strive to create a welcoming environment where everyone feels valued. At Diamond, we understand the importance of supporting our members and their families. Our total assets stand strong at an impressive $1,040,310,628, ensuring that we have the resources necessary to provide reliable services tailored to your unique needs. Whether you're looking for checking accounts, auto loans, or business financing solutions, we've got you covered. While members can visit us at our branch for personal assistance or to utilize our drive-thru services, official correspondence should be directed to our mailing address at 1600 Medical Dr, Pottstown, PA 19464-3242. Feel free to reach out by phone at 610-326-5490 or send a fax to 610-718-0294 if you have any questions. Under the leadership of CEO Rick Patel and Board President Patrick Austin, our team of dedicated employees over 210 strong works tirelessly to foster financial growth within our community. We are proud of our net worth of $105,167,907, which reflects our commitment to sound financial practices and member service. We invite you to explore all that Diamond has to offer. Visit us online at diamondcu.org or stop by the Cumru Branch today. Let's work together towards your financial goals!

Branch History & Mission

At Diamond Credit Union, the story began in 1947 when we first opened our doors in Reading, PA. Since then, we have grown into a trusted financial partner for over 68,000 members. Our commitment to serving the community has shaped our identity and mission, allowing us to evolve alongside the needs of our members. Located at 1030 Cedar Top Rd, Reading, PA 19607, our Cumru Branch stands as a symbol of strength and support in the Berks County area. We invite you to visit us during our convenient operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:00 AM to 1:00 PM. Whether you prefer to visit in person or utilize our ATM services available on-site our team is here to assist you with all your banking needs. Our mission is simple yet powerful: to empower our members through accessible financial services while actively contributing to community well-being. We provide a wide range of offerings including checking and savings accounts, auto loans, mortgage options, personal loans, business banking solutions, and more. Each service is designed with your goals in mind. Throughout our history, we have embraced innovation to better serve you. Our digital advancements include online and mobile banking options that make managing your finances easier than ever. Additionally, we prioritize accessibility for all members by ensuring ADA compliance at our branch. Community outreach has always been a cornerstone of Diamond Credit Union's mission. We believe in building strong partnerships with local organizations and initiatives that uplift those around us. By participating in various community events and providing support to local charities, we aim to give back in meaningful ways. While members can visit us at our Reading location for their banking needs, official correspondence should be sent to our mailing address at 1600 Medical Dr, Pottstown, PA 19464-3242. As we look toward the future with total assets exceeding $1 billion and a dedicated staff of over 200 employees ready to assist you, we invite you to join the Diamond family. Experience firsthand how we can help you achieve your financial aspirations while making a positive impact in the community. Join us today! For more information about membership eligibility or to open an account online, please visit our website or call us at (610) 326-5490. Let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility Features

At Diamond, we prioritize convenience for all our members. Our branch features ADA-compliant access, ensuring that everyone can comfortably visit us. You'll find ample parking available, along with ramps for easy entry. Whether you're stopping by for personal banking or need assistance with loans, our friendly staff is ready to help.

Get in Touch

Have questions? Feel free to call us at (610) 326-5490. We invite you to come by and experience the friendly service that makes Diamond Credit Union a trusted choice in the community. Your financial journey starts here visit us today!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open from 9:00 AM to 5:00 PM on Monday through Wednesday, 9:00 AM to 7:00 PM on Thursday, and until 6:00 PM on Friday. We even welcome you on Saturday mornings from 8:00 AM to 1:00 PM at our contact center.

Services Offered

At the Diamond Cumru Branch, you'll find a full range of services designed to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we provide options that work for you. Need cash? Our ATM services are readily available for quick withdrawals or balance checks. Plus, enjoy the convenience of our drive-thru banking for simple transactions like deposits and withdrawals. While members can visit us at 1030 Cedar Top Rd Reading Pa 19607, official correspondence should be sent to our mailing address at 1600 Medical Dr, Pottstown, PA 19464-3242 in Pottstown.

Member Eligibility

At Diamond, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to individuals who live, work, or worship in our local area, as well as their family members. You don't need to jump through hoops or meet complicated requirements; all you need is the desire to join a supportive financial family that values your needs. By choosing Diamond, you gain access to a range of benefits including personalized banking services, competitive rates on loans, and the peace of mind that comes with being part of a member-focused credit union. If you're ready to take the next step toward membership, we invite you to learn more about our eligibility criteria at https://diamondcu.org/about/join/eligibility/. When you're set to open your account, it's just a click away at https://netbranchweb.diamondcu.com/authentication/userregistration.aspx. If you have any questions or need assistance, feel free to reach out to us at (610) 326-5490. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $54,996,601, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine a local café that can accept payments seamlessly from customers using mobile wallets or credit cards enhancing the customer experience while ensuring quick transactions. Our merchant services provide reliable solutions that can adapt as your business grows. Located at 1030 Cedar Top Rd Reading Pa 19607 in Reading, PA, our dedicated team is here to support your business banking needs. Contact us today at (610) 326-5490 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive banking services including merchant services and business loans. These tools are designed to support local businesses in thriving within our community. Whether you're starting up or expanding an existing venture, we're here to help you succeed.

Convenient Access Points

Need cash quickly? We provide ATM services for easy cash withdrawals and balance checks right when you need them. Our drive-thru banking makes everyday transactions like deposits and withdrawals quick and convenient perfect for those busy days when time is not on your side.

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards that allow you to earn points on every purchase. Use them wisely, and you'll find that they can help you save even more money over time.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At Diamond, we offer robust online and mobile banking options that empower you to manage your finances seamlessly. With features like person-to-person payments and e-statements, we ensure that banking is not just easy but also accessible from wherever you are. We invite you to explore all that Diamond has to offer by visiting us at 1030 Cedar Top Rd Reading Pa 19607 or giving us a call at (610) 326-5490. Whether it's opening a new account or discussing loan options, our friendly team is ready to assist you every step of the way!

Loans for Every Need

When it comes to financing options, Diamond offers various loan products that cater to different situations. If you're in the market for a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those dreaming of owning a home, our mortgage loans and refinancing solutions make it easier than ever to achieve that goal. Additionally, we provide personal loans for debt consolidation or unexpected expenses, ensuring you're never caught off guard financially.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. With easy access through our online and mobile banking platforms, you can check your balance, transfer funds, or pay bills anytime, anywhere. Imagine being able to handle all these tasks from the comfort of your home or on-the-go!

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://diamondcu.org/, you can check your account balances, pay bills, and transfer money whenever it suits you. Our online platform is user-friendly and secure, ensuring that your personal information stays protected as you navigate your financial tasks.

Mobile Banking Made Simple

For those who prefer to bank on their smartphones, our mobile application offers all the features you need right at your fingertips. You can make mobile payments easily, allowing you to shop without cash or cards in hand. Plus, person-to-person transfers mean you can send money to friends or family with just a few taps no hassle involved!

Sign with Confidence

While we currently do not offer electronic signature authorization for documents, rest assured that our team is here to assist you with any paperwork that needs to be completed in person. At Diamond, we're committed to providing accessible and effective banking solutions tailored for our members. Join us today and experience the ease of managing your finances digitally! For more information or to get started with online banking, visit us at https://diamondcu.org/ or give us a call at (610) 326-5490.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available through our online services, you can receive your account statements electronically. This not only helps keep your information organized but also makes it easy to access past statements whenever you need them.

Financial Strength

Commitment to Reinvestment

With $104,659,227 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $5,649 in used auto loans and $624,243,325 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 145,933, show a strong and growing member base that trusts us with their finances. This trust is what drives us to maintain the highest standards of service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Diamond is your trusted partner. Visit us at 1030 Cedar Top Rd Reading Pa 19607 or call (610) 326-5490 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $245,059,109 in share certificates and $232,209,260 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 202 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $105,167,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $91,597,259 in used vehicle loans and $17,763,703 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered with flexible terms and competitive rates.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $54,996,601 provide the capital needed to expand your operations. We understand that businesses require different types of financing solutions tailored to their unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $110,899,524, make buying or refinancing simple. We are committed to helping you navigate the process smoothly so that you can secure the home of your dreams.

Refinancing Options

If you're considering refinancing existing loans or want to explore eligibility options for any of our products, don't hesitate to reach out! Our team is here to guide you through the process and find the best solutions for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today at 610-326-5490 or visit our website here to learn more about how we can help you fulfill your financial aspirations.

Unsecured Credit Card Loans

Managing finances effectively can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $50,330,263 in loans helping members maintain control over their spending. Our credit cards come with various benefits that make them an excellent choice for everyday use.

Loan Aggregator

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Diamond